Median Income
$60,250
20% lower than US avg
Home Value
$174,400
38% lower than US avg
Violent Crime
88/100K
77% lower than US avg
Bachelor's+
9.9%
71% lower than US avg
Median Rent
$975
16% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
21.6%
74% higher than US avg
How New Troy Compares to the U.S. Average (100% = U.S. avg)
People
Population379
Median Age33.9 yrs
Density285/mi²
Male / Female53% / 47%
Largest GroupWhite 81%
Veterans7.1%
Economy
B
Median Income$60,250
Per Capita$37,677
Unemployment0.0%
Poverty21.6%
County GDP$9,718M
Commute18 min
Housing
A+
Home Value$174,400
Rent$975
Ownership77.3%
Zillow$305,028
Housing Units168
Rent Burden25.3%
Crime
F
Violent88/100K
Property1,060/100K
Health
Obesity39.9%
Uninsured8.9%
Smoking19.3%
Depression29.9%
Heart Disease6.7%
Climate
Avg Temp50°F (10°C)
AQI38 (Good)
Rain42.6 in/yr
Sunny Days275/yr
Elevation647 ft (197 m)
Education
D
Bachelor's+9.9%
High School+92.6%
Graduate+0.0%
School Score5.22
Community
2024 VoteR 53% / D 45%
Commute18 min
Broadband87.0%
EV Stations1
Libraries14
Is New Troy a Good Place to Live?
Based on current data, New Troy receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, high obesity rates. New Troy has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in New Troy is $60,250, 20% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 21.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in New Troy is $174,400, 38% below the national median / offering relatively affordable homeownership. Renters pay a median of $975 per month, below the national average / a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
New Troy is a very safe community with a violent crime rate of 88 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,060 per 100,000, 46% below the national average.
Education
9.9% of residents hold a bachelor's degree, below the national average of 33.7%. 92.6% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
New Troy experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.6 inches, including 65.2 inches of snow. Air quality is rated Good with a median AQI of 38.
New Troy has a population of 379 with a density of 285 people per square mile, spread across 1.3 square miles. The median age is 33.9 years, 13% younger than the national median of 38.9. The gender split is 46.7% female and 53.3% male. The city is predominantly White (80.5%), with 3.4% Hispanic. English is the primary language spoken at home by 98.3% of residents. 7.1% of the population are veterans. 10.9% of residents have a disability. 90.2% have health insurance coverage.
Population
33.9yrs
Median Age
13% below US avg
Language Spoken at Home
English Only
98.3%
25% above US avg
Spanish
1.7%
87% below US avg
The median household income in New Troy is $60,250, which is 20% below the national average of $75,149. Per capita income is $37,677. The average weekly wage is $1,096, 23% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 21.6% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 4,096 business establishments, including 391 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 6.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $60,250 |
| 20% below US avg |
| Per Capita Income | $37,677 |
| Avg Weekly Wage | $1,096 |
| IRS Avg AGI | $80,573 |
| Gini Index | 0.482 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 21.6% |
| 74% above US avg |
| Establishments (County) | 4,096 |
| County GDP | $9,718M |
Business (County)
| Restaurants | 391 |
| Healthcare | 432 |
| Retail | 544 |
| Manufacturing | 268 |
Tax & Cost of Living
| Property Tax (IRS) | $7,061 |
| 102% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 4.05% |
Commute & Transportation
| Commute Time | 17.6 min |
| Drive Alone | 88.7% |
| Public Transit | 0.0% |
| Work from Home | 6.1% |
The median home value in New Troy is $174,400, 38% below the national median of $281,900. Zillow estimates the typical home value at $305,028, higher than the Census estimate. Monthly rent averages $975 (16% below the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 77.3% of housing units are owner-occupied (above the 65.4% national rate). There are 168 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $7,061 (higher than the $3,500 national average). 25.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $174,400 |
| 38% below US avg |
| Zillow ZHVI | $305,028 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $975 |
| 16% below US avg |
| Rent Burden | 25.3% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 77.3% |
| Owner-Occupied | 77.3% |
| Renter-Occupied | 22.7% |
| Housing Units | 168 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $7,061 |
| 102% above US avg |
| Effective Rate | 4.05% |
In New Troy, 39.9% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 6.7% of residents, above the national average. 33.8% have high blood pressure. 19.3% are current smokers (above the 14.0% national rate). 17.9% report binge drinking. 28.4% are physically inactive. 29.9% report depression (above the 20.0% national average). 21.2% experience frequent mental distress. 8.9% of residents lack health insurance. The primary care physician ratio is 1:1,255. The dentist ratio is 1:1,778. 79.6% of residents have access to exercise opportunities. The food environment index is 7.2 out of 10.
