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Otter Lake, MI
Full City Profile · Michigan · Lapeer County County
2.8
/5.0
C+
Fair
387
Population
509/sq mi density
$43,750
Median Income
$30,488 per capita
$107,700
Home Value
$221,171 Zillow
48°F
Avg Temperature
260 sunny days/yr
120
Violent Crime/100K
1,324 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$43,750 median income, 3.8% unemployment
A+
Affordability
5.0 / 5.0
$107,700 home value, /mo rent
F
Safety
1.0 / 5.0
120 violent crimes/100K
D
Education
1.8 / 5.0
9.4% bachelor's degree or higher
Income Overview
Median Household Income
$43,750
42% below
US avg: $75,149
Per Capita Income
$30,488
22% below
US avg: $39,052
Unemployment Rate
3.8%
6% above
US avg: 3.6%
Poverty Rate
8.6%
31% below
US avg: 12.4%
Income Comparison: Otter Lake vs. U.S. Average
Each bar shows Otter Lake’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$43,750
58%
Per Capita
US: $39,052
$30,488
78%
IRS Avg AGI
US: $72,000
$68,575
95%
Avg Weekly Wage
US: $1,432
$996
70%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$996
30% below US avg ($1,432)
Mean Commute Time
37 min
34% above US avg (28 min)
Work From Home
8.0%
47% below US avg (15.2%)
Drive Alone
80.7%
10% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$3,258M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
80.7%
Public Transit
0%
Work From Home
8%
Other
11.3%
Average commute time
37 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,724
Restaurants
141
Healthcare
207
Retail
244
Manufacturing
124
Tax & Financial
IRS Avg Adjusted Gross Income
$68,575
5% below US avg ($72,000)
Avg Property Tax
$4,567
30% above US avg ($3,500)
Cost of Living Index
96.2
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $43,750 |
| Per Capita Income | $30,488 |
| IRS Avg Adjusted Gross Income | $68,575 |
| Avg Weekly Wage | $996 |
| County GDP | $3,258M |
Hardship Indicators
| Unemployment Rate | 3.8% |
| Poverty Rate | 8.6% |
| Gini Coefficient | 0.429 |
| Cost of Living Index | 96.2 |
Commute
| Mean Commute | 37 minutes |
| Drive Alone | 80.7% |
| Public Transit | 0.0% |
| Work From Home | 8.0% |
Businesses
| Total Establishments | 1,724 |
| Restaurants | 141 |
| Healthcare | 207 |
| Retail | 244 |
| Manufacturing | 124 |
Tax
| IRS Avg AGI | $68,575 |
| Avg Property Tax | $4,567 |