Median Income
$71,490
5% lower than US avg
Home Value
$188,300
33% lower than US avg
Violent Crime
155/100K
59% lower than US avg
Bachelor's+
57.9%
72% higher than US avg
Obesity Rate
34.1%
6% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Saugany Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population171
Median Age40.9 yrs
Density244/mi²
Male / Female70% / 30%
Largest GroupWhite 100%
Veterans10.5%
Economy
A
Median Income$71,490
Per Capita$65,071
Unemployment0.0%
Poverty0.0%
County GDP$9,718M
Housing
A+
Home Value$188,300
Ownership40.7%
Zillow$302,357
Housing Units214
Rent Burden29.5%
Crime
F
Violent155/100K
Property3,395/100K
Health
Obesity34.1%
Smoking16.0%
Depression26.5%
Heart Disease5.7%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain42.6 in/yr
Sunny Days275/yr
Elevation799 ft (244 m)
Education
A+
Bachelor's+57.9%
High School+100.0%
Graduate+11.3%
School Score6.01
Community
2024 VoteR 53% / D 45%
Broadband82.0%
EV Stations2
Libraries14
Is Saugany Lake a Good Place to Live?
Based on current data, Saugany Lake receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Saugany Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Saugany Lake is $71,490, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Saugany Lake is $188,300, 33% below the national median / offering relatively affordable homeownership. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Saugany Lake is below the national average at 155 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,395 per 100,000, 73% above the national average.
Education
Saugany Lake is a highly educated community / 57.9% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Saugany Lake experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.6 inches, including 65.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Saugany Lake has a population of 171 with a density of 244 people per square mile, spread across 0.7 square miles. The median age is 40.9 years, 5% older than the national median of 38.9. The gender split is 29.8% female and 70.2% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 10.5% of the population are veterans, above the national rate of 6.0%. 21.1% of residents have a disability (above the 13.0% national average). 88.7% have health insurance coverage.
Population
40.9yrs
Median Age
5% above US avg
Race & Ethnicity
Saugany Lake vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Saugany Lake vs U.S. Average
The median household income in Saugany Lake is $71,490, which is 5% below the national average of $75,149. Per capita income is $65,071 (above the $39,052 national figure). The average weekly wage is $1,096, 23% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 4,096 business establishments, including 391 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Saugany Lake vs U.S.
Income
| Median HH Income | $71,490 |
| 5% below US avg |
| Per Capita Income | $65,071 |
| Avg Weekly Wage | $1,096 |
| IRS Avg AGI | $80,573 |
| Gini Index | 0.482 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 4,096 |
| County GDP | $9,718M |
Business (County)
| Restaurants | 391 |
| Healthcare | 432 |
| Retail | 544 |
| Manufacturing | 268 |
Tax & Cost of Living
| Property Tax (IRS) | $7,061 |
| 102% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.75% |
Commute & Transportation
| Drive Alone | 74.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Saugany Lake is $188,300, 33% below the national median of $281,900. Zillow estimates the typical home value at $302,357, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 40.7% of housing units are owner-occupied (below the 65.4% national rate). There are 214 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $7,061 (higher than the $3,500 national average). 29.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $188,300 |
| 33% below US avg |
| Zillow ZHVI | $302,357 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 40.7% |
| Owner-Occupied | 40.7% |
| Renter-Occupied | 59.3% |
| Housing Units | 214 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $7,061 |
| 102% above US avg |
| Effective Rate | 3.75% |
In Saugany Lake, 34.1% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 5.7% of residents. 33.9% have high blood pressure. 16.0% are current smokers. 18.0% report binge drinking. 23.0% are physically inactive. 26.5% report depression (above the 20.0% national average). 18.6% experience frequent mental distress. The primary care physician ratio is 1:1,255. The dentist ratio is 1:1,778. 79.6% of residents have access to exercise opportunities. The food environment index is 7.2 out of 10.
Health Metrics: Saugany Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.1% |
| 6% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.7% |
| High Blood Pressure | 33.9% |
| Asthma | 10.9% |
| COPD | 6.9% |
| Cancer | 7.6% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.0% |
| 14% above US avg |
| Binge Drinking | 18.0% |
| Physical Inactivity | 23.0% |
| Depression | 26.5% |
| Mental Distress | 18.6% |
| Physical Distress | 13.0% |
| Short Sleep | 38.3% |
Healthcare Access
| Insurance Rate | 88.7% |
| |
| Primary Care | 1:1,255 |
| Dentists | 1:1,778 |
| Mental Health | 1:316 |
| Checkup Rate | 77.1% |
| Dental Visits | 57.9% |
| Premature Death | 9,398/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 79.6% |
| Healthcare Facilities | 432 |
Saugany Lake has a violent crime rate of 155 per 100,000 residents, 59% below the national average of 380. Property crime stands at 3,395 per 100,000, 73% above the U.S. average. The county recorded 13 fatal traffic crashes. Overall, Saugany Lake receives a safety grade of F.
