St. Cloud, MN
Full City Profile · Minnesota · Benton County County
3.1
/5.0
B
Good
69,926
Population
1,739/sq mi density
$61,112
Median Income
$32,575 per capita
$212,800
Home Value
$295,669 Zillow
$1,005
Median Rent
28.0% income on rent
43°F
Avg Temperature
422
Violent Crime/100K
2,963 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$61,112 median income, 6.5% unemployment
A+
Affordability
4.7 / 5.0
$212,800 home value, $1,005/mo rent
F
Safety
1.0 / 5.0
422 violent crimes/100K (11% above avg)
B
Education
3.4 / 5.0
29.4% bachelor's degree or higher
St. Cloud has a cool climate with an average annual temperature of 43°F (6°C). Winters average 12°F in January while summers reach 70°F in July. Annual precipitation totals 28.5 inches. The area receives 47.9 inches of snow annually.
Temperature
12°F Jan (-11°C)
70°F Jul (21°C)
| Annual Average | 42.9°F |
| 21% below US avg | |
| January Average | 12°F (-11°C) |
| July Average | 70°F (21°C) |
Geography
| Elevation | 1,020 ft (311 m) |
| Area | 40.2 sq mi (104.2 km²) |
| Population Density | 1,739/sq mi |
| Coordinates | 45.5267°N, 94.1710°W |
| Timezone | America/Chicago |
| County | Benton County County |
| Nearest Airport | St Cloud Regional (STC) 6 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.3 / 100 |
| Social Vulnerability | 30.5 / 100 |
| Community Resilience | 94.2 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Low |
| Hail | Relatively Moderate |
| Strong Wind | Relatively Moderate |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Moderate |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 12°F (-11°C) | 0.7 in | Coldest, Driest |
| February | 16°F (-9°C) | 0.8 in | |
| March | 29°F (-2°C) | 1.6 in | |
| April | 43°F (6°C) | 2.6 in | |
| May | 56°F (13°C) | 3.7 in | |
| June | 66°F (19°C) | 3.8 in | |
| July | 70°F (21°C) | 3.6 in | Warmest |
| August | 68°F (20°C) | 4.0 in | Wettest |
| September | 60°F (15°C) | 3.0 in | |
| October | 46°F (8°C) | 2.6 in | |
| November | 31°F (-1°C) | 1.4 in | |
| December | 18°F (-8°C) | 0.9 in |
St. Cloud has a seasonal temperature swing of 59°F / from 12°F in January to 70°F in July. Total annual precipitation is 28.5 inches, with August being the wettest month (4.0") and January the driest (0.7").