Median Income
$46,875
38% lower than US avg
Home Value
$75,600
73% lower than US avg
Bachelor's+
17.8%
47% lower than US avg
Median Rent
$450
61% lower than US avg
Obesity Rate
40.9%
27% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
9.0%
27% lower than US avg
How Shelbyville Compares to the U.S. Average (100% = U.S. avg)
People
Population583
Median Age40.8 yrs
Density747/mi²
Male / Female48% / 52%
Largest GroupWhite 97%
Veterans12.0%
Economy
B+
Median Income$46,875
Per Capita$24,625
Unemployment2.2%
Poverty9.0%
Commute27 min
Housing
A+
Home Value$75,600
Rent$450
Ownership75.3%
Zillow$261,629
Housing Units297
Rent Burden21.7%
Health
Obesity40.9%
Uninsured4.9%
Smoking22.2%
Depression27.8%
Heart Disease7.1%
Climate
Avg Temp53°F (11°C)
Rain42.1 in/yr
Elevation771 ft (235 m)
Education
C
Bachelor's+17.8%
High School+93.8%
Graduate+6.5%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute27 min
Broadband83.1%
EV Stations1
Is Shelbyville a Good Place to Live?
Based on current data, Shelbyville receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Shelbyville offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Shelbyville is $46,875, 38% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. 9.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Shelbyville is $75,600, 73% below the national median / offering relatively affordable homeownership. Renters pay a median of $450 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Education
17.8% of residents hold a bachelor's degree, below the national average of 33.7%. 93.8% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Shelbyville experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 76°F in July. Annual precipitation totals 42.1 inches, including 15.9 inches of snow.
Shelbyville has a population of 583 with a density of 747 people per square mile, spread across 0.8 square miles. The median age is 40.8 years, 5% older than the national median of 38.9. The gender split is 51.6% female and 48.4% male. The city is predominantly White (97.4%), with 1.7% Hispanic, 1.5% Black. English is the primary language spoken at home by 100% of residents. 12.0% of the population are veterans, above the national rate of 6.0%. 20.9% of residents have a disability (above the 13.0% national average). 95.1% have health insurance coverage.
Population
583
Total Population
2023 Census
40.8yrs
Median Age
5% above US avg
Race & Ethnicity
Shelbyville vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Shelbyville vs U.S. Average
The median household income in Shelbyville is $46,875, which is 38% below the national average of $75,149. Per capita income is $24,625 (below the $39,052 national figure). The unemployment rate is 2.2% (below the 3.6% US average). 9.0% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 1.4% of workers work from home (below the 15.2% national rate).
Income: Shelbyville vs U.S.
Income
| Median HH Income | $46,875 |
| 38% below US avg |
| Per Capita Income | $24,625 |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 9.0% |
| 27% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 27.3 min |
| Drive Alone | 89.6% |
| Public Transit | 0.0% |
| Work from Home | 1.4% |
The median home value in Shelbyville is $75,600, 73% below the national median of $281,900. Zillow estimates the typical home value at $261,629, higher than the Census estimate. Monthly rent averages $450 (61% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 75.3% of housing units are owner-occupied (above the 65.4% national rate). There are 297 total housing units in the city. The median year a home was built is 1970. 21.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $75,600 |
| 73% below US avg |
| Zillow ZHVI | $261,629 |
Rental Costs
| Census Median Rent | $450 |
| 61% below US avg |
| Rent Burden | 21.7% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 75.3% |
| Owner-Occupied | 75.3% |
| Renter-Occupied | 24.7% |
| Housing Units | 297 |
| Median Year Built | 1970 |
Property Tax
In Shelbyville, 40.9% of adults are obese, above the national rate of 32.1%. 11.8% have diabetes. Heart disease affects 7.1% of residents, above the national average. 35.8% have high blood pressure. 22.2% are current smokers (above the 14.0% national rate). 17.1% report binge drinking. 33.5% are physically inactive, above the national average. 27.8% report depression (above the 20.0% national average). 21.2% experience frequent mental distress. 4.9% of residents lack health insurance (below the 8.6% national rate).
Health Metrics: Shelbyville vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.9% |
| 27% above US avg |
| Diabetes | 11.8% |
| Heart Disease | 7.1% |
| High Blood Pressure | 35.8% |
| Asthma | 11.4% |
| COPD | 10.0% |
| Cancer | 7.4% |
| Stroke | 3.8% |
Behaviors & Mental Health
| Smoking | 22.2% |
| 59% above US avg |
| Binge Drinking | 17.1% |
| Physical Inactivity | 33.5% |
| Depression | 27.8% |
| Mental Distress | 21.2% |
| Physical Distress | 16.7% |
| Short Sleep | 38.9% |
Healthcare Access
| Insurance Rate | 95.1% |
| Uninsured | 4.9% |
| 43% below US avg |
| Checkup Rate | 74.7% |
| Dental Visits | 53.9% |
Food & Exercise
Shelbyville experiences four distinct seasons with an average annual temperature of 53°F (11°C). Winters average 26°F in January while summers reach 76°F in July. Annual precipitation totals 42.1 inches. The area receives 15.9 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 771 feet.
