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St. Cloud, MN

Full City Profile · Minnesota · Benton County County

3.1 /5.0
B Good
69,926 Population 1,739/sq mi density
$61,112 Median Income $32,575 per capita
$212,800 Home Value $295,669 Zillow
$1,005 Median Rent 28.0% income on rent
43°F Avg Temperature 276 sunny days/yr
436 Violent Crime/100K 3,576 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$61,112 median income, 4.4% unemployment
A+
Affordability
4.7 / 5.0
$212,800 home value, $1,005/mo rent
F
Safety
1.0 / 5.0
436 violent crimes/100K (15% above avg)
B
Education
3.4 / 5.0
29.4% bachelor's degree or higher

Income Overview

Median Household Income
$61,112
19% below
US avg: $75,149
Per Capita Income
$32,575
17% below
US avg: $39,052
Unemployment Rate
4.4%
22% above
US avg: 3.6%
Poverty Rate
11.9%
4% below
US avg: 12.4%

Income Comparison: St. Cloud vs. U.S. Average

Each bar shows St. Cloud’s value as a percentage of the national average (100% line = U.S. avg)

Median Household
US: $75,149
$61,112
81%
Per Capita
US: $39,052
$32,575
83%
IRS Avg AGI
US: $72,000
$69,499
97%
Avg Weekly Wage
US: $1,432
$1,076
75%
Thin line = U.S. average (100%)

Employment & Commute

Avg Weekly Wage
$1,076
25% below US avg ($1,432)
Mean Commute Time
20 min
26% below US avg (28 min)
Work From Home
7.7%
49% below US avg (15.2%)
Drive Alone
72.8%
1% below US avg (73.2%)
Public Transit
2.5%
50% below US avg (5.0%)
County GDP
$2,398M
County-level GDP (BEA 2024)

How Residents Get to Work

Drive Alone 72.8%
Public Transit 2.5%
Work From Home 7.7%
Other 17%
Average commute time
20 minutes
US avg: 28 min

Business Landscape

Total Establishments
1,063
Restaurants
56
Healthcare
119
Retail
117
Manufacturing
68

Tax & Financial

IRS Avg Adjusted Gross Income
$69,499
3% below US avg ($72,000)
Avg Property Tax
$4,076
16% above US avg ($3,500)
Cost of Living Index
98.6
Below national average (100 = US avg)

Complete Economy Data

Income & Wages

Median Household Income$61,112
Per Capita Income$32,575
IRS Avg Adjusted Gross Income$69,499
Avg Weekly Wage$1,076
County GDP$2,398M

Hardship Indicators

Unemployment Rate4.4%
Poverty Rate11.9%
Gini Coefficient0.393
Cost of Living Index98.6

Commute

Mean Commute20 minutes
Drive Alone72.8%
Public Transit2.5%
Work From Home7.7%

Businesses

Total Establishments1,063
Restaurants56
Healthcare119
Retail117
Manufacturing68

Tax

IRS Avg AGI$69,499
Avg Property Tax$4,076