Median Income
$61,111
19% lower than US avg
Home Value
$134,900
52% lower than US avg
Violent Crime
379/100K
0% lower than US avg
Bachelor's+
11.5%
66% lower than US avg
Median Rent
$1,083
7% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
4.0%
11% higher than US avg
Poverty Rate
19.6%
58% higher than US avg
How Spring Bay Compares to the U.S. Average (100% = U.S. avg)
People
Population519
Median Age42.9 yrs
Density752/mi²
Male / Female58% / 42%
Largest GroupWhite 95%
Veterans5.2%
Economy
B
Median Income$61,111
Per Capita$27,850
Unemployment4.0%
Poverty19.6%
County GDP$16,966M
Commute23 min
Housing
A+
Home Value$134,900
Rent$1,083
Ownership64.9%
Zillow$119,696
Housing Units192
Rent Burden35.5%
Crime
F
Violent379/100K
Property2,568/100K
Health
Obesity39.5%
Uninsured8.8%
Smoking16.7%
Depression24.2%
Heart Disease5.8%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain37.6 in/yr
Sunny Days275/yr
Elevation456 ft (139 m)
Education
D
Bachelor's+11.5%
High School+94.5%
Graduate+0.6%
School Score5.18
Community
2024 VoteR 47% / D 52%
Commute23 min
Broadband88.6%
EV Stations2
Libraries13
Is Spring Bay a Good Place to Live?
Based on current data, Spring Bay receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate, high obesity rates. Spring Bay has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Spring Bay is $61,111, 19% below the national average of $75,149. Unemployment stands at 4.0%, indicating a healthy job market. The poverty rate of 19.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Spring Bay is $134,900, 52% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,083 per month. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Spring Bay is below the national average at 379 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,568 per 100,000, 31% above the national average.
Education
11.5% of residents hold a bachelor's degree, below the national average of 33.7%. 94.5% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Spring Bay experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.6 inches, including 26.2 inches of snow. Air quality is rated Good with a median AQI of 43.
Spring Bay has a population of 519 with a density of 752 people per square mile, spread across 0.7 square miles. The median age is 42.9 years, 10% older than the national median of 38.9. The gender split is 41.8% female and 58.2% male. The city is predominantly White (94.6%), with 2.3% Hispanic. English is the primary language spoken at home by 99.6% of residents. 5.2% of the population are veterans. 17.6% of residents have a disability (above the 13.0% national average). 96.3% have health insurance coverage.
Population
42.9yrs
Median Age
10% above US avg
Race & Ethnicity
Spring Bay vs U.S. Average
Language Spoken at Home
English Only
99.6%
27% above US avg
Spanish
0.4%
97% below US avg
Social Characteristics
Spring Bay vs U.S. Average
The median household income in Spring Bay is $61,111, which is 19% below the national average of $75,149. Per capita income is $27,850 (below the $39,052 national figure). The average weekly wage is $1,438. The unemployment rate is 4.0% (above the 3.6% US average). 19.6% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 3,972 business establishments, including 468 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 11.8% of workers work from home (below the 15.2% national rate).
Income: Spring Bay vs U.S.
