Median Income
$86,932
16% higher than US avg
Home Value
$130,400
54% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
11.0%
67% lower than US avg
Median Rent
$813
30% lower than US avg
Obesity Rate
37.7%
17% higher than US avg
Unemployment
2.7%
25% lower than US avg
Poverty Rate
4.0%
68% lower than US avg
How Sherrard Compares to the U.S. Average (100% = U.S. avg)
People
Population705
Median Age44.6 yrs
Density758/mi²
Male / Female56% / 44%
Largest GroupWhite 90%
Veterans7.1%
Economy
A+
Median Income$86,932
Per Capita$40,789
Unemployment2.7%
Poverty4.0%
County GDP$12,607M
Commute26 min
Housing
A+
Home Value$130,400
Rent$813
Ownership86.9%
Zillow$246,271
Housing Units304
Rent Burden23.8%
Crime
C+
Violent0/100K
Property379/100K
Health
Obesity37.7%
Uninsured7.7%
Smoking15.0%
Depression24.3%
Heart Disease5.3%
Climate
Avg Temp51°F (11°C)
AQI43 (Good)
Rain39.1 in/yr
Sunny Days275/yr
Elevation768 ft (234 m)
Education
D
Bachelor's+11.0%
High School+94.3%
Graduate+5.0%
School Score4.65
Community
2024 VoteR 44% / D 54%
Commute26 min
Broadband94.2%
EV Stations9
Libraries11
Is Sherrard a Good Place to Live?
Based on current data, Sherrard receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Sherrard offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Sherrard is $86,932, 16% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.7%. Only 4.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Sherrard is $130,400, 54% below the national median / offering relatively affordable homeownership. Renters pay a median of $813 per month, below the national average / a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Sherrard is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 379 per 100,000, 81% below the national average.
Education
11.0% of residents hold a bachelor's degree, below the national average of 33.7%. 94.3% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
Sherrard experiences four distinct seasons with an average temperature of 51°F. Winters average 23°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.1 inches, including 28.4 inches of snow. Air quality is rated Good with a median AQI of 43.
Sherrard has a population of 705 with a density of 758 people per square mile, spread across 0.5 square miles. The median age is 44.6 years, 15% older than the national median of 38.9. The gender split is 43.7% female and 56.3% male. The city is predominantly White (90.1%). English is the primary language spoken at home by 93.2% of residents, while 6.8% speak Spanish. 7.1% of the population are veterans. 13.8% of residents have a disability. 96.1% have health insurance coverage.
Population
44.6yrs
Median Age
15% above US avg
Language Spoken at Home
English Only
93.2%
19% above US avg
Spanish
6.8%
49% below US avg
The median household income in Sherrard is $86,932, which is 16% above the national average of $75,149. Per capita income is $40,789. The average weekly wage is $1,391. The unemployment rate is 2.7% (below the 3.6% US average). 4.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,880 business establishments, including 375 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 26 minutes. 9.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $86,932 |
| 16% above US avg |
| Per Capita Income | $40,789 |
| Avg Weekly Wage | $1,391 |
| IRS Avg AGI | $65,635 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.7% |
| 25% below US avg |
| Poverty Rate | 4.0% |
| 68% below US avg |
| Establishments (County) | 2,880 |
| County GDP | $12,607M |
Business (County)
| Restaurants | 375 |
| Healthcare | 405 |
| Retail | 411 |
| Manufacturing | 124 |
Tax & Cost of Living
| Property Tax (IRS) | $6,655 |
| 90% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.10% |
Commute & Transportation
| Commute Time | 26.3 min |
| Drive Alone | 84.1% |
| Public Transit | 2.7% |
| Work from Home | 9.3% |
The median home value in Sherrard is $130,400, 54% below the national median of $281,900. Zillow estimates the typical home value at $246,271, higher than the Census estimate. Monthly rent averages $813 (30% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 86.9% of housing units are owner-occupied (above the 65.4% national rate). There are 304 total housing units in the city. The median year a home was built is 1961. The average annual property tax is $6,655 (higher than the $3,500 national average). 23.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $130,400 |
