Median Income
$19,141
75% lower than US avg
Home Value
$168,800
40% lower than US avg
Violent Crime
324/100K
15% lower than US avg
Bachelor's+
48.7%
45% higher than US avg
Median Rent
$467
60% lower than US avg
Obesity Rate
39.0%
21% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
28.6%
131% higher than US avg
How St. Mary of the Woods Compares to the U.S. Average (100% = U.S. avg)
People
Population869
Median Age61.3 yrs
Density701/mi²
Male / Female19% / 82%
Largest GroupWhite 95%
Veterans2.2%
Economy
C
Median Income$19,141
Per Capita$14,218
Unemployment0.0%
Poverty28.6%
County GDP$6,571M
Commute18 min
Housing
D
Home Value$168,800
Rent$467
Ownership32.5%
Zillow$160,616
Housing Units252
Rent Burden24.3%
Crime
F
Violent324/100K
Property4,931/100K
Health
Obesity39.0%
Uninsured7.5%
Smoking16.3%
Depression28.8%
Heart Disease5.2%
Climate
Avg Temp52°F (11°C)
AQI41 (Good)
Rain47.4 in/yr
Sunny Days293/yr
Elevation594 ft (181 m)
Education
A+
Bachelor's+48.7%
High School+92.1%
Graduate+38.1%
School Score5.86
Community
2024 VoteR 58% / D 40%
Commute18 min
Broadband74.5%
EV Stations16
Libraries2
Is St. Mary of the Woods a Good Place to Live?
Based on current data, St. Mary of the Woods receives an overall livability score of 2.5 out of 5.0, earning a grade of C+. Key strengths include low unemployment, a highly educated population, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. St. Mary of the Woods has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in St. Mary of the Woods is $19,141, 75% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 28.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in St. Mary of the Woods is $168,800, 40% below the national median / offering relatively affordable homeownership. Renters pay a median of $467 per month, below the national average / a plus for affordability. With a home price-to-income ratio of 8.8x, housing affordability is a significant challenge for many families.
Safety & Crime
Violent crime in St. Mary of the Woods is below the national average at 324 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,931 per 100,000, 152% above the national average.
Education
Educational attainment is solid, with 48.7% holding a bachelor's degree or higher, near the national average. 92.1% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
St. Mary of the Woods experiences four distinct seasons with an average temperature of 52°F. Winters average 27°F in January while summers reach 74°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.4 inches, including 13.0 inches of snow. Air quality is rated Good with a median AQI of 41.
St. Mary of the Woods has a population of 869 with a density of 701 people per square mile, spread across 1.3 square miles. The median age is 61.3 years, 58% older than the national median of 38.9. The gender split is 81.5% female and 18.5% male. The city is predominantly White (94.8%). English is the primary language spoken at home by 98.2% of residents. 2.2% of the population are veterans, below the national rate of 6.0%. 34.4% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
61.3yrs
Median Age
58% above US avg
Race & Ethnicity
St. Mary of the Woods vs U.S. Average
Language Spoken at Home
English Only
98.2%
25% above US avg
Spanish
1.8%
87% below US avg
Social Characteristics
St. Mary of the Woods vs U.S. Average
The median household income in St. Mary of the Woods is $19,141, which is 75% below the national average of $75,149. Per capita income is $14,218 (below the $39,052 national figure). The average weekly wage is $1,022, 29% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 28.6% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 2,526 business establishments, including 281 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: St. Mary of the Woods vs U.S.
Income
| Median HH Income | $19,141 |
| 75% below US avg |
| Per Capita Income | $14,218 |
| Avg Weekly Wage | $1,022 |
| IRS Avg AGI | $68,303 |
| Gini Index | 0.474 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 28.6% |
| 131% above US avg |
| Establishments (County) | 2,526 |
| County GDP | $6,571M |
Business (County)
| Restaurants | 281 |
| Healthcare | 393 |
| Retail | 394 |
| Manufacturing | 105 |
Tax & Cost of Living
| Property Tax (IRS) | $3,631 |
| 4% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.15% |
Commute & Transportation
| Commute Time | 17.5 min |
| Drive Alone | 43.6% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in St. Mary of the Woods is $168,800, 40% below the national median of $281,900. Zillow estimates the typical home value at $160,616. Monthly rent averages $467 (60% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 32.5% of housing units are owner-occupied (below the 65.4% national rate). There are 252 total housing units in the city. The median year a home was built is 1981. The average annual property tax is $3,631. 24.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 8.8x, making homeownership a significant financial stretch for most families.
