Median Income
$94,531
26% higher than US avg
Home Value
$97,200
66% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
2.6%
92% lower than US avg
Obesity Rate
33.3%
4% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Penfield Compares to the U.S. Average (100% = U.S. avg)
People
Population195
Median Age52.3 yrs
Density750/mi²
Male / Female48% / 52%
Largest GroupWhite 95%
Veterans18.2%
Economy
A+
Median Income$94,531
Per Capita$36,533
Unemployment0.0%
Poverty0.0%
County GDP$4,180M
Commute24 min
Housing
A+
Home Value$97,200
Ownership83.5%
Zillow$208,802
Housing Units90
Rent Burden26.8%
Crime
C+
Violent0/100K
Property816/100K
Health
Obesity33.3%
Uninsured7.6%
Smoking14.7%
Depression24.6%
Heart Disease5.4%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain41.2 in/yr
Sunny Days275/yr
Elevation706 ft (215 m)
Education
F
Bachelor's+2.6%
High School+100.0%
Graduate+2.5%
School Score4.45
Community
2024 VoteR 67% / D 31%
Commute24 min
Broadband79.0%
EV Stations2
Libraries10
Is Penfield a Good Place to Live?
Based on current data, Penfield receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Penfield offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Penfield is $94,531, 26% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Penfield is $97,200, 66% below the national median / offering relatively affordable homeownership. At just 1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Penfield is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 816 per 100,000, 58% below the national average.
Education
2.6% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 4.4/10.
Climate & Weather
Penfield experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.2 inches, including 25.0 inches of snow. Air quality is rated Good with a median AQI of 43.
Penfield has a population of 195 with a density of 750 people per square mile, spread across 0.3 square miles. The median age is 52.3 years, 34% older than the national median of 38.9. The gender split is 51.8% female and 48.2% male. The city is predominantly White (95.4%), with 2.1% Hispanic. English is the primary language spoken at home by 97.5% of residents. 18.2% of the population are veterans, above the national rate of 6.0%. 23.2% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
52.3yrs
Median Age
34% above US avg
Language Spoken at Home
English Only
97.5%
24% above US avg
Spanish
2.5%
81% below US avg
The median household income in Penfield is $94,531, which is 26% above the national average of $75,149. Per capita income is $36,533. The average weekly wage is $1,050, 27% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,313 business establishments, including 146 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 24 minutes. 10.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $94,531 |
| 26% above US avg |
| Per Capita Income | $36,533 |
| Avg Weekly Wage | $1,050 |
| IRS Avg AGI | $57,745 |
| Gini Index | 0.435 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,313 |
| County GDP | $4,180M |
Business (County)
| Restaurants | 146 |
| Healthcare | 150 |
| Retail | 212 |
| Manufacturing | 72 |
Tax & Cost of Living
| Property Tax (IRS) | $4,912 |
| 40% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.05% |
Commute & Transportation
| Commute Time | 24.0 min |
| Drive Alone | 84.8% |
| Public Transit | 0.0% |
| Work from Home | 10.9% |
The median home value in Penfield is $97,200, 66% below the national median of $281,900. Zillow estimates the typical home value at $208,802, higher than the Census estimate. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 83.5% of housing units are owner-occupied (above the 65.4% national rate). There are 90 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,912 (higher than the $3,500 national average). 26.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1x, well within the affordable range.
Home Values
| Census Median | $97,200 |
| 66% below US avg |
| Zillow ZHVI | $208,802 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 83.5% |
| Owner-Occupied | 83.5% |
| Renter-Occupied | 16.5% |
| Housing Units | 90 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,912 |
| 40% above US avg |
| Effective Rate | 5.05% |
In Penfield, 33.3% of adults are obese, above the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.4% of residents. 29.3% have high blood pressure. 14.7% are current smokers. 22.0% report binge drinking. 20.2% are physically inactive, below the national average. 24.6% report depression (above the 20.0% national average). 18.2% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:2,811. The dentist ratio is 1:2,679. 68.4% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Penfield vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.3% |
| 4% above US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.4% |
| High Blood Pressure | 29.3% |
| Asthma | 10.3% |
| COPD | 6.4% |
| Cancer | 7.3% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.7% |
| 5% above US avg |
| Binge Drinking | 22.0% |
| Physical Inactivity | 20.2% |
| Depression | 24.6% |
| Mental Distress | 18.2% |
| Physical Distress | 12.4% |
| Short Sleep | 34.7% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:2,811 |
| Dentists | 1:2,679 |
| Mental Health | 1:245 |
| Checkup Rate | 73.2% |
| Dental Visits | 62.5% |
| Premature Death | 12,430/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 68.4% |
| Healthcare Facilities | 150 |
Penfield has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 816 per 100,000, 58% below the U.S. average. The county recorded 15 fatal traffic crashes. Overall, Penfield receives a safety grade of C+.
Crime Rates: Penfield vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 816.3/100K |
| 58% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 15 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Penfield experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.2 inches. The area receives 25.0 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 706 feet.
