St. Cloud, MN
Full City Profile · Minnesota · Benton County County
3.1
/5.0
B
Good
69,926
Population
1,739/sq mi density
$61,112
Median Income
$32,575 per capita
$212,800
Home Value
$295,669 Zillow
$1,005
Median Rent
28.0% income on rent
43°F
Avg Temperature
276 sunny days/yr
436
Violent Crime/100K
3,576 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$61,112 median income, 4.4% unemployment
A+
Affordability
4.7 / 5.0
$212,800 home value, $1,005/mo rent
F
Safety
1.0 / 5.0
436 violent crimes/100K (15% above avg)
B
Education
3.4 / 5.0
29.4% bachelor's degree or higher
Income Overview
Median Household Income
$61,112
19% below
US avg: $75,149
Per Capita Income
$32,575
17% below
US avg: $39,052
Unemployment Rate
4.4%
22% above
US avg: 3.6%
Poverty Rate
11.9%
4% below
US avg: 12.4%
Income Comparison: St. Cloud vs. U.S. Average
Each bar shows St. Cloud’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$61,112
81%
Per Capita
US: $39,052
$32,575
83%
IRS Avg AGI
US: $72,000
$69,499
97%
Avg Weekly Wage
US: $1,432
$1,076
75%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,076
25% below US avg ($1,432)
Mean Commute Time
20 min
26% below US avg (28 min)
Work From Home
7.7%
49% below US avg (15.2%)
Drive Alone
72.8%
1% below US avg (73.2%)
Public Transit
2.5%
50% below US avg (5.0%)
County GDP
$2,398M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
72.8%
Public Transit
2.5%
Work From Home
7.7%
Other
17%
Average commute time
20 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,063
Restaurants
56
Healthcare
119
Retail
117
Manufacturing
68
Tax & Financial
IRS Avg Adjusted Gross Income
$69,499
3% below US avg ($72,000)
Avg Property Tax
$4,076
16% above US avg ($3,500)
Cost of Living Index
98.6
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $61,112 |
| Per Capita Income | $32,575 |
| IRS Avg Adjusted Gross Income | $69,499 |
| Avg Weekly Wage | $1,076 |
| County GDP | $2,398M |
Hardship Indicators
| Unemployment Rate | 4.4% |
| Poverty Rate | 11.9% |
| Gini Coefficient | 0.393 |
| Cost of Living Index | 98.6 |
Commute
| Mean Commute | 20 minutes |
| Drive Alone | 72.8% |
| Public Transit | 2.5% |
| Work From Home | 7.7% |
Businesses
| Total Establishments | 1,063 |
| Restaurants | 56 |
| Healthcare | 119 |
| Retail | 117 |
| Manufacturing | 68 |
Tax
| IRS Avg AGI | $69,499 |
| Avg Property Tax | $4,076 |
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