| 54% below US avg |
| Zillow ZHVI | $246,271 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $813 |
| 30% below US avg |
| Rent Burden | 23.8% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 86.9% |
| Owner-Occupied | 86.9% |
| Renter-Occupied | 13.1% |
| Housing Units | 304 |
| Median Year Built | 1961 |
Property Tax
| Avg Tax (IRS) | $6,655 |
| 90% above US avg |
| Effective Rate | 5.10% |
In Sherrard, 37.7% of adults are obese, above the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.3% of residents. 30.2% have high blood pressure. 15.0% are current smokers. 21.3% report binge drinking. 21.5% are physically inactive. 24.3% report depression (above the 20.0% national average). 18.8% experience frequent mental distress. 7.7% of residents lack health insurance. The primary care physician ratio is 1:2,042. The dentist ratio is 1:1,275. 90.5% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Sherrard vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.7% |
| 17% above US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.3% |
| High Blood Pressure | 30.2% |
| Asthma | 10.6% |
| COPD | 6.5% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.0% |
| 7% above US avg |
| Binge Drinking | 21.3% |
| Physical Inactivity | 21.5% |
| Depression | 24.3% |
| Mental Distress | 18.8% |
| Physical Distress | 12.5% |
| Short Sleep | 36.7% |
Healthcare Access
| Insurance Rate | 96.1% |
| Uninsured | 7.7% |
| 10% below US avg |
| Primary Care | 1:2,042 |
| Dentists | 1:1,275 |
| Mental Health | 1:334 |
| Checkup Rate | 75.3% |
| Dental Visits | 58.7% |
| Premature Death | 8,429/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 90.5% |
| Healthcare Facilities | 405 |
Sherrard has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 379 per 100,000, 81% below the U.S. average. The county recorded 11 fatal traffic crashes. Overall, Sherrard receives a safety grade of C+.
Crime Rates: Sherrard vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 379.4/100K |
| 81% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Sherrard experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 23°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.1 inches. The area receives 28.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 768 feet.
Temperature
23°F Jan (-5°C)
75°F Jul (24°C)
| Annual Average | 50.9°F |
| 6% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 768 ft (234 m) |
| Area | 0.5 sq mi (1.2 km²) |
| Population Density | 758/sq mi |
| Coordinates | 41.3142°N, 90.4972°W |
| Timezone | America/Chicago |
| County | Rock Island County County |
| Nearest Airport | Quad Cities International (MLI)
9 miles away |
Precipitation & Snow
Annual Rainfall
39.1"
3% above US avg
Wettest Month (Jul)
4.53"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0483 ppm |
| PM2.5 (Fine Particles) | 9.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 84.1 / 100 |
| Social Vulnerability | 60.2 / 100 |
| Community Resilience | 87.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M4.2 on Jun 28, 2004.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
134 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
100 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
642 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 9 fatalities, 300 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 29, 1981 |
EF4 |
61 km |
0 |
| Jun 29, 1976 |
EF4 |
85 km |
0 |
| Apr 11, 1965 |
EF4 |
70 km |
1 |
| Jun 1, 2007 |
EF3 |
58 km |
0 |
| May 9, 1995 |
EF3 |
58 km |
0 |
| May 9, 1995 |
EF3 |
43 km |
0 |
| Mar 13, 1990 |
EF3 |
37 km |
0 |
| May 8, 1988 |
EF3 |
54 km |
0 |
| Aug 15, 1978 |
EF3 |
24 km |
0 |
| Mar 4, 1976 |
EF3 |
79 km |
0 |
| Jul 23, 1975 |
EF3 |
86 km |
0 |
| Jul 23, 1975 |
EF3 |
87 km |
2 |
| Jun 13, 1975 |
EF3 |
74 km |
0 |
| Jun 20, 1974 |
EF3 |
76 km |
1 |
| Jun 14, 1974 |
EF3 |
16 km |
0 |
| May 13, 1974 |
EF3 |
35 km |
0 |
| Jul 17, 1972 |
EF3 |
