Otsego, MN
Full City Profile · Minnesota · Sherburne County County
3.8
/5.0
B+
Good
21,358
Population
721/sq mi density
$127,219
Median Income
$47,473 per capita
$367,200
Home Value
$421,186 Zillow
$1,696
Median Rent
30.2% income on rent
44°F
Avg Temperature
270 sunny days/yr
81
Violent Crime/100K
2,017 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$127,219 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$367,200 home value, $1,696/mo rent
F
Safety
1.0 / 5.0
81 violent crimes/100K
A
Education
4.3 / 5.0
41.8% bachelor's degree or higher
Income Overview
Median Household Income
$127,219
69% above
US avg: $75,149
Per Capita Income
$47,473
22% above
US avg: $39,052
Unemployment Rate
1.1%
69% below
US avg: 3.6%
Poverty Rate
0.2%
98% below
US avg: 12.4%
Income Comparison: Otsego vs. U.S. Average
Each bar shows Otsego’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$127,219
169%
Per Capita
US: $39,052
$47,473
122%
IRS Avg AGI
US: $72,000
$83,466
116%
Avg Weekly Wage
US: $1,432
$1,111
78%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,111
22% below US avg ($1,432)
Mean Commute Time
32 min
16% above US avg (28 min)
Work From Home
13.4%
12% below US avg (15.2%)
Drive Alone
76.3%
4% above US avg (73.2%)
Public Transit
0.6%
89% below US avg (5.0%)
County GDP
$4,897M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
76.3%
Public Transit
0.6%
Work From Home
13.4%
Other
9.7%
Average commute time
32 minutes
US avg: 28 min
Business Landscape
Total Establishments
2,490
Restaurants
119
Healthcare
198
Retail
194
Manufacturing
161
Tax & Financial
IRS Avg Adjusted Gross Income
$83,466
16% above US avg ($72,000)
Avg Property Tax
$4,425
26% above US avg ($3,500)
Cost of Living Index
98.6
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $127,219 |
| Per Capita Income | $47,473 |
| IRS Avg Adjusted Gross Income | $83,466 |
| Avg Weekly Wage | $1,111 |
| County GDP | $4,897M |
Hardship Indicators
| Unemployment Rate | 1.1% |
| Poverty Rate | 0.2% |
| Gini Coefficient | 0.376 |
| Cost of Living Index | 98.6 |
Commute
| Mean Commute | 32 minutes |
| Drive Alone | 76.3% |
| Public Transit | 0.6% |
| Work From Home | 13.4% |
Businesses
| Total Establishments | 2,490 |
| Restaurants | 119 |
| Healthcare | 198 |
| Retail | 194 |
| Manufacturing | 161 |
Tax
| IRS Avg AGI | $83,466 |
| Avg Property Tax | $4,425 |
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