At a Glance
Median Income
$127,219
$47,473 per capita
Home Value
$367,200
Zillow: $427,788
Median Rent
$1,696/mo
30.2% of income on rent
Bachelor's Degree+
41.8%
96.7% high school+
Unemployment
1.5%
0.2% poverty rate
Obesity Rate
33.3%
10.8% smoking rate
How Otsego Compares to the U.S. Average
Each bar shows Otsego's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Otsego a Good Place to Live?
A+
4.8 / 5.0 - Excellent
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Otsego residents earn a median household income of $127,219 , which is 69% above the national average of $75,149.
Per capita income is $47,473. The unemployment rate stands at 1.5% (58% below the U.S. rate of 3.6%). 0.2% of residents live below the poverty line. The area is home to 2,490 business establishments, including 119 restaurants.
Housing & Cost of Living
The median home value in Otsego is $367,200 , 30% above the national median of $281,900.
Zillow estimates the typical home at $427,788. Median rent is $1,696/month, with 30.2% of renters spending more than 30% of income on housing. The cost of living index is 98.6 (100 = national average). The median home was built in 2006.
Education
41.8% of adults in Otsego hold a bachelor's degree or higher
(24% above the national average).
96.7% have completed high school. Local schools score 6.5/10 in standardized testing.
Climate & Weather
Otsego has an average annual temperature of 44°F (7°C).
Winters average 13°F in January while summers reach 72°F in July. Annual precipitation totals 32.9 inches.
Data Overview
People
Population21,358
Median Age34.4 yrs
Density721/mi²
Male / Female51% / 50%
Foreign Born7.1%
Veterans6.0%
Economy
A+
Median Income$127,219
Per Capita$47,473
Unemployment1.5%
Poverty0.2%
County GDP$4,897M
Avg Weekly Wage$1,111
Housing
A+
Home Value$367,200
Rent$1,696
Ownership91.2%
Zillow$427,788
Housing Units6,960
Rent Burden30.2%
Health
Obesity33.3%
Diabetes7.5%
Smoking10.8%
Heart Disease4.3%
Premature Death4,934/100K
Climate
Avg Temp44°F
Rain32.9 in/yr
Elevation922 ft
Education
A
Bachelor's+41.8%
High School+96.7%
Graduate+12.3%
School Score6.5/10
Community
2024 VoteR 67% / D 32%
Commute32 min
Broadband92.9%
Internet Speed125 Mbps
EV Stations2
Libraries3
Did You Know?
The median home in Otsego was built in 2006.
The nearest airport is St Cloud Regional (29 miles).
The Gini coefficient (income inequality) is 0.376 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
5.3% of the population has a disability.
Average internet download speed is 125 Mbps.
There are 119 restaurants in the area.
The county recorded 7 fatal vehicle crashes.