All Countries
Otter Lake, MI
Full City Profile · Michigan · Lapeer County County
2.8
/5.0
C+
Fair
387
Population
509/sq mi density
$43,750
Median Income
$30,488 per capita
$107,700
Home Value
$221,171 Zillow
48°F
Avg Temperature
260 sunny days/yr
120
Violent Crime/100K
1,324 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$43,750 median income, 3.8% unemployment
A+
Affordability
5.0 / 5.0
$107,700 home value, /mo rent
F
Safety
1.0 / 5.0
120 violent crimes/100K
D
Education
1.8 / 5.0
9.4% bachelor's degree or higher
Housing Overview
Median Home Value
$107,700
62% below
US avg: $281,900
Homeownership Rate
91.0%
39% above US avg (65.4%)
Total Housing Units
299
Median year built: 1938
Home Value by Source
Census Median
$107,700
Zillow (ZHVI)
$221,171
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
91.0%
Owner-Occupied
9.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$807/mo
1 Bedroom
$891/mo
2 Bedroom
$1,113/mo
3 Bedroom
$1,419/mo
4 Bedroom
$1,588/mo
Affordability & Housing Stock
Rent Burden
18.4%
of renters spending 30%+ of income on housing
41% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
91.0%
Complete Housing Data
Home Values
| Census Median Value | $107,700 |
| Zillow Home Value (ZHVI) | $221,171 |
Rent
| FMR Studio | $807 |
| FMR 1-Bedroom | $891 |
| FMR 2-Bedroom | $1,113 |
| FMR 3-Bedroom | $1,419 |
| FMR 4-Bedroom | $1,588 |
Market
Ownership & Stock
| Owner-Occupied | 91.0% |
| Renter-Occupied | 9.0% |
| Homeownership Rate | 91.0% |
| Total Housing Units | 299 |
| Median Year Built | 1938 |
| Rent Burden | 18.4% |