Income
| Median HH Income | $61,111 |
| 19% below US avg |
| Per Capita Income | $27,850 |
| Avg Weekly Wage | $1,438 |
| IRS Avg AGI | $80,771 |
| Gini Index | 0.492 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.0% |
| 11% above US avg |
| Poverty Rate | 19.6% |
| 58% above US avg |
| Establishments (County) | 3,972 |
| County GDP | $16,966M |
Business (County)
| Restaurants | 468 |
| Healthcare | 543 |
| Retail | 638 |
| Manufacturing | 138 |
Tax & Cost of Living
| Property Tax (IRS) | $8,031 |
| 129% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.95% |
Commute & Transportation
| Commute Time | 22.5 min |
| Drive Alone | 81.7% |
| Public Transit | 0.0% |
| Work from Home | 11.8% |
The median home value in Spring Bay is $134,900, 52% below the national median of $281,900. Zillow estimates the typical home value at $119,696, lower than the Census estimate. Monthly rent averages $1,083 (7% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 64.9% of housing units are owner-occupied. There are 192 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $8,031 (higher than the $3,500 national average). 35.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $134,900 |
| 52% below US avg |
| Zillow ZHVI | $119,696 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,083 |
| 7% below US avg |
| Rent Burden | 35.5% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 64.9% |
| Owner-Occupied | 64.9% |
| Renter-Occupied | 35.1% |
| Housing Units | 192 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $8,031 |
| 129% above US avg |
| Effective Rate | 5.95% |
In Spring Bay, 39.5% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.8% of residents. 31.9% have high blood pressure. 16.7% are current smokers. 21.1% report binge drinking. 23.3% are physically inactive. 24.2% report depression (above the 20.0% national average). 19.4% experience frequent mental distress. 8.8% of residents lack health insurance. The primary care physician ratio is 1:748. The dentist ratio is 1:1,129. 80.1% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Spring Bay vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.8% |
| High Blood Pressure | 31.9% |
| Asthma | 10.8% |
| COPD | 7.3% |
| Cancer | 7.3% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 16.7% |
| 19% above US avg |
| Binge Drinking | 21.1% |
| Physical Inactivity | 23.3% |
| Depression | 24.2% |
| Mental Distress | 19.4% |
| Physical Distress | 13.5% |
| Short Sleep | 36.0% |
Healthcare Access
| Insurance Rate | 96.3% |
| Uninsured | 8.8% |
| 2% above US avg |
| Primary Care | 1:748 |
| Dentists | 1:1,129 |
| Mental Health | 1:324 |
| Checkup Rate | 74.6% |
| Dental Visits | 58.9% |
| Premature Death | 10,362/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 80.1% |
| Healthcare Facilities | 543 |
Spring Bay has a violent crime rate of 379 per 100,000 residents, 0% below the national average of 380. Property crime stands at 2,568 per 100,000, 31% above the U.S. average. The county recorded 20 fatal traffic crashes. Overall, Spring Bay receives a safety grade of F.
Crime Rates: Spring Bay vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 378.7/100K |
| 0% below US avg |
| |
Property Crime
| Total Property | 2,568.3/100K |
| 31% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 20 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 4.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Spring Bay experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.6 inches. The area receives 26.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 456 feet.
Temperature
26°F Jan (-4°C)
76°F Jul (25°C)
| Annual Average | 52.7°F |
| 2% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 456 ft (139 m) |
| Area | 0.7 sq mi (1.8 km²) |
| Population Density | 752/sq mi |
| Coordinates | 40.8212°N, 89.5311°W |
| Timezone | America/Chicago |
| County | Peoria County County |
| Nearest Airport | General Downing - Peoria International (PIA)
14 miles away |
Precipitation & Snow
Annual Rainfall
37.6"
1% below US avg
Wettest Month (May)
4.06"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0489 ppm |
| PM2.5 (Fine Particles) | 8.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.7 / 100 |
| Social Vulnerability | 50.0 / 100 |
| Community Resilience | 93.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
89 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
100 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
115 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
91 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
679 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 25 fatalities, 614 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
