Median Income
$49,571
34% lower than US avg
Home Value
$97,200
66% lower than US avg
Bachelor's+
18.1%
46% lower than US avg
Median Rent
$509
56% lower than US avg
Obesity Rate
38.1%
19% higher than US avg
Unemployment
6.1%
69% higher than US avg
Poverty Rate
5.2%
58% lower than US avg
How Oakland Compares to the U.S. Average (100% = U.S. avg)
People
Population948
Median Age48.9 yrs
Density1,215/mi²
Male / Female49% / 51%
Largest GroupWhite 98%
Veterans8.5%
Economy
B
Median Income$49,571
Per Capita$32,746
Unemployment6.1%
Poverty5.2%
County GDP$1,440M
Commute25 min
Housing
A+
Home Value$97,200
Rent$509
Ownership78.3%
Zillow$142,578
Housing Units498
Rent Burden30.8%
Health
Obesity38.1%
Uninsured6.5%
Smoking15.7%
Depression24.8%
Heart Disease5.6%
Climate
Avg Temp53°F (12°C)
Rain39.3 in/yr
Elevation659 ft (201 m)
Education
C
Bachelor's+18.1%
High School+95.3%
Graduate+4.7%
School Score5.35
Community
2024 VoteR 72% / D 26%
Commute25 min
Broadband85.6%
EV Stations2
Libraries4
Is Oakland a Good Place to Live?
Based on current data, Oakland receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, below-average incomes. Oakland offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oakland is $49,571, 34% below the national average of $75,149. The unemployment rate of 6.1% is somewhat elevated compared to the national rate of 3.6%. Only 5.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Oakland is $97,200, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $509 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Education
18.1% of residents hold a bachelor's degree, below the national average of 33.7%. 95.3% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Oakland experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 76°F in July. Annual precipitation totals 39.3 inches, including 18.1 inches of snow.
Oakland has a population of 948 with a density of 1,215 people per square mile, spread across 0.3 square miles. The median age is 48.9 years, 26% older than the national median of 38.9. The gender split is 50.8% female and 49.2% male. The city is predominantly White (98.3%). English is the primary language spoken at home by 100% of residents. 8.5% of the population are veterans, above the national rate of 6.0%. 20.1% of residents have a disability (above the 13.0% national average). 93.5% have health insurance coverage.
Population
948
Total Population
2023 Census
48.9yrs
Median Age
26% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.2%
99% below US avg
The median household income in Oakland is $49,571, which is 34% below the national average of $75,149. Per capita income is $32,746 (below the $39,052 national figure). The average weekly wage is $1,044, 27% lower than the U.S. average. The unemployment rate is 6.1% (above the 3.6% US average). 5.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 603 business establishments, including 55 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 25 minutes. 10.2% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $49,571 |
| 34% below US avg |
| Per Capita Income | $32,746 |
| Avg Weekly Wage | $1,044 |
| IRS Avg AGI | $76,563 |
| Gini Index | 0.409 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.1% |
| 69% above US avg |
| Poverty Rate | 5.2% |
| 58% below US avg |
| Establishments (County) | 603 |
| County GDP | $1,440M |
Business (County)
| Restaurants | 55 |
| Healthcare | 45 |
| Retail | 84 |
| Manufacturing | 84 |
Tax & Cost of Living
| Property Tax (IRS) | $4,396 |
| 26% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.52% |
Commute & Transportation
| Commute Time | 25.2 min |
| Drive Alone | 74.8% |
| Public Transit | 0.8% |
| Work from Home | 10.2% |
The median home value in Oakland is $97,200, 66% below the national median of $281,900. Zillow estimates the typical home value at $142,578, higher than the Census estimate. According to Redfin, the median sale price is $38,900 with homes selling in an average of 42 days. Homes sell for 78% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $509 (56% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 78.3% of housing units are owner-occupied (above the 65.4% national rate). There are 498 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $4,396 (higher than the $3,500 national average). 30.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $97,200 |
| 66% below US avg |
| Zillow ZHVI | $142,578 |
| Redfin Median Sale | $38,900 |
Real Estate Market (Redfin)
| Median Sale Price | $38,900 |
| $/Sq Ft | $31 |
| Homes Sold | 1 |
| Days on Market | 42 days |
| Sale-to-List Ratio | 78.0% |
| Price Drops | 33.3% |
| Inventory | 3 |
Rental Costs
| Census Median Rent | $509 |
| 56% below US avg |
| Rent Burden | 30.8% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 78.3% |
| Owner-Occupied | 78.3% |
| Renter-Occupied | 21.7% |
| Housing Units | 498 |
| Median Year Built | 1969 |
Property Tax
| Avg Tax (IRS) | $4,396 |
| 26% above US avg |
| Effective Rate | 4.52% |
In Oakland, 38.1% of adults are obese, above the national rate of 32.1%. 9.6% have diabetes. Heart disease affects 5.6% of residents. 30.9% have high blood pressure. 15.7% are current smokers. 20.2% report binge drinking. 22.9% are physically inactive. 24.8% report depression (above the 20.0% national average). 19.3% experience frequent mental distress. 6.5% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,817. The dentist ratio is 1:1,975. 81.7% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Oakland vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.1% |
| 19% above US avg |
| Diabetes | 9.6% |
| Heart Disease | 5.6% |
| High Blood Pressure | 30.9% |
| Asthma | 10.8% |
| COPD | 7.0% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 20.2% |
| Physical Inactivity | 22.9% |
| Depression | 24.8% |
| Mental Distress | 19.3% |
| Physical Distress | 13.0% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 93.5% |
| Uninsured | 6.5% |
| 24% below US avg |
| Primary Care | 1:2,817 |
| Dentists | 1:1,975 |
| Mental Health | 1:9,814 |
| Checkup Rate | 75.4% |
| Dental Visits | 61.3% |
| Premature Death | 6,968/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 81.7% |
| Healthcare Facilities | 45 |
Oakland experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 76°F in July. Annual precipitation totals 39.3 inches. The area receives 18.1 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 659 feet.