Temperature
26°F Jan (-3°C)
74°F Jul (24°C)
| Annual Average | 52.2°F |
| 3% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 74°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 706 ft (215 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 750/sq mi |
| Coordinates | 40.3047°N, 87.9443°W |
| Timezone | America/Chicago |
| County | Vermilion County County |
| Nearest Airport | Vermilion Regional (DNV)
20 miles away |
Precipitation & Snow
Annual Rainfall
41.2"
9% above US avg
Wettest Month (Jul)
4.33"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 78.8 / 100 |
| Social Vulnerability | 70.2 / 100 |
| Community Resilience | 87.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
77 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
137 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
118 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
110 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
81 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
101 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
99 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
684 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 63 fatalities, 949 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
86 km |
3 |
| Mar 20, 1976 |
EF4 |
92 km |
0 |
| Mar 20, 1976 |
EF4 |
82 km |
0 |
| Apr 3, 1974 |
EF4 |
72 km |
18 |
| Apr 11, 1965 |
EF4 |
95 km |
0 |
| Apr 11, 1965 |
EF4 |
97 km |
28 |
| Apr 17, 1963 |
EF4 |
98 km |
1 |
| Nov 17, 2013 |
EF3 |
20 km |
0 |
| Nov 17, 2013 |
EF3 |
61 km |
0 |
| Nov 17, 2013 |
EF3 |
94 km |
0 |
| Jun 5, 2010 |
EF3 |
86 km |
0 |
| Apr 19, 1996 |
EF3 |
21 km |
1 |
| Apr 19, 1996 |
EF3 |
37 km |
0 |
| Apr 2, 1982 |
EF3 |
83 km |
0 |
| Jun 2, 1980 |
EF3 |
78 km |
1 |
| Jun 25, 1978 |
EF3 |
84 km |
0 |
| Mar 12, 1976 |
EF3 |
80 km |
1 |
| Aug 10, 1974 |
EF3 |
86 km |
0 |
| Apr 3, 1974 |
EF3 |
41 km |
0 |
| Apr 3, 1974 |
EF3 |
62 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: UNNAMED (1,602 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
UNNAMED |
1,602 |
82 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.8 in |
Coldest, Driest |
| February |
28°F (-2°C) |
1.8 in |
|
| March |
40°F (4°C) |
3.1 in |
|
| April |
51°F (10°C) |
3.8 in |
|
| May |
62°F (17°C) |
4.3 in |
|
| June |
71°F (22°C) |
4.1 in |
|
| July |
74°F (24°C) |
4.3 in |
Warmest, Wettest |
| August |
72°F (22°C) |
3.9 in |
|
| September |
66°F (19°C) |
3.2 in |
|
| October |
54°F (12°C) |
2.9 in |
|
| November |
41°F (5°C) |
3.2 in |
|
| December |
30°F (-1°C) |
2.7 in |
|
Penfield has a seasonal temperature swing of 48°F / from 26°F in January to 74°F in July. Total annual precipitation is 39.0 inches, with July being the wettest month (4.3") and January the driest (1.8").
Average costs for common services in Penfield. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $768 |
| Toddler | $657 |
| Preschool | $541 |
| Family Childcare (monthly) |
| Infant | $781 |
| Toddler | $711 |
| Preschool | $636 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Penfield
What is the population of Penfield?
Penfield has a population of 195 residents and is located in Illinois. The population density is 750 people per square mile, spread across 0.3 square miles. The median age of residents is 52.3 years, which is older than the national median of 38.9 years. The population is 51.8% female and 48.2% male.
Is Penfield expensive to live in?
Penfield has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $94,531, 26% above the national average of $75,149. The median home value is $97,200 (66% below the U.S. median). The home price-to-income ratio is 1x, indicating housing is reasonably affordable relative to local income levels.
Is Penfield safe?
Penfield is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 816 per 100,000 (below the national average). Overall, Penfield receives a safety grade of C+ based on combined crime data.
What is the weather like in Penfield?
Penfield has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.2 inches, with 25.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Penfield?
The job market in Penfield is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,050. There are 1,313 business establishments in the area, including 146 restaurants and food service locations. The average commute time is 24 minutes, and 10.9% of workers work from home.
How much does housing cost in Penfield?
The median home value in Penfield is $97,200. Zillow estimates the typical home value at $208,802. The homeownership rate is 83.5%. The average annual property tax is $4,912.
How are the schools in Penfield?
Schools in Penfield have an average test score of 4.4 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 2.6% of adults in Penfield hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 2.5% hold a graduate or professional degree.
How healthy is Penfield?
The obesity rate in Penfield is 33.3% (above the national rate of 32.1%). 14.7% of adults are smokers. 20.2% are physically inactive. 24.6% of residents report depression. 7.6% lack health insurance. 68.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,811.
What is transportation like in Penfield?
The average commute in Penfield is 24 minutes, shorter than the national average of 28 minutes. 84.8% of workers drive alone to work, and 10.9% work from home.
What are the demographics of Penfield?
The racial and ethnic makeup of Penfield is 95.4% White, 2.1% Hispanic or Latino. 97.5% of residents speak only English at home. 18.2% of the population are military veterans. 23.2% of residents have a disability. 100.0% have health insurance coverage.
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