Home Values
| Census Median | $168,800 |
| 40% below US avg |
| Zillow ZHVI | $160,616 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $467 |
| 60% below US avg |
| Rent Burden | 24.3% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 32.5% |
| Owner-Occupied | 32.5% |
| Renter-Occupied | 67.5% |
| Housing Units | 252 |
| Median Year Built | 1981 |
Property Tax
| Avg Tax (IRS) | $3,631 |
| 4% above US avg |
| Effective Rate | 2.15% |
In St. Mary of the Woods, 39.0% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 5.2% of residents. 31.8% have high blood pressure. 16.3% are current smokers. 16.1% report binge drinking. 23.1% are physically inactive. 28.8% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:1,204. The dentist ratio is 1:1,738. 79.2% of residents have access to exercise opportunities. The food environment index is 5.7 out of 10.
Health Metrics: St. Mary of the Woods vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.0% |
| 21% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 5.2% |
| High Blood Pressure | 31.8% |
| Asthma | 12.3% |
| COPD | 7.5% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.3% |
| 16% above US avg |
| Binge Drinking | 16.1% |
| Physical Inactivity | 23.1% |
| Depression | 28.8% |
| Mental Distress | 20.1% |
| Physical Distress | 13.4% |
| Short Sleep | 36.1% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:1,204 |
| Dentists | 1:1,738 |
| Mental Health | 1:515 |
| Checkup Rate | 79.3% |
| Dental Visits | 65.7% |
| Premature Death | 10,892/100K |
Food & Exercise
| Food Environment | 5.7/10 |
| Exercise Access | 79.2% |
| Healthcare Facilities | 393 |
St. Mary of the Woods has a violent crime rate of 324 per 100,000 residents, 15% below the national average of 380. Property crime stands at 4,931 per 100,000, 152% above the U.S. average. The county recorded 20 fatal traffic crashes. Overall, St. Mary of the Woods receives a safety grade of F.
Crime Rates: St. Mary of the Woods vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 324.1/100K |
| 15% below US avg |
| |
Property Crime
| Total Property | 4,930.8/100K |
| 152% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 20 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. Mary of the Woods experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.4 inches (wetter than the 38-inch national average). The area receives 13.0 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 594 feet.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 52.0°F |
| 4% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 594 ft (181 m) |
| Area | 1.3 sq mi (3.4 km²) |
| Population Density | 701/sq mi |
| Coordinates | 39.5122°N, 87.4645°W |
| Timezone | America/Indiana/Indianapolis |
| County | Vigo County County |
| Nearest Airport | Terre Haute Regional (HUF) 9 miles away |
Precipitation & Snow
Annual Rainfall
47.4"
25% above US avg
Wettest Month (Jul)
4.61"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0455 ppm |
| SO₂ (Sulfur Dioxide) | 1.01 ppb |
| PM2.5 (Fine Particles) | 10.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 83.2 / 100 |
| Social Vulnerability | 52.4 / 100 |
| Community Resilience | 90.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
39 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
123 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
122 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
124 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
39 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
127 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
71 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
72 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
123 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
124 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
67 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
122 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
140 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
123 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
76 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
72 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
145 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
6 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
125 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
79 km |
| Sep 9, 2017 |
4 km N of Bellmont, Illinois |
M3.1 |
127 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
493 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 46 fatalities, 613 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1990 |
EF4 |
93 km |
0 |
| Apr 11, 1965 |
EF4 |
76 km |
28 |
| Mar 31, 2023 |