Temperature
28°F Jan (-2°C)
76°F Jul (24°C)
| Annual Average | 53.4°F |
| 1% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 76°F (24°C) |
Geography
| Elevation | 659 ft (201 m) |
| Area | 0.3 sq mi (0.9 km²) |
| Population Density | 1,215/sq mi |
| Coordinates | 39.6578°N, 88.0279°W |
| Timezone | America/Chicago |
| County | Douglas County County |
| Nearest Airport | Terre Haute Regional (HUF)
41 miles away |
Precipitation & Snow
Annual Rainfall
39.3"
3% above US avg
Wettest Month (Jun)
4.68"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.1 / 100 |
| Social Vulnerability | 57.9 / 100 |
| Community Resilience | 63.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
38 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M3.3 on May 13, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
135 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
134 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
135 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
66 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
88 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
138 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
135 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
120 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
134 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
110 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
135 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
136 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
133 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
135 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
42 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
111 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
96 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
137 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
107 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
136 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
553 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 22 fatalities, 378 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1990 |
EF4 |
81 km |
0 |
| Mar 20, 1976 |
EF4 |
68 km |
0 |
| Mar 31, 2023 |
EF3 |
84 km |
6 |
| Nov 17, 2013 |
EF3 |
33 km |
0 |
| Nov 17, 2013 |
EF3 |
65 km |
0 |
| Apr 19, 1996 |
EF3 |
52 km |
1 |
| Apr 19, 1996 |
EF3 |
50 km |
0 |
| Nov 22, 1992 |
EF3 |
97 km |
0 |
| Jun 2, 1980 |
EF3 |
94 km |
1 |
| Aug 21, 1977 |
EF3 |
59 km |
6 |
| Aug 10, 1974 |
EF3 |
18 km |
0 |
| Aug 10, 1974 |
EF3 |
67 km |
0 |
| Apr 3, 1974 |
EF3 |
95 km |
1 |
| Apr 3, 1974 |
EF3 |
84 km |
0 |
| Apr 3, 1974 |
EF3 |
33 km |
0 |
| Apr 3, 1974 |
EF3 |
40 km |
1 |
| Apr 29, 1963 |
EF3 |
85 km |
0 |
| Apr 29, 1963 |
EF3 |
65 km |
0 |
| Apr 22, 1963 |
EF3 |
26 km |
0 |
| Apr 22, 1963 |
EF3 |
70 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.3 in |
Coldest |
| February |
32°F (0°C) |
1.9 in |
Driest |
| March |
43°F (6°C) |
2.8 in |
|
| April |
54°F (12°C) |
4.2 in |
|
| May |
64°F (18°C) |
4.2 in |
|
| June |
73°F (23°C) |
4.7 in |
Wettest |
| July |
76°F (24°C) |
4.2 in |
Warmest |
| August |
74°F (23°C) |
2.6 in |
|
| September |
67°F (20°C) |
3.4 in |
|
| October |
56°F (13°C) |
3.4 in |
|
| November |
43°F (6°C) |
3.4 in |
|
| December |
33°F (1°C) |
2.3 in |
|
Oakland has a seasonal temperature swing of 48°F / from 28°F in January to 76°F in July. Total annual precipitation is 39.3 inches, with June being the wettest month (4.7") and February the driest (1.9").
