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St. Cloud, MN

Full City Profile · Minnesota · Benton County County

3.1 /5.0
B Good
69,926 Population 1,739/sq mi density
$61,112 Median Income $32,575 per capita
$212,800 Home Value $295,669 Zillow
$1,005 Median Rent 28.0% income on rent
43°F Avg Temperature 276 sunny days/yr
436 Violent Crime/100K 3,576 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$61,112 median income, 4.4% unemployment
A+
Affordability
4.7 / 5.0
$212,800 home value, $1,005/mo rent
F
Safety
1.0 / 5.0
436 violent crimes/100K (15% above avg)
B
Education
3.4 / 5.0
29.4% bachelor's degree or higher

Housing Overview

Median Home Value
$212,800
25% below
US avg: $281,900
Median Rent
$1,005/mo
14% below
US avg: $1,163/mo
Homeownership Rate
48.6%
26% below US avg (65.4%)
Total Housing Units
29,130
Median year built: 1980

Home Value by Source

Census Median
$212,800
Zillow (ZHVI)
$295,669
Median Sale Price
$227,450
Median List Price
$299,950
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

48.6%
Owner-Occupied
51.4%
Renter-Occupied
49%
51%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent: $1,005/mo

Market Indicators (Redfin)

Median Days on Market
51 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
46
Price Drops
17.7%
of listings with price reduction
Price Per Sq Ft
$128
Active Inventory
141
homes for sale

Affordability & Housing Stock

Rent Burden
28.0%
of renters spending 30%+ of income on housing
10% below US avg (31.0%)
Median Year Built
1980
Average age of housing stock: 46 years
Homeownership Rate
48.6%

Complete Housing Data

Home Values

Census Median Value$212,800
Zillow Home Value (ZHVI)$295,669
Median Sale Price$227,450
Median List Price$299,950
Price Per Sq Ft$128

Rent

Census Median Rent$1,005
FMR Studio$809
FMR 1-Bedroom$899
FMR 2-Bedroom$1,125
FMR 3-Bedroom$1,483
FMR 4-Bedroom$1,698

Market

Days on Market51
Sale-to-List Ratio1.0%
Price Drops17.7%
Homes Sold46
Active Inventory141
Price Per Sq Ft$128

Ownership & Stock

Owner-Occupied48.6%
Renter-Occupied51.4%
Homeownership Rate48.6%
Total Housing Units29,130
Median Year Built1980
Rent Burden28.0%