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Otsego, MN
Full City Profile · Minnesota · Sherburne County County
3.8
/5.0
B+
Good
21,358
Population
721/sq mi density
$127,219
Median Income
$47,473 per capita
$367,200
Home Value
$421,186 Zillow
$1,696
Median Rent
30.2% income on rent
44°F
Avg Temperature
270 sunny days/yr
81
Violent Crime/100K
2,017 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$127,219 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$367,200 home value, $1,696/mo rent
F
Safety
1.0 / 5.0
81 violent crimes/100K
A
Education
4.3 / 5.0
41.8% bachelor's degree or higher
Otsego has a cool climate with an average annual temperature of 44°F (7°C). Winters average 13°F in January while summers reach 72°F in July. The area gets 270 sunny days per year. Annual precipitation totals 32.9 inches. The area receives 35.7 inches of snow annually. Air quality is rated Good with a median AQI of 36.
Temperature
13°F Jan (-11°C)
72°F Jul (22°C)
| Annual Average | 44.0°F |
| 19% below US avg | |
| January Average | 13°F (-11°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 922 ft (281 m) |
| Area | 30.4 sq mi (78.8 km²) |
| Population Density | 721/sq mi |
| Coordinates | 45.2643°N, 93.6207°W |
| Timezone | America/Chicago |
| County | Sherburne County County |
| Nearest Airport | St Cloud Regional (STC) 29 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 53.6 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 95.6 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Low |
| Hail | Relatively Moderate |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 13°F (-11°C) | 0.8 in | Coldest |
| February | 18°F (-8°C) | 0.8 in | Driest |
| March | 30°F (-1°C) | 1.7 in | |
| April | 45°F (7°C) | 2.4 in | |
| May | 58°F (15°C) | 3.4 in | |
| June | 67°F (20°C) | 4.4 in | Wettest |
| July | 72°F (22°C) | 3.9 in | Warmest |
| August | 69°F (21°C) | 4.0 in | |
| September | 60°F (15°C) | 3.3 in | |
| October | 48°F (9°C) | 2.2 in | |
| November | 31°F (-1°C) | 1.6 in | |
| December | 17°F (-8°C) | 0.9 in |
Otsego has a seasonal temperature swing of 59°F / from 13°F in January to 72°F in July. Total annual precipitation is 29.5 inches, with June being the wettest month (4.4") and February the driest (0.8").