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Saco, MT
Full City Profile · Montana · Phillips County County
2.9
/5.0
C+
Fair
154
Population
513/sq mi density
$51,250
Median Income
$27,349 per capita
$64,400
Home Value
$144,269 Zillow
$900
Median Rent
20.0% income on rent
42°F
Avg Temperature
274 sunny days/yr
147
Violent Crime/100K
1,674 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$51,250 median income, 0.7% unemployment
A+
Affordability
5.0 / 5.0
$64,400 home value, $900/mo rent
F
Safety
1.0 / 5.0
147 violent crimes/100K
C+
Education
2.5 / 5.0
19.3% bachelor's degree or higher
Housing Overview
Median Home Value
$64,400
77% below
US avg: $281,900
Median Rent
$900/mo
23% below
US avg: $1,163/mo
Homeownership Rate
84.8%
30% above US avg (65.4%)
Total Housing Units
107
Median year built: 1938
Home Value by Source
Census Median
$64,400
Zillow (ZHVI)
$144,269
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
84.8%
Owner-Occupied
15.2%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$988/mo
1 Bedroom
$1,076/mo
2 Bedroom
$1,336/mo
3 Bedroom
$1,789/mo
4 Bedroom
$2,113/mo
Census median rent:
$900/mo
Affordability & Housing Stock
Rent Burden
20.0%
of renters spending 30%+ of income on housing
35% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
84.8%
Complete Housing Data
Home Values
| Census Median Value | $64,400 |
| Zillow Home Value (ZHVI) | $144,269 |
Rent
| Census Median Rent | $900 |
| FMR Studio | $988 |
| FMR 1-Bedroom | $1,076 |
| FMR 2-Bedroom | $1,336 |
| FMR 3-Bedroom | $1,789 |
| FMR 4-Bedroom | $2,113 |
Market
Ownership & Stock
| Owner-Occupied | 84.8% |
| Renter-Occupied | 15.2% |
| Homeownership Rate | 84.8% |
| Total Housing Units | 107 |
| Median Year Built | 1938 |
| Rent Burden | 20.0% |