EF3 |
68 km |
2 |
| Mar 31, 2023 |
EF3 |
85 km |
6 |
| Nov 17, 2013 |
EF3 |
83 km |
0 |
| Nov 15, 2005 |
EF3 |
97 km |
0 |
| Sep 20, 2002 |
EF3 |
79 km |
0 |
| Apr 19, 1996 |
EF3 |
79 km |
1 |
| Apr 19, 1996 |
EF3 |
91 km |
0 |
| Nov 22, 1992 |
EF3 |
76 km |
0 |
| Nov 22, 1992 |
EF3 |
54 km |
0 |
| Nov 22, 1992 |
EF3 |
82 km |
0 |
| Mar 10, 1986 |
EF3 |
83 km |
0 |
| Jun 2, 1980 |
EF3 |
72 km |
1 |
| Aug 10, 1974 |
EF3 |
87 km |
0 |
| Aug 10, 1974 |
EF3 |
62 km |
0 |
| Apr 3, 1974 |
EF3 |
71 km |
0 |
| Apr 3, 1974 |
EF3 |
84 km |
1 |
| Apr 3, 1974 |
EF3 |
85 km |
0 |
| Apr 1, 1974 |
EF3 |
91 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
2.2 in |
Coldest, Driest |
| February |
31°F (-1°C) |
2.2 in |
|
| March |
42°F (5°C) |
3.5 in |
|
| April |
53°F (11°C) |
4.0 in |
|
| May |
63°F (17°C) |
4.4 in |
|
| June |
72°F (22°C) |
3.9 in |
|
| July |
74°F (23°C) |
4.6 in |
Warmest, Wettest |
| August |
74°F (23°C) |
3.9 in |
|
| September |
67°F (19°C) |
3.3 in |
|
| October |
55°F (13°C) |
2.6 in |
|
| November |
43°F (6°C) |
3.6 in |
|
| December |
32°F (-0°C) |
3.0 in |
|
St. Mary of the Woods has a seasonal temperature swing of 47°F / from 27°F in January to 74°F in July. Total annual precipitation is 41.2 inches, with July being the wettest month (4.6") and January the driest (2.2").
Average costs for common services in St. Mary of the Woods. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About St. Mary of the Woods
What is the population of St. Mary of the Woods?
St. Mary of the Woods has a population of 869 residents and is located in Indiana. The population density is 701 people per square mile, spread across 1.3 square miles. The median age of residents is 61.3 years, which is older than the national median of 38.9 years. The population is 81.5% female and 18.5% male.
Is St. Mary of the Woods expensive to live in?
St. Mary of the Woods is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $19,141, 75% below the national average of $75,149. The median home value is $168,800 (40% below the U.S. median). Renters pay a median of $467 per month, below the national average of $1,163. The home price-to-income ratio is 8.8x, which means housing is a stretch relative to local earnings.
Is St. Mary of the Woods safe?
St. Mary of the Woods is safer than the national average, with a violent crime rate of 324 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,931 per 100,000 (above the national average). Overall, St. Mary of the Woods receives a safety grade of F based on combined crime data.
What is the weather like in St. Mary of the Woods?
St. Mary of the Woods has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 27°F in January, while summers reach an average of 74°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.4 inches, with 13.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in St. Mary of the Woods?
The job market in St. Mary of the Woods is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,022. There are 2,526 business establishments in the area, including 281 restaurants and food service locations. The average commute time is 18 minutes, and 0.0% of workers work from home.
How much does housing cost in St. Mary of the Woods?
The median home value in St. Mary of the Woods is $168,800. Zillow estimates the typical home value at $160,616. For renters, the median monthly rent is $467. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 32.5%. The average annual property tax is $3,631.
How are the schools in St. Mary of the Woods?
Schools in St. Mary of the Woods score 5.9 out of 10 on standardized testing, near the national average. 48.7% of adults in St. Mary of the Woods hold a bachelor's degree or higher, above the national average of 33.7%. 92.1% have completed high school. 38.1% hold a graduate or professional degree.
How healthy is St. Mary of the Woods?
The obesity rate in St. Mary of the Woods is 39.0% (above the national rate of 32.1%). 16.3% of adults are smokers. 23.1% are physically inactive. 28.8% of residents report depression. 7.5% lack health insurance. 79.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,204.
What is transportation like in St. Mary of the Woods?
The average commute in St. Mary of the Woods is 18 minutes, shorter than the national average of 28 minutes. 43.6% of workers drive alone to work, and 0.0% work from home.
What are the demographics of St. Mary of the Woods?
The racial and ethnic makeup of St. Mary of the Woods is 94.8% White. 98.2% of residents speak only English at home. 2.2% of the population are military veterans. 34.4% of residents have a disability. 100.0% have health insurance coverage.