Median Income
$60,769
19% lower than US avg
Home Value
$116,600
59% lower than US avg
Violent Crime
1,261/100K
232% higher than US avg
Bachelor's+
13.4%
60% lower than US avg
Median Rent
$997
14% lower than US avg
Obesity Rate
38.8%
21% higher than US avg
Unemployment
0.7%
81% lower than US avg
Poverty Rate
27.4%
121% higher than US avg
How Roachdale Compares to the U.S. Average (100% = U.S. avg)
People
Population769
Median Age31.7 yrs
Density1,508/mi²
Male / Female48% / 52%
Largest GroupWhite 99%
Veterans8.6%
Economy
B
Median Income$60,769
Per Capita$23,378
Unemployment0.7%
Poverty27.4%
County GDP$1,459M
Commute30 min
Housing
A+
Home Value$116,600
Rent$997
Ownership67.0%
Zillow$252,357
Housing Units397
Rent Burden29.6%
Crime
F
Violent1,261/100K
Property2,834/100K
Health
Obesity38.8%
Uninsured8.9%
Smoking18.2%
Depression27.4%
Heart Disease6.0%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Rain43.3 in/yr
Sunny Days293/yr
Elevation851 ft (259 m)
Education
C
Bachelor's+13.4%
High School+85.7%
Graduate+1.7%
School Score5.90
Community
2024 VoteR 75% / D 23%
Commute30 min
Broadband81.4%
EV Stations1
Libraries2
Is Roachdale a Good Place to Live?
Based on current data, Roachdale receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include elevated crime rates, an elevated poverty rate, high obesity rates. Roachdale has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Roachdale is $60,769, 19% below the national average of $75,149. The job market is very strong with unemployment at just 0.7%. The poverty rate of 27.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Roachdale is $116,600, 59% below the national median / offering relatively affordable homeownership. Renters pay a median of $997 per month, below the national average / a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
With 1,261 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 2,834 per 100,000, 45% above the national average.
Education
13.4% of residents hold a bachelor's degree, below the national average of 33.7%. 85.7% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Roachdale experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 43.3 inches, including 14.0 inches of snow. Air quality is rated Good with a median AQI of 41.
Roachdale has a population of 769 with a density of 1,508 people per square mile, spread across 0.5 square miles. The median age is 31.7 years, 19% younger than the national median of 38.9. The gender split is 52.3% female and 47.7% male. The city is predominantly White (99.2%). English is the primary language spoken at home by 99.2% of residents. 8.6% of the population are veterans, above the national rate of 6.0%. 23.2% of residents have a disability (above the 13.0% national average). 91.5% have health insurance coverage.
Population
31.7yrs
Median Age
19% below US avg
Race & Ethnicity
Roachdale vs U.S. Average
Language Spoken at Home
English Only
99.2%
26% above US avg
Spanish
0.8%
94% below US avg
Social Characteristics
Roachdale vs U.S. Average
The median household income in Roachdale is $60,769, which is 19% below the national average of $75,149. Per capita income is $23,378 (below the $39,052 national figure). The average weekly wage is $975, 32% lower than the U.S. average. The unemployment rate is 0.7% (below the 3.6% US average). 27.4% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 768 business establishments, including 79 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 30 minutes. 1.5% of workers work from home (below the 15.2% national rate).
Income: Roachdale vs U.S.
