St. Cloud, MN
Full City Profile · Minnesota · Benton County County
3.1
/5.0
B
Good
69,926
Population
1,739/sq mi density
$61,112
Median Income
$32,575 per capita
$212,800
Home Value
$295,669 Zillow
$1,005
Median Rent
28.0% income on rent
43°F
Avg Temperature
276 sunny days/yr
436
Violent Crime/100K
3,576 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$61,112 median income, 4.4% unemployment
A+
Affordability
4.7 / 5.0
$212,800 home value, $1,005/mo rent
F
Safety
1.0 / 5.0
436 violent crimes/100K (15% above avg)
B
Education
3.4 / 5.0
29.4% bachelor's degree or higher
Housing Overview
Median Home Value
$212,800
25% below
US avg: $281,900
Median Rent
$1,005/mo
14% below
US avg: $1,163/mo
Homeownership Rate
48.6%
26% below US avg (65.4%)
Total Housing Units
29,130
Median year built: 1980
Home Value by Source
Census Median
$212,800
Zillow (ZHVI)
$295,669
Median Sale Price
$227,450
Median List Price
$299,950
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
48.6%
Owner-Occupied
51.4%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$809/mo
1 Bedroom
$899/mo
2 Bedroom
$1,125/mo
3 Bedroom
$1,483/mo
4 Bedroom
$1,698/mo
Census median rent:
$1,005/mo
Market Indicators (Redfin)
Median Days on Market
51 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
46
Price Drops
17.7%
of listings with price reduction
Price Per Sq Ft
$128
Active Inventory
141
homes for sale
Affordability & Housing Stock
Rent Burden
28.0%
of renters spending 30%+ of income on housing
10% below US avg (31.0%)
Median Year Built
1980
Average age of housing stock: 46 years
Homeownership Rate
48.6%
Complete Housing Data
Home Values
| Census Median Value | $212,800 |
| Zillow Home Value (ZHVI) | $295,669 |
| Median Sale Price | $227,450 |
| Median List Price | $299,950 |
| Price Per Sq Ft | $128 |
Rent
| Census Median Rent | $1,005 |
| FMR Studio | $809 |
| FMR 1-Bedroom | $899 |
| FMR 2-Bedroom | $1,125 |
| FMR 3-Bedroom | $1,483 |
| FMR 4-Bedroom | $1,698 |
Market
| Days on Market | 51 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 17.7% |
| Homes Sold | 46 |
| Active Inventory | 141 |
| Price Per Sq Ft | $128 |
Ownership & Stock
| Owner-Occupied | 48.6% |
| Renter-Occupied | 51.4% |
| Homeownership Rate | 48.6% |
| Total Housing Units | 29,130 |
| Median Year Built | 1980 |
| Rent Burden | 28.0% |
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