Health Metrics: New Troy vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 10.8% |
| Heart Disease | 6.7% |
| High Blood Pressure | 33.8% |
| Asthma | 12.4% |
| COPD | 9.1% |
| Cancer | 7.7% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 19.3% |
| 38% above US avg |
| Binge Drinking | 17.9% |
| Physical Inactivity | 28.4% |
| Depression | 29.9% |
| Mental Distress | 21.2% |
| Physical Distress | 15.9% |
| Short Sleep | 40.2% |
Healthcare Access
| Insurance Rate | 90.2% |
| Uninsured | 8.9% |
| 3% above US avg |
| Primary Care | 1:1,255 |
| Dentists | 1:1,778 |
| Mental Health | 1:316 |
| Checkup Rate | 75.3% |
| Dental Visits | 59.2% |
| Premature Death | 9,398/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 79.6% |
| Healthcare Facilities | 432 |
New Troy has a violent crime rate of 88 per 100,000 residents, 77% below the national average of 380. Property crime stands at 1,060 per 100,000, 46% below the U.S. average. The county recorded 13 fatal traffic crashes. Overall, New Troy receives a safety grade of F.
Crime Rates: New Troy vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 88.3/100K |
| 77% below US avg |
| |
Property Crime
| Total Property | 1,060.1/100K |
| 46% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
New Troy experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.6 inches. The area receives 65.2 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 647 feet.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.0°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 647 ft (197 m) |
| Area | 1.3 sq mi (3.4 km²) |
| Population Density | 285/sq mi |
| Coordinates | 41.8818°N, 86.5424°W |
| Timezone | America/Detroit |
| County | Berrien County County |
| Nearest Airport | South Bend International (SBN)
17 miles away |
Precipitation & Snow
Annual Rainfall
42.6"
12% above US avg
Wettest Month (Jun)
3.86"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.7 / 100 |
| Social Vulnerability | 44.1 / 100 |
| Community Resilience | 98.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
100 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
127 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
107 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
94 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
363 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 109 fatalities, 1,487 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1956 |
EF5 |
89 km |
17 |
| Apr 2, 1977 |
EF4 |
93 km |
0 |
| Apr 11, 1965 |
EF4 |
76 km |
5 |
| Apr 11, 1965 |
EF4 |
56 km |
31 |
| Apr 11, 1965 |
EF4 |
44 km |
36 |
| Oct 18, 2007 |
EF3 |
72 km |
0 |
| Oct 24, 2001 |
EF3 |
31 km |
1 |
| May 13, 1980 |
EF3 |
82 km |
5 |
| May 13, 1980 |
EF3 |
46 km |
0 |
| Mar 12, 1976 |
EF3 |
41 km |
0 |
| Mar 12, 1976 |
EF3 |
68 km |
0 |
| Jun 20, 1974 |
EF3 |
99 km |
0 |
| Oct 24, 1967 |
EF3 |
67 km |
0 |
| Nov 26, 1965 |
EF3 |
21 km |
0 |
| Nov 12, 1965 |
EF3 |
86 km |
0 |
| Apr 11, 1965 |
EF3 |
81 km |
0 |
| Apr 11, 1965 |
EF3 |
95 km |
0 |
| Apr 11, 1965 |
EF3 |
59 km |
10 |
| Apr 30, 1962 |
EF3 |
24 km |
0 |
| Apr 30, 1962 |
EF3 |
76 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
35 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: ALLEGAN6 (1,077 ac, 1988).
| Year |
Name |
Acres |
Distance |
| 1988 |
ALLEGAN6 |
1,077 |
88 km |
| 1986 |
OGDEN DUNS |
863 |
64 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
63 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
54 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.2 in |
Coldest |
| February |
28°F (-2°C) |
1.7 in |
Driest |
| March |
37°F (3°C) |
2.7 in |
|
| April |
47°F (8°C) |
3.6 in |
|
| May |
58°F (14°C) |
3.3 in |
|
| June |
67°F (20°C) |
3.9 in |
Wettest |
| July |
73°F (23°C) |
3.5 in |
Warmest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
64°F (18°C) |
3.8 in |
|
| October |
53°F (12°C) |
3.1 in |
|
| November |
41°F (5°C) |
3.4 in |
|
| December |
31°F (-1°C) |
3.1 in |
|
New Troy has a seasonal temperature swing of 49°F / from 24°F in January to 73°F in July. Total annual precipitation is 37.9 inches, with June being the wettest month (3.9") and February the driest (1.7").