Temperature
26°F Jan (-3°C)
76°F Jul (24°C)
| Annual Average | 52.6°F |
| 3% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 76°F (24°C) |
Geography
| Elevation | 771 ft (235 m) |
| Area | 0.8 sq mi (2.1 km²) |
| Population Density | 747/sq mi |
| Coordinates | 39.8059°N, 92.0416°W |
| Timezone | America/Chicago |
| Nearest Airport | Kirksville Regional (IRK)
33 miles away |
Precipitation & Snow
Annual Rainfall
42.1"
11% above US avg
Wettest Month (Jun)
5.29"
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.
| Jul 31, 2005 |
Missouri |
M3.3 |
135 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
37 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
149 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
117 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
320 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 186 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 12, 2006 |
EF4 |
41 km |
0 |
| Apr 23, 1975 |
EF4 |
56 km |
1 |
| Apr 20, 1973 |
EF4 |
40 km |
1 |
| Jun 12, 1970 |
EF4 |
77 km |
0 |
| Apr 21, 1967 |
EF4 |
97 km |
0 |
| Jan 24, 1967 |
EF4 |
78 km |
0 |
| May 27, 2019 |
EF3 |
96 km |
0 |
| Mar 12, 2006 |
EF3 |
66 km |
4 |
| May 10, 2003 |
EF3 |
31 km |
0 |
| Apr 8, 1999 |
EF3 |
79 km |
0 |
| Nov 10, 1998 |
EF3 |
98 km |
0 |
| Jul 4, 1995 |
EF3 |
56 km |
0 |
| Nov 27, 1990 |
EF3 |
98 km |
0 |
| Apr 13, 1974 |
EF3 |
22 km |
0 |
| Apr 13, 1974 |
EF3 |
70 km |
0 |
| May 1, 1973 |
EF3 |
73 km |
2 |
| Apr 20, 1973 |
EF3 |
69 km |
0 |
| May 5, 1971 |
EF3 |
81 km |
0 |
| May 5, 1971 |
EF3 |
93 km |
0 |
| Jun 12, 1970 |
EF3 |
75 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.8 in |
Coldest, Driest |
| February |
31°F (-1°C) |
2.1 in |
|
| March |
42°F (5°C) |
2.9 in |
|
| April |
53°F (12°C) |
4.3 in |
|
| May |
63°F (17°C) |
5.3 in |
|
| June |
72°F (22°C) |
5.3 in |
Wettest |
| July |
76°F (24°C) |
4.5 in |
Warmest |
| August |
74°F (23°C) |
4.2 in |
|
| September |
66°F (19°C) |
3.9 in |
|
| October |
55°F (13°C) |
3.3 in |
|
| November |
42°F (5°C) |
2.6 in |
|
| December |
31°F (-0°C) |
2.0 in |
|
Shelbyville has a seasonal temperature swing of 50°F / from 26°F in January to 76°F in July. Total annual precipitation is 42.1 inches, with June being the wettest month (5.3") and January the driest (1.8").
Average costs for common services in Shelbyville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Shelbyville
What is the population of Shelbyville?
Shelbyville has a population of 583 residents and is located in Missouri. The population density is 747 people per square mile, spread across 0.8 square miles. The median age of residents is 40.8 years. The population is 51.6% female and 48.4% male.
Is Shelbyville expensive to live in?
Shelbyville is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $46,875, 38% below the national average of $75,149. The median home value is $75,600 (73% below the U.S. median). Renters pay a median of $450 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Shelbyville?
Shelbyville has a four-season climate with an average annual temperature of 53°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 42.1 inches, with 15.9 inches of snow.
How is the job market in Shelbyville?
The job market in Shelbyville is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average commute time is 27 minutes, and 1.4% of workers work from home.
How much does housing cost in Shelbyville?
The median home value in Shelbyville is $75,600. Zillow estimates the typical home value at $261,629. For renters, the median monthly rent is $450. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 75.3%.
How are the schools in Shelbyville?
Schools in Shelbyville score 5.5 out of 10 on standardized testing, near the national average. 17.8% of adults in Shelbyville hold a bachelor's degree or higher, below the national average of 33.7%. 93.8% have completed high school. 6.5% hold a graduate or professional degree.
How healthy is Shelbyville?
The obesity rate in Shelbyville is 40.9% (above the national rate of 32.1%). 22.2% of adults are smokers. 33.5% are physically inactive. 27.8% of residents report depression. 4.9% lack health insurance (below the national rate).
What is transportation like in Shelbyville?
The average commute in Shelbyville is 27 minutes. 89.6% of workers drive alone to work, and 1.4% work from home.
What are the demographics of Shelbyville?
The racial and ethnic makeup of Shelbyville is 97.4% White, 1.5% Black or African American, 1.7% Hispanic or Latino. 100% of residents speak only English at home. 12.0% of the population are military veterans. 20.9% of residents have a disability. 95.1% have health insurance coverage.