Median Income
$22,917
70% lower than US avg
Home Value
$14,600
95% lower than US avg
Violent Crime
326/100K
14% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
39.0%
21% higher than US avg
Unemployment
2.5%
31% lower than US avg
Poverty Rate
53.8%
334% higher than US avg
How St. Charles Compares to the U.S. Average (100% = U.S. avg)
People
Population84
Median Age50.7 yrs
Density467/mi²
Male / Female60% / 41%
Largest GroupWhite 100%
Veterans81.0%
Economy
C
Median Income$22,917
Per Capita$16,981
Unemployment2.5%
Poverty53.8%
County GDP$567M
Housing
A+
Home Value$14,600
Ownership77.1%
Zillow$95,901
Housing Units48
Rent Burden37.3%
Crime
F
Violent326/100K
Property3,536/100K
Health
Obesity39.0%
Uninsured13.0%
Smoking22.8%
Depression27.9%
Heart Disease6.0%
Climate
Avg Temp55°F (13°C)
AQI35 (Good)
Rain49.7 in/yr
Sunny Days305/yr
Elevation1,533 ft (467 m)
Education
C
Bachelor's+0.0%
High School+26.6%
Graduate+0.0%
School Score5.58
Community
2024 VoteR 86% / D 14%
Broadband35.0%
EV Stations2
Libraries2
Is St. Charles a Good Place to Live?
Based on current data, St. Charles receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. St. Charles has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in St. Charles is $22,917, 70% below the national average of $75,149. The job market is very strong with unemployment at just 2.5%. The poverty rate of 53.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population.
Cost of Living & Housing
The median home value in St. Charles is $14,600, 95% below the national median / offering relatively affordable homeownership. At just 0.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in St. Charles is below the national average at 326 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,536 per 100,000, 80% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 26.6% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
St. Charles experiences four distinct seasons with an average temperature of 55°F. Winters average 34°F in January while summers reach 74°F in July. With 305 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 49.7 inches, including 9.3 inches of snow. Air quality is rated Good with a median AQI of 35.
St. Charles has a population of 84 with a density of 467 people per square mile, spread across 0.2 square miles. The median age is 50.7 years, 30% older than the national median of 38.9. The gender split is 40.5% female and 59.5% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 81.0% of the population are veterans, above the national rate of 6.0%. 82.8% of residents have a disability (above the 13.0% national average). 93.8% have health insurance coverage.
Population
50.7yrs
Median Age
30% above US avg
Race & Ethnicity
St. Charles vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
St. Charles vs U.S. Average
The median household income in St. Charles is $22,917, which is 70% below the national average of $75,149. Per capita income is $16,981 (below the $39,052 national figure). The average weekly wage is $868, 39% lower than the U.S. average. The unemployment rate is 2.5% (below the 3.6% US average). 53.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 522 business establishments, including 21 restaurants. The cost of living index is 101.1, roughly in line with the national average. 0.0% of workers work from home (below the 15.2% national rate).
Income: St. Charles vs U.S.
Income
| Median HH Income | $22,917 |
| 70% below US avg |
| Per Capita Income | $16,981 |
| Avg Weekly Wage | $868 |
| IRS Avg AGI | $47,746 |
| Gini Index | 0.486 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.5% |
| 31% below US avg |
| Poverty Rate | 53.8% |
| 334% above US avg |
| Establishments (County) | 522 |
| County GDP | $567M |
Business (County)
| Restaurants | 21 |
| Healthcare | 27 |
| Retail | 60 |
| Manufacturing | 8 |
Tax & Cost of Living
| Property Tax (IRS) | $1,836 |
| 48% below US avg |
| Cost of Living | 101.10 (100=avg) |
| Effective Tax Rate | 12.58% |
Commute & Transportation
| Drive Alone | 75.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in St. Charles is $14,600, 95% below the national median of $281,900. Zillow estimates the typical home value at $95,901, higher than the Census estimate. Fair market rent ranges from $1,181 for a one-bedroom to $1,369 for a two-bedroom apartment. 77.1% of housing units are owner-occupied (above the 65.4% national rate). There are 48 total housing units in the city. The median year a home was built is 1942. The average annual property tax is $1,836 (lower than the $3,500 national average). 37.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.6x, well within the affordable range.