22 km |
3 |
| Jul 13, 2004 |
EF4 |
17 km |
0 |
| May 13, 1995 |
EF4 |
82 km |
0 |
| May 5, 1977 |
EF4 |
68 km |
0 |
| Jun 29, 1976 |
EF4 |
19 km |
0 |
| Apr 4, 2023 |
EF3 |
86 km |
0 |
| Feb 28, 2017 |
EF3 |
18 km |
0 |
| Feb 28, 2017 |
EF3 |
74 km |
2 |
| Dec 31, 2010 |
EF3 |
97 km |
0 |
| Jun 5, 2010 |
EF3 |
74 km |
0 |
| Aug 19, 2009 |
EF3 |
96 km |
0 |
| Apr 20, 2004 |
EF3 |
52 km |
8 |
| May 10, 2003 |
EF3 |
41 km |
0 |
| Apr 19, 1996 |
EF3 |
58 km |
0 |
| May 13, 1995 |
EF3 |
56 km |
0 |
| May 9, 1995 |
EF3 |
58 km |
0 |
| Jun 30, 1977 |
EF3 |
95 km |
0 |
| Mar 4, 1976 |
EF3 |
42 km |
0 |
| Jul 23, 1975 |
EF3 |
61 km |
2 |
| Jul 23, 1975 |
EF3 |
74 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
1.5 in |
Coldest |
| February |
28°F (-2°C) |
1.5 in |
Driest |
| March |
39°F (4°C) |
2.9 in |
|
| April |
51°F (11°C) |
3.7 in |
|
| May |
62°F (17°C) |
4.1 in |
Wettest |
| June |
71°F (22°C) |
4.0 in |
|
| July |
76°F (25°C) |
3.9 in |
Warmest |
| August |
73°F (23°C) |
3.4 in |
|
| September |
66°F (19°C) |
3.7 in |
|
| October |
54°F (12°C) |
2.8 in |
|
| November |
41°F (5°C) |
2.8 in |
|
| December |
28°F (-2°C) |
2.4 in |
|
Spring Bay has a seasonal temperature swing of 51°F / from 26°F in January to 76°F in July. Total annual precipitation is 36.9 inches, with May being the wettest month (4.1") and February the driest (1.5").
Average costs for common services in Spring Bay. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,206 |
| Toddler | $931 |
| Preschool | $839 |
| Family Childcare (monthly) |
| Infant | $811 |
| Toddler | $799 |
| Preschool | $844 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Spring Bay
What is the population of Spring Bay?
Spring Bay has a population of 519 residents and is located in Illinois. The population density is 752 people per square mile, spread across 0.7 square miles. The median age of residents is 42.9 years, which is older than the national median of 38.9 years. The population is 41.8% female and 58.2% male.
Is Spring Bay expensive to live in?
Spring Bay has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $61,111, 19% below the national average of $75,149. The median home value is $134,900 (52% below the U.S. median). Renters pay a median of $1,083 per month. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Spring Bay safe?
Spring Bay is safer than the national average, with a violent crime rate of 379 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,568 per 100,000 (above the national average). Overall, Spring Bay receives a safety grade of F based on combined crime data.
What is the weather like in Spring Bay?
Spring Bay has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 26°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.6 inches, with 26.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Spring Bay?
Spring Bay has a healthy job market with an unemployment rate of 4.0%, near the national average of 3.6%. The average weekly wage is $1,438. There are 3,972 business establishments in the area, including 468 restaurants and food service locations. The average commute time is 23 minutes, and 11.8% of workers work from home.
How much does housing cost in Spring Bay?
The median home value in Spring Bay is $134,900. Zillow estimates the typical home value at $119,696. For renters, the median monthly rent is $1,083. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 64.9%. The average annual property tax is $8,031.
How are the schools in Spring Bay?
Schools in Spring Bay score 5.2 out of 10 on standardized testing, near the national average. 11.5% of adults in Spring Bay hold a bachelor's degree or higher, below the national average of 33.7%. 94.5% have completed high school. 0.6% hold a graduate or professional degree.
How healthy is Spring Bay?
The obesity rate in Spring Bay is 39.5% (above the national rate of 32.1%). 16.7% of adults are smokers. 23.3% are physically inactive. 24.2% of residents report depression. 8.8% lack health insurance. 80.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:748.
What is transportation like in Spring Bay?
The average commute in Spring Bay is 23 minutes, shorter than the national average of 28 minutes. 81.7% of workers drive alone to work, and 11.8% work from home.
What are the demographics of Spring Bay?
The racial and ethnic makeup of Spring Bay is 94.6% White, 2.3% Hispanic or Latino. 99.6% of residents speak only English at home. 5.2% of the population are military veterans. 17.6% of residents have a disability. 96.3% have health insurance coverage.
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