Median Income
$59,107
21% lower than US avg
Violent Crime
315/100K
17% lower than US avg
Bachelor's+
5.2%
85% lower than US avg
Obesity Rate
38.2%
19% higher than US avg
Unemployment
5.5%
53% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Onward Compares to the U.S. Average (100% = U.S. avg)
People
Population155
Median Age36.5 yrs
Density1,550/mi²
Male / Female72% / 28%
Largest GroupWhite 96%
Veterans6.3%
Economy
B+
Median Income$59,107
Per Capita$27,619
Unemployment5.5%
Poverty0.0%
County GDP$1,960M
Commute22 min
Housing
Ownership91.8%
Zillow$183,570
Housing Units49
Rent Burden24.1%
Crime
F
Violent315/100K
Property3,207/100K
Health
Obesity38.2%
Uninsured6.3%
Smoking13.5%
Depression23.9%
Heart Disease5.5%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Rain41.3 in/yr
Sunny Days275/yr
Elevation766 ft (233 m)
Education
F
Bachelor's+5.2%
High School+75.0%
Graduate+0.0%
School Score5.39
Community
2024 VoteR 72% / D 26%
Commute22 min
Broadband49.0%
EV Stations2
Libraries4
Is Onward a Good Place to Live?
Based on current data, Onward receives an overall livability score of 2.0 out of 5.0, earning a grade of C. Key strengths include abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, below-average incomes. Onward has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Onward is $59,107, 21% below the national average of $75,149. The unemployment rate of 5.5% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Safety & Crime
Violent crime in Onward is below the national average at 315 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,207 per 100,000, 64% above the national average.
Education
5.2% of residents hold a bachelor's degree, below the national average of 33.7%. 75.0% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Onward experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.3 inches, including 19.4 inches of snow. Air quality is rated Good with a median AQI of 41.
Onward has a population of 155 with a density of 1,550 people per square mile, spread across 0.1 square miles. The median age is 36.5 years, 6% younger than the national median of 38.9. The gender split is 28.4% female and 71.6% male. The city is predominantly White (95.5%). English is the primary language spoken at home by 98% of residents. 6.3% of the population are veterans. 7.3% of residents have a disability (below the 13.0% national average). 92.0% have health insurance coverage.
Population
36.5yrs
Median Age
6% below US avg
Language Spoken at Home
English Only
98.0%
25% above US avg
Spanish
2.0%
85% below US avg
The median household income in Onward is $59,107, which is 21% below the national average of $75,149. Per capita income is $27,619 (below the $39,052 national figure). The average weekly wage is $932, 35% lower than the U.S. average. The unemployment rate is 5.5% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 738 business establishments, including 74 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $59,107 |
| 21% below US avg |
| Per Capita Income | $27,619 |
| Avg Weekly Wage | $932 |
| IRS Avg AGI | $55,023 |
| Gini Index | 0.399 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.5% |
| 53% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 738 |
| County GDP | $1,960M |
Business (County)
| Restaurants | 74 |
| Healthcare | 65 |
| Retail | 108 |
| Manufacturing | 46 |
Tax & Cost of Living
| Property Tax (IRS) | $2,606 |
| 26% below US avg |
| Cost of Living | 93.30 (100=avg) |
Commute & Transportation
| Commute Time | 22.1 min |
| Drive Alone | 91.8% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $183,570. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 91.8% of housing units are owner-occupied (above the 65.4% national rate). There are 49 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $2,606 (lower than the $3,500 national average). 24.1% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 91.8% |
| Owner-Occupied | 91.8% |
| Renter-Occupied | 8.2% |
| Housing Units | 49 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $2,606 |
| 26% below US avg |
In Onward, 38.2% of adults are obese, above the national rate of 32.1%. 9.7% have diabetes. Heart disease affects 5.5% of residents. 30.4% have high blood pressure. 13.5% are current smokers. 16.0% report binge drinking. 20.4% are physically inactive, below the national average. 23.9% report depression (above the 20.0% national average). 16.8% experience frequent mental distress. 6.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,210. The dentist ratio is 1:3,128. 79.3% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Onward vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.2% |
| 19% above US avg |
| Diabetes | 9.7% |
| Heart Disease | 5.5% |
| High Blood Pressure | 30.4% |
| Asthma | 10.3% |
| COPD | 6.3% |
| Cancer | 7.1% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 13.5% |
| 4% below US avg |
| Binge Drinking | 16.0% |
| Physical Inactivity | 20.4% |
| Depression | 23.9% |
| Mental Distress | 16.8% |
| Physical Distress | 11.5% |
| Short Sleep | 31.1% |
Healthcare Access
| Insurance Rate | 92.0% |
| Uninsured | 6.3% |
| 27% below US avg |
| Primary Care | 1:2,210 |
| Dentists | 1:3,128 |
| Mental Health | 1:443 |
| Checkup Rate | 69.1% |
| Dental Visits | 58.3% |
| Premature Death | 9,871/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 79.3% |
| Healthcare Facilities | 65 |
Onward has a violent crime rate of 315 per 100,000 residents, 17% below the national average of 380. Property crime stands at 3,207 per 100,000, 64% above the U.S. average. The county recorded 9 fatal traffic crashes. Overall, Onward receives a safety grade of F.