78 km |
0 |
| Jan 24, 1967 |
EF3 |
91 km |
0 |
| Jan 24, 1967 |
EF3 |
100 km |
1 |
| Apr 19, 1966 |
EF3 |
21 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: UNIT 3 (1,206 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNIT 3 |
1,206 |
54 km |
| 2002 |
HSB 03 2 |
1,130 |
55 km |
| 2000 |
DESTRUST A |
756 |
55 km |
| 2006 |
HSB 003 |
674 |
55 km |
| 2004 |
HSB 009 |
608 |
55 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.5 in |
Coldest |
| February |
26°F (-3°C) |
1.3 in |
Driest |
| March |
38°F (3°C) |
2.8 in |
|
| April |
50°F (10°C) |
3.8 in |
|
| May |
61°F (16°C) |
4.1 in |
|
| June |
71°F (22°C) |
4.3 in |
|
| July |
75°F (24°C) |
4.5 in |
Warmest, Wettest |
| August |
72°F (22°C) |
4.1 in |
|
| September |
64°F (18°C) |
3.8 in |
|
| October |
53°F (11°C) |
2.9 in |
|
| November |
39°F (4°C) |
2.6 in |
|
| December |
26°F (-3°C) |
2.1 in |
|
Sherrard has a seasonal temperature swing of 53°F / from 23°F in January to 75°F in July. Total annual precipitation is 37.7 inches, with July being the wettest month (4.5") and February the driest (1.3").
Average costs for common services in Sherrard. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,220 |
| Toddler | $931 |
| Preschool | $758 |
| Family Childcare (monthly) |
| Infant | $804 |
| Toddler | $748 |
| Preschool | $729 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Sherrard
What is the population of Sherrard?
Sherrard has a population of 705 residents and is located in Illinois. The population density is 758 people per square mile, spread across 0.5 square miles. The median age of residents is 44.6 years, which is older than the national median of 38.9 years. The population is 43.7% female and 56.3% male.
Is Sherrard expensive to live in?
Sherrard has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $86,932, 16% above the national average of $75,149. The median home value is $130,400 (54% below the U.S. median). Renters pay a median of $813 per month, below the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Sherrard safe?
Sherrard is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 379 per 100,000 (below the national average). Overall, Sherrard receives a safety grade of C+ based on combined crime data.
What is the weather like in Sherrard?
Sherrard has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 23°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.1 inches, with 28.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Sherrard?
The job market in Sherrard is very strong, with unemployment at just 2.7% / well below the national rate of 3.6%. The average weekly wage is $1,391. There are 2,880 business establishments in the area, including 375 restaurants and food service locations. The average commute time is 26 minutes, and 9.3% of workers work from home.
How much does housing cost in Sherrard?
The median home value in Sherrard is $130,400. Zillow estimates the typical home value at $246,271. For renters, the median monthly rent is $813. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 86.9%. The average annual property tax is $6,655.
How are the schools in Sherrard?
Schools in Sherrard have an average test score of 4.6 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 11.0% of adults in Sherrard hold a bachelor's degree or higher, below the national average of 33.7%. 94.3% have completed high school. 5.0% hold a graduate or professional degree.
How healthy is Sherrard?
The obesity rate in Sherrard is 37.7% (above the national rate of 32.1%). 15.0% of adults are smokers. 21.5% are physically inactive. 24.3% of residents report depression. 7.7% lack health insurance. 90.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,042.
What is transportation like in Sherrard?
The average commute in Sherrard is 26 minutes. 84.1% of workers drive alone to work, 2.7% use public transit, and 9.3% work from home.
What are the demographics of Sherrard?
The racial and ethnic makeup of Sherrard is 90.1% White. 93.2% of residents speak only English at home, while 6.8% speak Spanish. 7.1% of the population are military veterans. 13.8% of residents have a disability. 96.1% have health insurance coverage.
All Countries
