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Otsego, MN
Full City Profile · Minnesota · Sherburne County County
3.8
/5.0
B+
Good
21,358
Population
721/sq mi density
$127,219
Median Income
$47,473 per capita
$367,200
Home Value
$421,186 Zillow
$1,696
Median Rent
30.2% income on rent
44°F
Avg Temperature
270 sunny days/yr
81
Violent Crime/100K
2,017 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$127,219 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$367,200 home value, $1,696/mo rent
F
Safety
1.0 / 5.0
81 violent crimes/100K
A
Education
4.3 / 5.0
41.8% bachelor's degree or higher
Housing Overview
Median Home Value
$367,200
30% above
US avg: $281,900
Median Rent
$1,696/mo
46% above
US avg: $1,163/mo
Homeownership Rate
91.2%
39% above US avg (65.4%)
Total Housing Units
6,960
Median year built: 2006
Home Value by Source
Census Median
$367,200
Zillow (ZHVI)
$421,186
Median Sale Price
$419,000
Median List Price
$488,990
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
91.2%
Owner-Occupied
8.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent:
$1,696/mo
· Zillow rent:
$2,550/mo
Market Indicators (Redfin)
Median Days on Market
125 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
17
Price Drops
43.0%
of listings with price reduction
Price Per Sq Ft
$180
Active Inventory
100
homes for sale
Affordability & Housing Stock
Rent Burden
30.2%
of renters spending 30%+ of income on housing
3% below US avg (31.0%)
Median Year Built
2006
Average age of housing stock: 20 years
Homeownership Rate
91.2%
Complete Housing Data
Home Values
| Census Median Value | $367,200 |
| Zillow Home Value (ZHVI) | $421,186 |
| Median Sale Price | $419,000 |
| Median List Price | $488,990 |
| Price Per Sq Ft | $180 |
Rent
| Census Median Rent | $1,696 |
| Zillow Rent (ZORI) | $2,550 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $899 |
| FMR 2-Bedroom | $1,125 |
| FMR 3-Bedroom | $1,483 |
| FMR 4-Bedroom | $1,698 |
Market
| Days on Market | 125 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 43.0% |
| Homes Sold | 17 |
| Active Inventory | 100 |
| Price Per Sq Ft | $180 |
Ownership & Stock
| Owner-Occupied | 91.2% |
| Renter-Occupied | 8.8% |
| Homeownership Rate | 91.2% |
| Total Housing Units | 6,960 |
| Median Year Built | 2006 |
| Rent Burden | 30.2% |