Oxford, MD

Maryland

Oxford is a small town in Maryland with a population of 724. Residents earn $83,500 per year, which is 11% above the national average.

2.9 /5.0
C+ Fair
724 Population 1,293/sq mi density
$83,500 Median Income $60,016 per capita
$763,400 Home Value $870,000 Zillow
N/A Median Rent 51.0% income on rent
58°F Avg Temperature
159 Violent Crime/100K 317 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$83,500 median income, 6.3% unemployment
F
Affordability
1.5 / 5.0
$763,400 home value
F
Safety
1.0 / 5.0
159 violent crimes/100K (58% below avg)
A+
Education
5.0 / 5.0
62.7% bachelor's degree or higher
Median Income $83,500
11% higher than US avg
Home Value $763,400
171% higher than US avg
Violent Crime 159/100K
58% lower than US avg
Bachelor's+ 62.7%
86% higher than US avg
Obesity Rate 30.4%
5% lower than US avg
Unemployment 6.3%
75% higher than US avg
Poverty Rate 4.8%
61% lower than US avg

How Oxford Compares to the U.S. Average (100% = U.S. avg)

People

Population724
Median Age64.0 yrs
Density1,293/mi²
Male / Female49% / 51%
Largest GroupWhite 86%

Economy

A
Median Income$83,500
Per Capita$60,016
Unemployment6.3%
Poverty4.8%
County GDP$2,787M
Commute47 min

Housing

F
Home Value$763,400
RentN/A
OwnershipN/A
Zillow$870,000
Rent Burden51.0%

Crime

F
Violent159/100K
Property317/100K
Murder0.0/100K
Assault159/100K
Burglary0/100K

Health

Obesity30.4%
UninsuredN/A
Depression23.8%
Heart Disease5.3%

Climate

Avg Temp58°F
AQI41 (Good)
Rain47.6 in/yr
Elevation4 ft

Education

A+
Bachelor's+62.7%
High School+96.9%
School Score5.85

Community

2024 VoteR 49% / D 49%
Commute47 min
EV Stations3
Libraries2

Is Oxford a Good Place to Live?

Based on current data, Oxford receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include above-average household incomes, low crime rates, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, above-average unemployment, long commute times. Oxford has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Oxford is $83,500, 11% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 6.3% is somewhat elevated compared to the national rate of 3.6%. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 47 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Oxford is $763,400, making it a premium housing market at 171% above the U.S. median of $281,900. With a home price-to-income ratio of 9.1x, housing affordability is a significant challenge for many families.

Safety & Crime

Violent crime in Oxford is below the national average at 159 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 317 per 100,000, 84% below the national average.

Education

Oxford is a highly educated community — 62.7% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.9% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Oxford enjoys a moderate climate with an average annual temperature of 58°F. Winters average 37°F in January while summers reach 79°F in July. Annual precipitation totals 47.6 inches, including 14.1 inches of snow. Air quality is rated Good with a median AQI of 41.

Oxford has a population of 724 with a density of 1,293 people per square mile. The median age is 64.0 years, 65% older than the national median of 38.9. The city is predominantly White (85.8%), with 3.5% Black.

Population

724
Total Population
1,293
People / sq mi
64.0yrs
Median Age
65% above US avg
0.6mi²
Land Area

Gender Distribution

Male 49%
Female 51%

Race & Ethnicity

Oxford vs U.S. Average

Language Spoken at Home

English Only89.5%
14% above US avg
Spanish10.5%
22% below US avg

Social Characteristics

Oxford vs U.S. Average

The median household income in Oxford is $83,500, which is 11% above the national average of $75,149. The unemployment rate is 6.3% (above the 3.6% US average). 4.8% of residents live below the poverty line. Workers commute an average of 47 minutes.

Income: Oxford vs U.S.

Commute Mode

Income

Median HH Income$83,500
11% above US avg
Per Capita Income$60,016
Avg Weekly Wage$1,090
IRS Avg AGI$120,149

Employment & Poverty

Unemployment6.3%
75% above US avg
Poverty Rate4.8%
61% below US avg
Establishments (County)1,596
County GDP$2,787M

Business (County)

Restaurants143
Healthcare195
Retail208
Manufacturing35

Tax & Cost of Living

Property Tax (IRS)$6,436
84% above US avg
Effective Tax Rate0.84%

Commute & Transportation

Commute Time46.6 min
Work from Home19.7%

Walkability

The median home value in Oxford is $763,400, 171% above the national average. Zillow estimates the typical home value at $870,000.

Home Value Sources

Ownership Split

Home Values

Census Median$763,400
171% above US avg
Zillow ZHVI$870,000
Median List Price$1,850,000

Real Estate Market (Redfin)

Median List Price$1,850,000
$/Sq Ft$291
Homes Sold3
Sale-to-List Ratio93.5%
Price Drops25.0%
Inventory4

Rental Costs

Rent Burden51.0%

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied85.2%

Property Tax

Avg Tax (IRS)$6,436
84% above US avg
Effective Rate0.84%
In Oxford, 30.4% of adults are obese (below the 32.1% national rate). 23.8% report depression. 21.2% are physically inactive.

Health Metrics: Oxford vs U.S. Average (%)

Chronic Conditions

Obesity30.4%
5% below US avg
Diabetes8.9%
Heart Disease5.3%
High Blood Pressure31.3%
Asthma10.5%
COPD6.1%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking19.4%
Physical Inactivity21.2%
Depression23.8%
Mental Distress16.6%
Physical Distress12.1%

Healthcare Access

Insurance Rate99.8%
Checkup Rate76.8%
Premature Death8,049/100K

Food & Exercise

Food Environment8.1/10
Exercise Access71.3%
Healthcare Facilities195
Oxford has a violent crime rate of 159 per 100,000 residents, 58% below the national average of 380. Property crime stands at 317 per 100,000 (84% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Oxford vs U.S. Average (per 100,000)

Violent Crime

Total Violent158.7/100K
58% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault158.7/100K

Property Crime

Total Property317.5/100K
84% below US avg
Burglary0.0/100K
Theft317.5/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)4

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Oxford has an average annual temperature of 58°F (15°C). Winters average 37°F in January while summers reach 79°F in July. Annual precipitation is 47.6 inches. Air quality is rated Good with a median AQI of 41.

Temperature

37°F Jan (3°C) 79°F Jul (26°C)
Annual Average58.1°F
8% above US avg
January Average37°F (3°C)
July Average79°F (26°C)

Precipitation & Snow

Annual Rainfall47.6 inches
25% above US avg
Snowfall14.1 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation4 ft (1 m)
Area0.6 sq mi (1.5 km²)
Population Density1,293/sq mi
Coordinates38.6874°N, 76.1682°W
County FIPS24041
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 62.7% of residents hold a bachelor's degree or higher (86% above US avg). In the 2024 election, the county voted Republican by a 0-point margin.

2024 Presidential Election (County)

R 49.1%
D 49.1%

Winner: Republican by 0 points

Education

Bachelor's Degree+62.7%
86% above US avg
High School+96.9%
School Test Score5.85
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,293/sq mi
Total Area0.6 sq mi

Infrastructure & Services

EV Charging Stations3
Alt Fuel Stations3
Public Libraries2
Healthcare Facilities195
Restaurants143
Retail Stores208

Safety & Disasters

Fatal Crashes (County/yr)4
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute46.6 min
Work from Home19.7%

Nearby Cities

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