Crime Rates: Onward vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 315.3/100K |
| 17% below US avg |
| |
Property Crime
| Total Property | 3,206.9/100K |
| 64% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Onward experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 25°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.3 inches. The area receives 19.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 766 feet.
Temperature
25°F Jan (-4°C)
74°F Jul (23°C)
| Annual Average | 51.0°F |
| 6% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 766 ft (233 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 1,550/sq mi |
| Coordinates | 40.6947°N, 86.1948°W |
| Timezone | America/Indiana/Indianapolis |
| County | Cass County County |
| Nearest Airport | Delaware County Regional (MIE)
52 miles away |
Precipitation & Snow
Annual Rainfall
41.3"
9% above US avg
Wettest Month (Jul)
4.06"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 56.8 / 100 |
| Social Vulnerability | 68.7 / 100 |
| Community Resilience | 71.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
134 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
129 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
128 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
114 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
100 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
114 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
116 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
124 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
130 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
602 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 162 fatalities, 2,495 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
68 km |
3 |
| Mar 20, 1976 |
EF4 |
72 km |
0 |
| Apr 3, 1974 |
EF4 |
82 km |
18 |
| Apr 11, 1965 |
EF4 |
36 km |
25 |
| Apr 11, 1965 |
EF4 |
71 km |
4 |
| Apr 11, 1965 |
EF4 |
67 km |
0 |
| Apr 11, 1965 |
EF4 |
98 km |
36 |
| Apr 11, 1965 |
EF4 |
94 km |
28 |
| Apr 11, 1965 |
EF4 |
92 km |
31 |
| Mar 6, 1956 |
EF4 |
55 km |
1 |
| Mar 31, 2023 |
EF3 |
56 km |
0 |
| May 27, 2019 |
EF3 |
69 km |
0 |
| May 27, 2019 |
EF3 |
32 km |
0 |
| Aug 24, 2016 |
EF3 |
26 km |
0 |
| Nov 17, 2013 |
EF3 |
67 km |
0 |
| Jun 5, 2010 |
EF3 |
6 km |
0 |
| Oct 18, 2007 |
EF3 |
67 km |
0 |
| May 30, 2004 |
EF3 |
7 km |
0 |
| Jun 11, 1998 |
EF3 |
34 km |
0 |
| Nov 22, 1992 |
EF3 |
92 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
126 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.0 in |
Coldest |
| February |
28°F (-2°C) |
1.9 in |
Driest |
| March |
38°F (4°C) |
2.8 in |
|
| April |
49°F (10°C) |
3.8 in |
|
| May |
61°F (16°C) |
3.9 in |
|
| June |
70°F (21°C) |
3.7 in |
|
| July |
74°F (23°C) |
4.1 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.5 in |
|
| September |
65°F (18°C) |
3.2 in |
|
| October |
53°F (12°C) |
2.6 in |
|
| November |
41°F (5°C) |
3.0 in |
|
| December |
29°F (-2°C) |
2.8 in |
|
Onward has a seasonal temperature swing of 49°F / from 25°F in January to 74°F in July. Total annual precipitation is 37.2 inches, with July being the wettest month (4.1") and February the driest (1.9").
Average costs for common services in Onward. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Onward
What is the population of Onward?
Onward has a population of 155 residents and is located in Indiana. The population density is 1,550 people per square mile, spread across 0.1 square miles. The median age of residents is 36.5 years, which is younger than the national median of 38.9 years. The population is 28.4% female and 71.6% male.
Is Onward expensive to live in?
Onward is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $59,107, 21% below the national average of $75,149.
Is Onward safe?
Onward is safer than the national average, with a violent crime rate of 315 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,207 per 100,000 (above the national average). Overall, Onward receives a safety grade of F based on combined crime data.
What is the weather like in Onward?
Onward has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.3 inches, with 19.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Onward?
The unemployment rate in Onward is 5.5%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $932. There are 738 business establishments in the area, including 74 restaurants and food service locations. The average commute time is 22 minutes, and 0.0% of workers work from home.
How are the schools in Onward?
Schools in Onward score 5.4 out of 10 on standardized testing, near the national average. 5.2% of adults in Onward hold a bachelor's degree or higher, below the national average of 33.7%. 75.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Onward?
The obesity rate in Onward is 38.2% (above the national rate of 32.1%). 13.5% of adults are smokers. 20.4% are physically inactive. 23.9% of residents report depression. 6.3% lack health insurance (below the national rate). 79.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,210.
What is transportation like in Onward?
The average commute in Onward is 22 minutes, shorter than the national average of 28 minutes. 91.8% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Onward?
The racial and ethnic makeup of Onward is 95.5% White, 0.6% Hispanic or Latino. 98% of residents speak only English at home. 6.3% of the population are military veterans. 7.3% of residents have a disability. 92.0% have health insurance coverage.
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