Average costs for common services in Oakland. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150-$400) |
| Specialist Visit |
$350 ($200-$550) |
| Urgent Care Visit |
$200 ($100-$350) |
| Emergency Room Visit |
$2,200 ($800-$5,000) |
| Dental Cleaning |
$130 ($75-$200) |
| Dental Filling |
$250 ($150-$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25-$75) |
| Oil Change (Synthetic) |
$75 ($50-$120) |
| Brake Pad Replacement |
$300 ($150-$500) |
| Tire Rotation |
$40 ($20-$75) |
| New Tires (Set of 4) |
$600 ($400-$1,000) |
| Battery Replacement |
$200 ($100-$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60-$150) |
| Electrician (Per Hour) |
$90 ($50-$140) |
| HVAC Repair |
$400 ($150-$800) |
| HVAC System Install |
$7,000 ($4,000-$12,000) |
| Roof Repair |
$1,000 ($400-$2,000) |
| Roof Replacement |
$9,000 ($5,500-$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500-$3,500) |
| Divorce (Contested) |
$15,000 ($5,000-$30,000) |
| DUI Defense |
$5,000 ($2,000-$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800-$3,000) |
| Will Preparation |
$500 ($200-$1,000) |
| Trust Preparation |
$2,500 ($1,000-$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$45) |
| Women's Haircut |
$55 ($30-$100) |
| Hair Coloring (Full) |
$150 ($75-$250) |
| Manicure |
$25 ($15-$45) |
| Pedicure |
$40 ($25-$65) |
| Massage (1 Hour) |
$80 ($50-$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00-$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50-$5.00) |
| Loaf of Bread |
$3.80 ($2.50-$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00-$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00-$7.50) |
| Rice (per lb) |
$1.00 ($0.60-$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80-$250) |
| Natural Gas (Monthly) |
$70 ($30-$150) |
| Water/Sewer (Monthly) |
$70 ($40-$120) |
| Internet (Monthly) |
$70 ($40-$100) |
| Cell Phone Plan (Monthly) |
$65 ($30-$100) |
| Cable TV (Monthly) |
$85 ($50-$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75-$500) |
| Car Insurance (Annual) |
$2,000 ($1,200-$3,500) |
| Bus Pass (Monthly) |
$70 ($30-$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00-$25) |
| Car Registration (Annual) |
$100 ($30-$250) |
| Driver's License Renewal |
$30 ($15-$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600-$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500-$2,000) |
| After-School Care (Monthly) |
$400 ($200-$700) |
| Tutoring (Per Hour) |
$50 ($25-$100) |
| SAT/ACT Prep Course |
$1,000 ($400-$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000-$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30-$100) |
| Dog Vaccination (Annual) |
$100 ($50-$200) |
| Dog Grooming |
$60 ($30-$100) |
| Pet Boarding (Per Night) |
$40 ($20-$75) |
| Dog Spay/Neuter |
$300 ($150-$500) |
| Cat Spay/Neuter |
$200 ($100-$400) |
View all 9 services
Frequently Asked Questions About Oakland
What is the population of Oakland?
Oakland has a population of 948 residents and is located in Illinois. The population density is 1,215 people per square mile, spread across 0.3 square miles. The median age of residents is 48.9 years, which is older than the national median of 38.9 years. The population is 50.8% female and 49.2% male.
Is Oakland expensive to live in?
Oakland has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $49,571, 34% below the national average of $75,149. The median home value is $97,200 (66% below the U.S. median). Renters pay a median of $509 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Oakland?
Oakland has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 39.3 inches, with 18.1 inches of snow.
How is the job market in Oakland?
The unemployment rate in Oakland is 6.1%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,044. There are 603 business establishments in the area, including 55 restaurants and food service locations. The average commute time is 25 minutes, and 10.2% of workers work from home.
How much does housing cost in Oakland?
The median home value in Oakland is $97,200. Zillow estimates the typical home value at $142,578. According to Redfin, the median sale price is $38,900, with homes typically selling within 42 days. For renters, the median monthly rent is $509. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 78.3%. The average annual property tax is $4,396.
How are the schools in Oakland?
Schools in Oakland score 5.3 out of 10 on standardized testing, near the national average. 18.1% of adults in Oakland hold a bachelor's degree or higher, below the national average of 33.7%. 95.3% have completed high school. 4.7% hold a graduate or professional degree.
How healthy is Oakland?
The obesity rate in Oakland is 38.1% (above the national rate of 32.1%). 15.7% of adults are smokers. 22.9% are physically inactive. 24.8% of residents report depression. 6.5% lack health insurance (below the national rate). 81.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,817.
What is transportation like in Oakland?
The average commute in Oakland is 25 minutes. 74.8% of workers drive alone to work, and 10.2% work from home.
What are the demographics of Oakland?
The racial and ethnic makeup of Oakland is 98.3% White. 100% of residents speak only English at home. 8.5% of the population are military veterans. 20.1% of residents have a disability. 93.5% have health insurance coverage.