Home Values
| Census Median | $14,600 |
| 95% below US avg |
| Zillow ZHVI | $95,901 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,137 |
| 1 Bedroom | $1,181 |
| 2 Bedrooms | $1,369 |
| 3 Bedrooms | $1,787 |
| 4 Bedrooms | $2,126 |
Ownership & Property
| Homeownership | 77.1% |
| Owner-Occupied | 77.1% |
| Renter-Occupied | 22.9% |
| Housing Units | 48 |
| Median Year Built | 1942 |
Property Tax
| Avg Tax (IRS) | $1,836 |
| 48% below US avg |
| Effective Rate | 12.58% |
In St. Charles, 39.0% of adults are obese, above the national rate of 32.1%. 11.2% have diabetes. Heart disease affects 6.0% of residents. 31.9% have high blood pressure. 22.8% are current smokers (above the 14.0% national rate). 15.4% report binge drinking. 29.7% are physically inactive, above the national average. 27.9% report depression (above the 20.0% national average). 22.3% experience frequent mental distress. 13.0% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,140. The dentist ratio is 1:4,396. 38.9% of residents have access to exercise opportunities. The food environment index is 6.8 out of 10.
Health Metrics: St. Charles vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.0% |
| 21% above US avg |
| Diabetes | 11.2% |
| Heart Disease | 6.0% |
| High Blood Pressure | 31.9% |
| Asthma | 11.5% |
| COPD | 9.4% |
| Cancer | 5.6% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 22.8% |
| 63% above US avg |
| Binge Drinking | 15.4% |
| Physical Inactivity | 29.7% |
| Depression | 27.9% |
| Mental Distress | 22.3% |
| Physical Distress | 16.8% |
| Short Sleep | 37.0% |
Healthcare Access
| Insurance Rate | 93.8% |
| Uninsured | 13.0% |
| 51% above US avg |
| Primary Care | 1:3,140 |
| Dentists | 1:4,396 |
| Mental Health | 1:621 |
| Checkup Rate | 67.8% |
| Dental Visits | 50.1% |
| Premature Death | 13,059/100K |
Food & Exercise
| Food Environment | 6.8/10 |
| Exercise Access | 38.9% |
| Healthcare Facilities | 27 |
St. Charles has a violent crime rate of 326 per 100,000 residents, 14% below the national average of 380. Property crime stands at 3,536 per 100,000, 80% above the U.S. average. The county recorded 3 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, St. Charles receives a safety grade of F.
Crime Rates: St. Charles vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 326.4/100K |
| 14% below US avg |
| |
Property Crime
| Total Property | 3,536.5/100K |
| 80% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. Charles experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 34°F in January while summers reach 74°F in July. The area gets 305 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 49.7 inches (wetter than the 38-inch national average). The area receives 9.3 inches of snow annually. Air quality is rated Good with a median AQI of 35. The city sits at an elevation of 1,533 feet.
Temperature
34°F Jan (1°C)
74°F Jul (23°C)
| Annual Average | 54.8°F |
| 1% above US avg |
| January Average | 34°F (1°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 305 days/yr |
Geography
| Elevation | 1,533 ft (467 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 467/sq mi |
| Coordinates | 36.8051°N, 83.0573°W |
| Timezone | America/New_York |
| County | Lee County County |
| Nearest Airport | Mc Ghee Tyson (TYS)
86 miles away |
Precipitation & Snow
Annual Rainfall
49.7"
31% above US avg
Wettest Month (May)
4.84"
Air Quality
| AQI Median | 35.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 57.3 / 100 |
| Social Vulnerability | 90.6 / 100 |
| Community Resilience | 1.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Moderate |
| Avalanche |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
97 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.5 on Aug 19, 2025.
