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Otter Lake, MI
Full City Profile · Michigan · Lapeer County County
2.8
/5.0
C+
Fair
387
Population
509/sq mi density
$43,750
Median Income
$30,488 per capita
$107,700
Home Value
$221,171 Zillow
48°F
Avg Temperature
260 sunny days/yr
120
Violent Crime/100K
1,324 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$43,750 median income, 3.8% unemployment
A+
Affordability
5.0 / 5.0
$107,700 home value, /mo rent
F
Safety
1.0 / 5.0
120 violent crimes/100K
D
Education
1.8 / 5.0
9.4% bachelor's degree or higher
Otter Lake experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 72°F in July. The area gets 260 sunny days per year. Annual precipitation totals 36.1 inches. Air quality is rated Good with a median AQI of 38.
Temperature
23°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 48.2°F |
| 11% below US avg | |
| January Average | 23°F (-5°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 866 ft (264 m) |
| Area | 0.8 sq mi (2.2 km²) |
| Population Density | 509/sq mi |
| Coordinates | 43.2134°N, 83.4593°W |
| Timezone | America/Detroit |
| County | Lapeer County County |
| Nearest Airport | Bishop International (FNT) 19 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 66.4 / 100 |
| Social Vulnerability | 28.3 / 100 |
| Community Resilience | 75.8 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Low |
| Ice Storm | Relatively Moderate |
| Drought | No Rating |
| Cold Wave | Relatively Moderate |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tsunami History
1 tsunami recorded within 500 km. Highest wave on record: 1.5 m (5 ft).
| Year | Location | Cause | Max Wave | Deaths | Distance |
| 1952 | LAKE HURON, MI | Avalanche | 1.5 m | - | 87 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 23°F (-5°C) | 1.3 in | |
| February | 22°F (-5°C) | 1.2 in | Coldest, Driest |
| March | 32°F (0°C) | 2.1 in | |
| April | 44°F (7°C) | 2.6 in | |
| May | 56°F (13°C) | 2.7 in | |
| June | 65°F (18°C) | 3.2 in | |
| July | 72°F (22°C) | 2.7 in | Warmest |
| August | 68°F (20°C) | 3.2 in | |
| September | 61°F (16°C) | 3.8 in | Wettest |
| October | 50°F (10°C) | 2.4 in | |
| November | 38°F (4°C) | 2.6 in | |
| December | 27°F (-3°C) | 2.0 in |
Otter Lake has a seasonal temperature swing of 49°F / from 22°F in February to 72°F in July. Total annual precipitation is 29.9 inches, with September being the wettest month (3.8") and February the driest (1.2").