Average costs for common services in New Troy. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144–$385) |
| Specialist Visit |
$337 ($192–$529) |
| Urgent Care Visit |
$192 ($96–$337) |
| Emergency Room Visit |
$2,116 ($770–$4,810) |
| Dental Cleaning |
$125 ($72–$192) |
| Dental Filling |
$241 ($144–$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$72) |
| Oil Change (Synthetic) |
$72 ($48–$115) |
| Brake Pad Replacement |
$289 ($144–$481) |
| Tire Rotation |
$38 ($19–$72) |
| New Tires (Set of 4) |
$577 ($385–$962) |
| Battery Replacement |
$192 ($96–$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58–$144) |
| Electrician (Per Hour) |
$87 ($48–$135) |
| HVAC Repair |
$385 ($144–$770) |
| HVAC System Install |
$6,734 ($3,848–$11,544) |
| Roof Repair |
$962 ($385–$1,924) |
| Roof Replacement |
$8,658 ($5,291–$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481–$3,367) |
| Divorce (Contested) |
$14,430 ($4,810–$28,860) |
| DUI Defense |
$4,810 ($1,924–$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770–$2,886) |
| Will Preparation |
$481 ($192–$962) |
| Trust Preparation |
$2,405 ($962–$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$53 ($29–$96) |
| Hair Coloring (Full) |
$144 ($72–$241) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$63) |
| Massage (1 Hour) |
$77 ($48–$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89–$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41–$4.81) |
| Loaf of Bread |
$3.66 ($2.41–$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89–$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85–$7.22) |
| Rice (per lb) |
$0.96 ($0.58–$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77–$241) |
| Natural Gas (Monthly) |
$67 ($29–$144) |
| Water/Sewer (Monthly) |
$67 ($38–$115) |
| Internet (Monthly) |
$67 ($38–$96) |
| Cell Phone Plan (Monthly) |
$63 ($29–$96) |
| Cable TV (Monthly) |
$82 ($48–$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72–$481) |
| Car Insurance (Annual) |
$1,924 ($1,154–$3,367) |
| Bus Pass (Monthly) |
$67 ($29–$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70–$24) |
| Car Registration (Annual) |
$96 ($29–$241) |
| Driver's License Renewal |
$29 ($14–$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577–$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481–$1,924) |
| After-School Care (Monthly) |
$385 ($192–$673) |
| Tutoring (Per Hour) |
$48 ($24–$96) |
| SAT/ACT Prep Course |
$962 ($385–$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810–$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$96) |
| Dog Vaccination (Annual) |
$96 ($48–$192) |
| Dog Grooming |
$58 ($29–$96) |
| Pet Boarding (Per Night) |
$38 ($19–$72) |
| Dog Spay/Neuter |
$289 ($144–$481) |
| Cat Spay/Neuter |
$192 ($96–$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $594 |
| Toddler | $594 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $831 |
| Toddler | $674 |
| Preschool | $670 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About New Troy
What is the population of New Troy?
New Troy has a population of 379 residents and is located in Michigan. The population density is 285 people per square mile, spread across 1.3 square miles. The median age of residents is 33.9 years, which is younger than the national median of 38.9 years. The population is 46.7% female and 53.3% male.
Is New Troy expensive to live in?
New Troy has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $60,250, 20% below the national average of $75,149. The median home value is $174,400 (38% below the U.S. median). Renters pay a median of $975 per month, below the national average of $1,163. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
Is New Troy safe?
New Troy is considered a very safe city with a violent crime rate of 88 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,060 per 100,000 (below the national average). Overall, New Troy receives a safety grade of F based on combined crime data.
What is the weather like in New Troy?
New Troy has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.6 inches, with 65.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in New Troy?
The job market in New Troy is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,096. There are 4,096 business establishments in the area, including 391 restaurants and food service locations. The average commute time is 18 minutes, and 6.1% of workers work from home.
How much does housing cost in New Troy?
The median home value in New Troy is $174,400. Zillow estimates the typical home value at $305,028. For renters, the median monthly rent is $975. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 77.3%. The average annual property tax is $7,061.
How are the schools in New Troy?
Schools in New Troy score 5.2 out of 10 on standardized testing, near the national average. 9.9% of adults in New Troy hold a bachelor's degree or higher, below the national average of 33.7%. 92.6% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is New Troy?
The obesity rate in New Troy is 39.9% (above the national rate of 32.1%). 19.3% of adults are smokers. 28.4% are physically inactive. 29.9% of residents report depression. 8.9% lack health insurance. 79.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,255.
What is transportation like in New Troy?
The average commute in New Troy is 18 minutes, shorter than the national average of 28 minutes. 88.7% of workers drive alone to work, and 6.1% work from home.
What are the demographics of New Troy?
The racial and ethnic makeup of New Troy is 80.5% White, 3.4% Hispanic or Latino. 98.3% of residents speak only English at home. 7.1% of the population are military veterans. 10.9% of residents have a disability. 90.2% have health insurance coverage.
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