| Nov 10, 2012 |
6 km W of Blackey, Kentucky |
M4.2 |
37 km |
| Aug 17, 1990 |
9 km NNW of Loyall, Kentucky |
M4.0 |
32 km |
| Jan 20, 2020 |
2 km NE of Fincastle, Tennessee |
M3.8 |
96 km |
| Jul 30, 1997 |
6 km NNE of Tazewell, Tennessee |
M3.8 |
55 km |
| Sep 17, 2004 |
8 km ESE of Corbin, Kentucky |
M3.7 |
85 km |
| Feb 12, 1994 |
10 km NNW of Abingdon, Virginia |
M3.4 |
94 km |
| Jun 26, 1995 |
6 km NNW of Trout Dale, Virginia |
M3.4 |
141 km |
| Jun 16, 2006 |
9 km W of Maggie Valley, North Carolina |
M3.4 |
144 km |
| Mar 5, 2019 |
7 km NE of Maynardville, Tennessee |
M3.4 |
83 km |
| Aug 31, 2009 |
2 km NNE of Friendsville, Tennessee |
M3.3 |
149 km |
| Apr 20, 2010 |
4 km SW of Maryville, Tennessee |
M3.3 |
147 km |
| Jun 4, 2023 |
4 km NNW of West Canton, North Carolina |
M3.2 |
137 km |
| Nov 8, 1990 |
5 km SW of Blackey, Kentucky |
M3.2 |
34 km |
| Jul 26, 2001 |
11 km S of New Market, Tennessee |
M3.2 |
100 km |
| Jul 26, 2001 |
11 km N of Sevierville, Tennessee |
M3.2 |
103 km |
| Jan 27, 2009 |
4 km NE of Williamsburg, Kentucky |
M3.2 |
96 km |
| Jan 17, 1999 |
7 km NNW of Flat Lick, Kentucky |
M3.1 |
67 km |
| Apr 29, 2018 |
10 km WSW of Bean Station, Tennessee |
M3.1 |
64 km |
| Jan 1, 1993 |
4 km SSW of Spruce Pine, North Carolina |
M3.0 |
135 km |
| Nov 24, 2012 |
7 km NE of Sevierville, Tennessee |
M3.0 |
106 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Hugo (1989, Cat 1).
| Year |
Name |
Category |
Closest |
| 1989 |
Hugo |
Category 1 |
293 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
135 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 13 fatalities, 247 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 27, 2014 |
EF3 |
90 km |
0 |
| Apr 27, 2011 |
EF3 |
84 km |
2 |
| Apr 27, 2011 |
EF3 |
89 km |
6 |
| May 9, 1988 |
EF3 |
66 km |
1 |
| Jul 10, 1980 |
EF3 |
92 km |
0 |
| Jun 29, 1973 |
EF3 |
98 km |
0 |
| Mar 12, 1967 |
EF3 |
96 km |
0 |
| Mar 2, 2012 |
EF2 |
61 km |
0 |
| Apr 27, 2011 |
EF2 |
66 km |
0 |
| May 8, 2009 |
EF2 |
54 km |
0 |
| May 8, 2009 |
EF2 |
100 km |
0 |
| May 8, 2009 |
EF2 |
60 km |
0 |
| Jun 2, 2001 |
EF2 |
98 km |
0 |
| May 18, 1995 |
EF2 |
70 km |
0 |
| May 6, 1984 |
EF2 |
98 km |
0 |
| Jul 6, 1980 |
EF2 |
30 km |
0 |
| Feb 18, 1976 |
EF2 |
96 km |
0 |
| Apr 3, 1974 |
EF2 |
96 km |
0 |
| Apr 22, 1967 |
EF2 |
75 km |
0 |
| Mar 12, 1967 |
EF2 |
76 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (66,345 ac, 1987).