Income
| Median HH Income | $60,769 |
| 19% below US avg |
| Per Capita Income | $23,378 |
| Avg Weekly Wage | $975 |
| IRS Avg AGI | $65,519 |
| Gini Index | 0.381 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.7% |
| 81% below US avg |
| Poverty Rate | 27.4% |
| 121% above US avg |
| Establishments (County) | 768 |
| County GDP | $1,459M |
Business (County)
| Restaurants | 79 |
| Healthcare | 71 |
| Retail | 111 |
| Manufacturing | 22 |
Tax & Cost of Living
| Property Tax (IRS) | $2,138 |
| 39% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.83% |
Commute & Transportation
| Commute Time | 30.4 min |
| Drive Alone | 93.7% |
| Public Transit | 0.0% |
| Work from Home | 1.5% |
The median home value in Roachdale is $116,600, 59% below the national median of $281,900. Zillow estimates the typical home value at $252,357, higher than the Census estimate. Monthly rent averages $997 (14% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 67.0% of housing units are owner-occupied. There are 397 total housing units in the city. The median year a home was built is 1942. The average annual property tax is $2,138 (lower than the $3,500 national average). 29.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $116,600 |
| 59% below US avg |
| Zillow ZHVI | $252,357 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $997 |
| 14% below US avg |
| Rent Burden | 29.6% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 67.0% |
| Owner-Occupied | 67.0% |
| Renter-Occupied | 33.0% |
| Housing Units | 397 |
| Median Year Built | 1942 |
Property Tax
| Avg Tax (IRS) | $2,138 |
| 39% below US avg |
| Effective Rate | 1.83% |
In Roachdale, 38.8% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.0% of residents. 33.6% have high blood pressure. 18.2% are current smokers (above the 14.0% national rate). 18.2% report binge drinking. 24.9% are physically inactive. 27.4% report depression (above the 20.0% national average). 19.4% experience frequent mental distress. 8.9% of residents lack health insurance. The primary care physician ratio is 1:3,082. The dentist ratio is 1:2,194. 62.4% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Roachdale vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.8% |
| 21% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 6.0% |
| High Blood Pressure | 33.6% |
| Asthma | 11.6% |
| COPD | 7.9% |
| Cancer | 7.5% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 18.2% |
| 30% above US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 24.9% |
| Depression | 27.4% |
| Mental Distress | 19.4% |
| Physical Distress | 13.8% |
| Short Sleep | 38.9% |
Healthcare Access
| Insurance Rate | 91.5% |
| Uninsured | 8.9% |
| 3% above US avg |
| Primary Care | 1:3,082 |
| Dentists | 1:2,194 |
| Mental Health | 1:963 |
| Checkup Rate | 76.9% |
| Dental Visits | 61.4% |
| Premature Death | 8,446/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 62.4% |
| Healthcare Facilities | 71 |
Roachdale has a violent crime rate of 1,261 per 100,000 residents, 232% above the national average of 380. Property crime stands at 2,834 per 100,000, 45% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Roachdale receives a safety grade of F.
Crime Rates: Roachdale vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 1,261.2/100K |
| 232% above US avg |
| |
Property Crime
| Total Property | 2,834.5/100K |
| 45% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Traffic Accidents | 8 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Roachdale experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 43.3 inches. The area receives 14.0 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 851 feet.
Temperature
26°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 51.2°F |
| 5% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 851 ft (259 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 1,508/sq mi |
| Coordinates | 39.8492°N, 86.8005°W |
| Timezone | America/Indiana/Indianapolis |
| County | Putnam County County |
| Nearest Airport | Indianapolis International (IND)
28 miles away |
Precipitation & Snow
Annual Rainfall
43.3"
14% above US avg
Wettest Month (Jul)
4.49"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 42.8 / 100 |
| Social Vulnerability | 31.5 / 100 |
| Community Resilience | 70.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.3 on May 13, 2025.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
42 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
131 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
101 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
32 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
11 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
142 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
32 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
