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Otter Lake, MI

Full City Profile · Michigan · Lapeer County County

2.8 /5.0
C+ Fair
387 Population 509/sq mi density
$43,750 Median Income $30,488 per capita
$107,700 Home Value $221,171 Zillow
48°F Avg Temperature 260 sunny days/yr
120 Violent Crime/100K 1,324 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$43,750 median income, 3.8% unemployment
A+
Affordability
5.0 / 5.0
$107,700 home value, /mo rent
F
Safety
1.0 / 5.0
120 violent crimes/100K
D
Education
1.8 / 5.0
9.4% bachelor's degree or higher

Otter Lake, MI

At a Glance

Median Income
$43,750
42% below
$30,488 per capita
Home Value
$107,700
62% below
Zillow: $221,171
Violent Crime
120/100K
68% below
1,324/100K property
Bachelor's Degree+
9.4%
72% below
91.0% high school+
Unemployment
3.8%
6% above
8.6% poverty rate
Obesity Rate
35.3%
10% above
17.0% smoking rate
Avg Temperature
48°F
260 sunny days/yr

How Otter Lake Compares to the U.S. Average

Each bar shows Otter Lake's value as a percentage of the national average (100% = U.S. avg)

Income
58%
Home Value
38%
Poverty
69%
Bachelor's
28%
Unemployment
106%
Crime
32%
Thin vertical line = U.S. national average (100%)

Is Otter Lake a Good Place to Live?

C+
2.8 / 5.0 - Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Otter Lake residents earn a median household income of $43,750 , which is 42% below the national average of $75,149. Per capita income is $30,488. The unemployment rate stands at 3.8% (6% above the U.S. rate of 3.6%). 8.6% of residents live below the poverty line. The area is home to 1,724 business establishments, including 141 restaurants.

Housing & Cost of Living

The median home value in Otter Lake is $107,700 , 62% below the national median of $281,900. Zillow estimates the typical home at $221,171. The cost of living index is 96.2 (100 = national average). The median home was built in 1938.

Safety & Crime

Otter Lake reports 120 violent crimes per 100,000 residents , which is 68% below the national average of 380/100K. Property crime is 1,324/100K.

Education

9.4% of adults in Otter Lake hold a bachelor's degree or higher (72% below the national average). 91.0% have completed high school. Local schools score 5.4/10 in standardized testing.

Climate & Weather

Otter Lake has an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 72°F in July. The area gets 260 sunny days per year. Annual precipitation totals 36.1 inches. Air quality is rated Good with a median AQI of 38.

Data Overview

People

Population387
Median Age53.8 yrs
Density509/mi²
Male / Female47% / 54%
Foreign Born13.6%
Veterans11.8%

Economy

B
Median Income$43,750
Per Capita$30,488
Unemployment3.8%
Poverty8.6%
County GDP$3,258M
Avg Weekly Wage$996

Housing

A+
Home Value$107,700
Rent
Ownership91.0%
Zillow$221,171
Housing Units299
Rent Burden18.4%

Crime

F
Violent120/100K
Property1,324/100K

Health

Obesity35.3%
Diabetes9.5%
Smoking17.0%
Heart Disease6.0%
Premature Death8,510/100K

Climate

Avg Temp48°F
Sunny Days260/yr
Rain36.1 in/yr
AQI38 (Good)
Elevation866 ft

Education

D
Bachelor's+9.4%
High School+91.0%
Graduate+5.5%
School Score5.4/10

Community

2024 VoteR 69% / D 29%
Commute37 min
Broadband61.2%
Internet Speed124 Mbps
EV Stations6
Libraries13

Did You Know?

The median home in Otter Lake was built in 1938.
The nearest airport is Bishop International (19 miles).
The Gini coefficient (income inequality) is 0.429 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
28.8% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 124 Mbps.
There are 141 restaurants in the area.
The county recorded 9 fatal vehicle crashes.