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Otsego, MN

Full City Profile · Minnesota · Sherburne County County

3.8 /5.0
B+ Good
21,358 Population 721/sq mi density
$127,219 Median Income $47,473 per capita
$367,200 Home Value $421,186 Zillow
$1,696 Median Rent 30.2% income on rent
44°F Avg Temperature 270 sunny days/yr
81 Violent Crime/100K 2,017 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$127,219 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$367,200 home value, $1,696/mo rent
F
Safety
1.0 / 5.0
81 violent crimes/100K
A
Education
4.3 / 5.0
41.8% bachelor's degree or higher

Income Overview

Median Household Income
$127,219
69% above
US avg: $75,149
Per Capita Income
$47,473
22% above
US avg: $39,052
Unemployment Rate
1.1%
69% below
US avg: 3.6%
Poverty Rate
0.2%
98% below
US avg: 12.4%

Income Comparison: Otsego vs. U.S. Average

Each bar shows Otsego’s value as a percentage of the national average (100% line = U.S. avg)

Median Household
US: $75,149
$127,219
169%
Per Capita
US: $39,052
$47,473
122%
IRS Avg AGI
US: $72,000
$83,466
116%
Avg Weekly Wage
US: $1,432
$1,111
78%
Thin line = U.S. average (100%)

Employment & Commute

Avg Weekly Wage
$1,111
22% below US avg ($1,432)
Mean Commute Time
32 min
16% above US avg (28 min)
Work From Home
13.4%
12% below US avg (15.2%)
Drive Alone
76.3%
4% above US avg (73.2%)
Public Transit
0.6%
89% below US avg (5.0%)
County GDP
$4,897M
County-level GDP (BEA 2024)

How Residents Get to Work

Drive Alone 76.3%
Public Transit 0.6%
Work From Home 13.4%
Other 9.7%
Average commute time
32 minutes
US avg: 28 min

Business Landscape

Total Establishments
2,490
Restaurants
119
Healthcare
198
Retail
194
Manufacturing
161

Tax & Financial

IRS Avg Adjusted Gross Income
$83,466
16% above US avg ($72,000)
Avg Property Tax
$4,425
26% above US avg ($3,500)
Cost of Living Index
98.6
Below national average (100 = US avg)

Complete Economy Data

Income & Wages

Median Household Income$127,219
Per Capita Income$47,473
IRS Avg Adjusted Gross Income$83,466
Avg Weekly Wage$1,111
County GDP$4,897M

Hardship Indicators

Unemployment Rate1.1%
Poverty Rate0.2%
Gini Coefficient0.376
Cost of Living Index98.6

Commute

Mean Commute32 minutes
Drive Alone76.3%
Public Transit0.6%
Work From Home13.4%

Businesses

Total Establishments2,490
Restaurants119
Healthcare198
Retail194
Manufacturing161

Tax

IRS Avg AGI$83,466
Avg Property Tax$4,425