Indiana · Metropolitan Area
St. Bernice is a small town in Indiana with a population of 585. Residents earn $43,788 per year, which is 42% below the national average.
Based on current data, St. Bernice receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. St. Bernice offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in St. Bernice is $43,788, 42% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%.
The median home value in St. Bernice is $83,100, 71% below the national median — offering relatively affordable homeownership. At just 1.9x median income, home prices are very affordable relative to local earnings.
8.0% of residents hold a bachelor's degree, below the national average of 33.7%. 78.9% have completed high school. Area schools have an average test score of 6/10.
St. Bernice experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 74°F in July. Annual precipitation totals 42.7 inches, including 19.1 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 98.6% |
| 26% above US avg | |
| Spanish | 1.4% |
| 90% below US avg |
| Median HH Income | $43,788 |
| 42% below US avg | |
| Per Capita Income | $20,636 |
| Avg Weekly Wage | $1,124 |
| IRS Avg AGI | $59,038 |
| Unemployment | 0.0% |
| 100% below US avg | |
| Poverty Rate | 4.8% |
| 61% below US avg | |
| Establishments (County) | 294 |
| County GDP | $1,134M |
| Restaurants | 28 |
| Healthcare | 24 |
| Retail | 47 |
| Manufacturing | 13 |
| Property Tax (IRS) | $2,750 |
| 21% below US avg | |
| Effective Tax Rate | 3.31% |
| Work from Home | 0.0% |
| Census Median | $83,100 |
| 71% below US avg | |
| Median List Price | $162,450 |
| Median List Price | $162,450 |
| $/Sq Ft | $81 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 104.2% |
| Price Drops | 0.0% |
| Inventory | 2 |
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
| Owner-Occupied | 91.3% |
| Avg Tax (IRS) | $2,750 |
| 21% below US avg | |
| Effective Rate | 3.31% |
| Obesity | 38.6% |
| 20% above US avg | |
| Diabetes | 10.4% |
| Heart Disease | 5.8% |
| High Blood Pressure | 33.6% |
| Asthma | 11.4% |
| COPD | 7.5% |
| Stroke | 2.9% |
| Binge Drinking | 18.3% |
| Physical Inactivity | 23.8% |
| Depression | 27.2% |
| Mental Distress | 19.4% |
| Physical Distress | 13.4% |
| Insurance Rate | 94.3% |
| Checkup Rate | 77.9% |
| Premature Death | 10,157/100K |
| Food Environment | 7.8/10 |
| Exercise Access | 55.6% |
| Healthcare Facilities | 24 |
| Fatal Crashes (County/yr) | 3 |
| Annual Average | 51.4°F |
| 5% below US avg | |
| January Average | 25°F (-4°C) |
| July Average | 74°F (23°C) |
| Annual Rainfall | 42.7 inches |
| 12% above US avg | |
| Snowfall | 19.1 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 570 ft (174 m) |
| Area | 1.3 sq mi (3.3 km²) |
| Population Density | 457/sq mi |
| Coordinates | 39.7096°N, 87.5199°W |
| County FIPS | 18165 |
Winner: Republican by 44.7 points
| Bachelor's Degree+ | 8.0% |
| 76% below US avg | |
| High School+ | 78.9% |
| School Test Score | 6.01 |
| RUCC Code 3 | Metro — under 250K |
| Population Density | 457/sq mi |
| Total Area | 1.3 sq mi |
| Public Libraries | 2 |
| Healthcare Facilities | 24 |
| Restaurants | 28 |
| Retail Stores | 47 |
| Fatal Crashes (County/yr) | 3 |
| Work from Home | 0.0% |