| Year |
Name |
Acres |
Distance |
| 1987 |
UNNAMED |
66,345 |
77 km |
| 1987 |
UNNAMED |
66,145 |
78 km |
| 1987 |
UNNAMED |
32,565 |
98 km |
| 2001 |
UNNAMED |
18,013 |
70 km |
| 1999 |
UNNAMED |
17,759 |
76 km |
| 1991 |
UNNAMED |
17,406 |
62 km |
| 1999 |
UNNAMED |
17,328 |
61 km |
| 1994 |
UNNAMED |
15,526 |
66 km |
| 1987 |
UNNAMED |
15,138 |
9 km |
| 1987 |
UNNAMED |
13,124 |
91 km |
| 1987 |
UNNAMED |
11,817 |
68 km |
| 1999 |
UNNAMED |
10,990 |
75 km |
| 1987 |
UNNAMED |
10,817 |
100 km |
| 1987 |
UNNAMED |
10,327 |
89 km |
| 1987 |
UNNAMED |
9,572 |
71 km |
| 1999 |
UNNAMED |
9,384 |
97 km |
| 1991 |
UNNAMED |
9,084 |
77 km |
| 1987 |
UNNAMED |
9,084 |
38 km |
| 2001 |
UNNAMED |
8,287 |
96 km |
| 1991 |
UNNAMED |
8,204 |
100 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
34°F (1°C) |
3.9 in |
Coldest |
| February |
36°F (2°C) |
3.9 in |
|
| March |
45°F (7°C) |
4.5 in |
|
| April |
53°F (12°C) |
4.1 in |
|
| May |
61°F (16°C) |
4.8 in |
Wettest |
| June |
69°F (20°C) |
4.2 in |
|
| July |
74°F (23°C) |
4.6 in |
Warmest |
| August |
72°F (22°C) |
4.0 in |
|
| September |
66°F (19°C) |
3.5 in |
|
| October |
55°F (13°C) |
3.1 in |
Driest |
| November |
45°F (7°C) |
3.9 in |
|
| December |
37°F (3°C) |
4.1 in |
|
St. Charles has a seasonal temperature swing of 40°F / from 34°F in January to 74°F in July. Total annual precipitation is 48.6 inches, with May being the wettest month (4.8") and October the driest (3.1").
Average costs for common services in St. Charles. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$253 ($152-$404) |
| Specialist Visit |
$354 ($202-$556) |
| Urgent Care Visit |
$202 ($101-$354) |
| Emergency Room Visit |
$2,224 ($809-$5,055) |
| Dental Cleaning |
$131 ($76-$202) |
| Dental Filling |
$253 ($152-$404) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($25-$76) |
| Oil Change (Synthetic) |
$76 ($51-$121) |
| Brake Pad Replacement |
$303 ($152-$506) |
| Tire Rotation |
$40 ($20-$76) |
| New Tires (Set of 4) |
$607 ($404-$1,011) |
| Battery Replacement |
$202 ($101-$354) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$101 ($61-$152) |
| Electrician (Per Hour) |
$91 ($51-$142) |
| HVAC Repair |
$404 ($152-$809) |
| HVAC System Install |
$7,077 ($4,044-$12,132) |
| Roof Repair |
$1,011 ($404-$2,022) |
| Roof Replacement |
$9,099 ($5,561-$15,165) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,517 ($506-$3,539) |
| Divorce (Contested) |
$15,165 ($5,055-$30,330) |
| DUI Defense |
$5,055 ($2,022-$10,110) |
| Bankruptcy (Chapter 7) |
$1,517 ($809-$3,033) |
| Will Preparation |
$506 ($202-$1,011) |
| Trust Preparation |
$2,528 ($1,011-$5,055) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$46) |
| Women's Haircut |
$56 ($30-$101) |
| Hair Coloring (Full) |
$152 ($76-$253) |
| Manicure |
$25 ($15-$46) |
| Pedicure |
$40 ($25-$66) |
| Massage (1 Hour) |
$81 ($51-$131) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.15 ($3.03-$5.56) |
| Dozen Eggs (per dozen) |
$3.54 ($2.53-$5.06) |
| Loaf of Bread |
$3.84 ($2.53-$5.56) |
| Chicken Breast (per lb) |
$4.55 ($3.03-$6.57) |
| Ground Beef (per lb) |
$5.56 ($4.04-$7.58) |
| Rice (per lb) |
$1.01 ($0.61-$1.82) |
View all 20 services
Utilities
| Electricity (Monthly) |
$142 ($81-$253) |
| Natural Gas (Monthly) |
$71 ($30-$152) |
| Water/Sewer (Monthly) |
$71 ($40-$121) |
| Internet (Monthly) |
$71 ($40-$101) |
| Cell Phone Plan (Monthly) |
$66 ($30-$101) |
| Cable TV (Monthly) |
$86 ($51-$152) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$202 ($76-$506) |
| Car Insurance (Annual) |
$2,022 ($1,213-$3,539) |
| Bus Pass (Monthly) |
$71 ($30-$131) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.09-$25) |
| Car Registration (Annual) |
$101 ($30-$253) |