Crime Rates: Saugany Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 154.5/100K |
| 59% below US avg |
| |
Property Crime
| Total Property | 3,395.2/100K |
| 73% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Saugany Lake experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.6 inches. The area receives 65.2 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 799 feet.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.0°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 799 ft (244 m) |
| Area | 0.7 sq mi (1.8 km²) |
| Population Density | 244/sq mi |
| Coordinates | 41.7217°N, 86.5919°W |
| Timezone | America/Indiana/Indianapolis |
| County | Berrien County County |
| Nearest Airport | South Bend International (SBN)
14 miles away |
Precipitation & Snow
Annual Rainfall
42.6"
12% above US avg
Wettest Month (Jun)
4.09"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.7 / 100 |
| Social Vulnerability | 44.1 / 100 |
| Community Resilience | 98.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
112 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
136 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
103 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
93 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
405 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 96 fatalities, 1,239 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 11, 1965 |
EF4 |
36 km |
36 |
| Apr 11, 1965 |
EF4 |
49 km |
31 |
| Apr 11, 1965 |
EF4 |
75 km |
5 |
| May 27, 2019 |
EF3 |
91 km |
0 |
| Oct 18, 2007 |
EF3 |
59 km |
0 |
| Oct 24, 2001 |
EF3 |
18 km |
1 |
| May 13, 1980 |
EF3 |
97 km |
5 |
| May 13, 1980 |
EF3 |
63 km |
0 |
| Mar 12, 1976 |
EF3 |
49 km |
0 |
| Mar 12, 1976 |
EF3 |
32 km |
0 |
| Jun 20, 1974 |
EF3 |
85 km |
0 |
| Apr 3, 1974 |
EF3 |
99 km |
5 |
| Oct 24, 1967 |
EF3 |
56 km |
0 |
| Nov 26, 1965 |
EF3 |
8 km |
0 |
| Nov 12, 1965 |
EF3 |
76 km |
0 |
| Apr 11, 1965 |
EF3 |
41 km |
10 |
| Apr 11, 1965 |
EF3 |
65 km |
0 |
| Apr 30, 1962 |
EF3 |
59 km |
0 |
| Apr 30, 1962 |
EF3 |
8 km |
0 |
| Jul 23, 1961 |
EF3 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
24 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: OGDEN DUNS (863 ac, 1986).
| Year |
Name |
Acres |
Distance |
| 1986 |
OGDEN DUNS |
863 |
54 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
53 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
43 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.2 in |
Coldest |
| February |
27°F (-3°C) |
1.8 in |
Driest |
| March |
37°F (3°C) |
2.9 in |
|
| April |
48°F (9°C) |
3.7 in |
|
| May |
59°F (15°C) |
3.4 in |
|
| June |
69°F (20°C) |
4.1 in |
Wettest |
| July |
73°F (23°C) |
3.7 in |
Warmest |
| August |
71°F (21°C) |
3.7 in |
|
| September |
63°F (17°C) |
3.9 in |
|
| October |
52°F (11°C) |
3.2 in |
|
| November |
40°F (5°C) |
3.5 in |
|
| December |
29°F (-2°C) |
3.1 in |
|
Saugany Lake has a seasonal temperature swing of 49°F / from 24°F in January to 73°F in July. Total annual precipitation is 39.1 inches, with June being the wettest month (4.1") and February the driest (1.8").
Average costs for common services in Saugany Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $594 |
| Toddler | $594 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $831 |
| Toddler | $674 |
| Preschool | $670 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Saugany Lake
What is the population of Saugany Lake?
Saugany Lake has a population of 171 residents and is located in Indiana. The population density is 244 people per square mile, spread across 0.7 square miles. The median age of residents is 40.9 years. The population is 29.8% female and 70.2% male.
Is Saugany Lake expensive to live in?
Saugany Lake is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $71,490, 5% below the national average of $75,149. The median home value is $188,300 (33% below the U.S. median). The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Saugany Lake safe?
Saugany Lake is safer than the national average, with a violent crime rate of 155 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,395 per 100,000 (above the national average). Overall, Saugany Lake receives a safety grade of F based on combined crime data.
What is the weather like in Saugany Lake?
Saugany Lake has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.6 inches, with 65.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Saugany Lake?
The job market in Saugany Lake is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,096. There are 4,096 business establishments in the area, including 391 restaurants and food service locations.
How much does housing cost in Saugany Lake?
The median home value in Saugany Lake is $188,300. Zillow estimates the typical home value at $302,357. The homeownership rate is 40.7%. The average annual property tax is $7,061.
How are the schools in Saugany Lake?
Schools in Saugany Lake score 6 out of 10 on standardized testing, near the national average. 57.9% of adults in Saugany Lake hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 11.3% hold a graduate or professional degree.
How healthy is Saugany Lake?
The obesity rate in Saugany Lake is 34.1% (above the national rate of 32.1%). 16.0% of adults are smokers. 23.0% are physically inactive. 26.5% of residents report depression. 79.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,255.
What are the demographics of Saugany Lake?
The racial and ethnic makeup of Saugany Lake is 100% White. 100% of residents speak only English at home. 10.5% of the population are military veterans. 21.1% of residents have a disability. 88.7% have health insurance coverage.
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