129 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
64 km |
| May 10, 2012 |
1 km NNW of Emison, Indiana |
M2.7 |
128 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
602 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 87 fatalities, 1,943 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
73 km |
0 |
| Apr 26, 1994 |
EF4 |
71 km |
3 |
| Mar 20, 1976 |
EF4 |
71 km |
0 |
| Apr 3, 1974 |
EF4 |
99 km |
0 |
| Apr 3, 1974 |
EF4 |
78 km |
18 |
| May 14, 1972 |
EF4 |
62 km |
0 |
| Apr 11, 1965 |
EF4 |
20 km |
28 |
| Apr 11, 1965 |
EF4 |
71 km |
25 |
| Apr 11, 1965 |
EF4 |
54 km |
0 |
| Apr 25, 1961 |
EF4 |
91 km |
0 |
| Mar 31, 2023 |
EF3 |
62 km |
2 |
| Mar 31, 2023 |
EF3 |
69 km |
0 |
| Aug 24, 2016 |
EF3 |
86 km |
0 |
| Nov 17, 2013 |
EF3 |
55 km |
0 |
| Sep 20, 2002 |
EF3 |
71 km |
0 |
| Jun 11, 1998 |
EF3 |
87 km |
0 |
| Nov 22, 1992 |
EF3 |
92 km |
0 |
| Nov 22, 1992 |
EF3 |
55 km |
0 |
| Nov 22, 1992 |
EF3 |
68 km |
0 |
| Nov 22, 1992 |
EF3 |
17 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,547 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
UNNAMED |
1,547 |
93 km |
| 2007 |
UNNAMED |
1,102 |
87 km |
| 2016 |
UNNAMED |
898 |
93 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
2.2 in |
Coldest, Driest |
| February |
29°F (-2°C) |
2.2 in |
|
| March |
40°F (4°C) |
3.4 in |
|
| April |
51°F (10°C) |
3.9 in |
|
| May |
61°F (16°C) |
4.4 in |
|
| June |
70°F (21°C) |
4.1 in |
|
| July |
73°F (23°C) |
4.5 in |
Warmest, Wettest |
| August |
72°F (22°C) |
4.0 in |
|
| September |
65°F (19°C) |
3.2 in |
|
| October |
54°F (12°C) |
3.0 in |
|
| November |
42°F (5°C) |
3.6 in |
|
| December |
31°F (-1°C) |
3.1 in |
|
Roachdale has a seasonal temperature swing of 47°F / from 26°F in January to 73°F in July. Total annual precipitation is 41.4 inches, with July being the wettest month (4.5") and January the driest (2.2").
Average costs for common services in Roachdale. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Roachdale
What is the population of Roachdale?
Roachdale has a population of 769 residents and is located in Indiana. The population density is 1,508 people per square mile, spread across 0.5 square miles. The median age of residents is 31.7 years, which is younger than the national median of 38.9 years. The population is 52.3% female and 47.7% male.
Is Roachdale expensive to live in?
Roachdale is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $60,769, 19% below the national average of $75,149. The median home value is $116,600 (59% below the U.S. median). Renters pay a median of $997 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Roachdale safe?
Public safety is a concern in Roachdale, with a violent crime rate of 1,261 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 2,834 per 100,000 (above the national average). Overall, Roachdale receives a safety grade of F based on combined crime data.
What is the weather like in Roachdale?
Roachdale has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 43.3 inches, with 14.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Roachdale?
The job market in Roachdale is very strong, with unemployment at just 0.7% / well below the national rate of 3.6%. The average weekly wage is $975. There are 768 business establishments in the area, including 79 restaurants and food service locations. The average commute time is 30 minutes, and 1.5% of workers work from home.
How much does housing cost in Roachdale?
The median home value in Roachdale is $116,600. Zillow estimates the typical home value at $252,357. For renters, the median monthly rent is $997. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 67.0%. The average annual property tax is $2,138.
How are the schools in Roachdale?
Schools in Roachdale score 5.9 out of 10 on standardized testing, near the national average. 13.4% of adults in Roachdale hold a bachelor's degree or higher, below the national average of 33.7%. 85.7% have completed high school. 1.7% hold a graduate or professional degree.
How healthy is Roachdale?
The obesity rate in Roachdale is 38.8% (above the national rate of 32.1%). 18.2% of adults are smokers. 24.9% are physically inactive. 27.4% of residents report depression. 8.9% lack health insurance. 62.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,082.
What is transportation like in Roachdale?
The average commute in Roachdale is 30 minutes. 93.7% of workers drive alone to work, and 1.5% work from home.
What are the demographics of Roachdale?
The racial and ethnic makeup of Roachdale is 99.2% White. 99.2% of residents speak only English at home. 8.6% of the population are military veterans. 23.2% of residents have a disability. 91.5% have health insurance coverage.
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