| Driver's License Renewal |
$30 ($15-$76) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,213 ($607-$2,528) |
| Daycare (Toddler, Monthly) |
$1,011 ($506-$2,022) |
| After-School Care (Monthly) |
$404 ($202-$708) |
| Tutoring (Per Hour) |
$51 ($25-$101) |
| SAT/ACT Prep Course |
$1,011 ($404-$2,528) |
| Private School (K-12, Annual) |
$12,638 ($5,055-$30,330) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$61 ($30-$101) |
| Dog Vaccination (Annual) |
$101 ($51-$202) |
| Dog Grooming |
$61 ($30-$101) |
| Pet Boarding (Per Night) |
$40 ($20-$76) |
| Dog Spay/Neuter |
$303 ($152-$506) |
| Cat Spay/Neuter |
$202 ($101-$404) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $513 |
| Toddler | $433 |
| Preschool | $433 |
| Family Childcare (monthly) |
| Infant | $403 |
| Toddler | $390 |
| Preschool | $390 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Charles
What is the population of St. Charles?
St. Charles has a population of 84 residents and is located in Virginia. The population density is 467 people per square mile, spread across 0.2 square miles. The median age of residents is 50.7 years, which is older than the national median of 38.9 years. The population is 40.5% female and 59.5% male.
Is St. Charles expensive to live in?
St. Charles has a cost of living roughly in line with the national average, with an index of 101.1 (baseline: 100). The median household income is $22,917, 70% below the national average of $75,149. The median home value is $14,600 (95% below the U.S. median). The home price-to-income ratio is 0.6x, indicating housing is reasonably affordable relative to local income levels.
Is St. Charles safe?
St. Charles is safer than the national average, with a violent crime rate of 326 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,536 per 100,000 (above the national average). Overall, St. Charles receives a safety grade of F based on combined crime data.
What is the weather like in St. Charles?
St. Charles has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 34°F in January, while summers reach an average of 74°F in July. The area receives 305 sunny days per year, well above the national average of 205. Annual rainfall totals 49.7 inches, with 9.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 35.
How is the job market in St. Charles?
The job market in St. Charles is very strong, with unemployment at just 2.5% / well below the national rate of 3.6%. The average weekly wage is $868. There are 522 business establishments in the area, including 21 restaurants and food service locations.
How much does housing cost in St. Charles?
The median home value in St. Charles is $14,600. Zillow estimates the typical home value at $95,901. The homeownership rate is 77.1%. The average annual property tax is $1,836.
How are the schools in St. Charles?
Schools in St. Charles score 5.6 out of 10 on standardized testing, near the national average. 0.0% of adults in St. Charles hold a bachelor's degree or higher, below the national average of 33.7%. 26.6% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is St. Charles?
The obesity rate in St. Charles is 39.0% (above the national rate of 32.1%). 22.8% of adults are smokers. 29.7% are physically inactive. 27.9% of residents report depression. 13.0% lack health insurance (above the national rate). 38.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,140.
What are the demographics of St. Charles?
The racial and ethnic makeup of St. Charles is 100% White. 100% of residents speak only English at home. 81.0% of the population are military veterans. 82.8% of residents have a disability. 93.8% have health insurance coverage.
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