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St. Matthews, KY
Full City Profile · Kentucky · Jefferson County County
3.7
/5.0
B+
Good
17,491
Population
3,966/sq mi density
$80,716
Median Income
$53,945 per capita
$325,700
Home Value
$136,218 Zillow
$1,253
Median Rent
25.3% income on rent
58°F
Avg Temperature
293 sunny days/yr
120
Violent Crime/100K
5,330 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$80,716 median income, 2.8% unemployment
A
Affordability
4.4 / 5.0
$325,700 home value, $1,253/mo rent
F
Safety
1.0 / 5.0
120 violent crimes/100K
A+
Education
5.0 / 5.0
56.4% bachelor's degree or higher
St. Matthews enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winters average 35°F in January while summers reach 79°F in July. The area gets 293 sunny days per year. Annual precipitation totals 48.1 inches. Air quality is rated Good with a median AQI of 41.
Temperature
35°F Jan (2°C)
79°F Jul (26°C)
| Annual Average | 57.8°F |
| 7% above US avg | |
| January Average | 35°F (2°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 534 ft (163 m) |
| Area | 4.3 sq mi (11.2 km²) |
| Population Density | 3,966/sq mi |
| Coordinates | 38.2493°N, 85.6378°W |
| Timezone | America/New_York |
| County | Jefferson County County |
| Nearest Airport | Louisville Muhammad Ali International (SDF) 7 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0460 ppm |
| NO₂ (Nitrogen Dioxide) | 17.2 ppb |
| SO₂ (Sulfur Dioxide) | 0.86 ppb |
| CO (Carbon Monoxide) | 0.30 ppm |
| PM2.5 (Fine Particles) | 9.2 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 98.3 / 100 |
| Social Vulnerability | 54.9 / 100 |
| Community Resilience | 76.6 / 100 |
Hazard Breakdown
| Tornado | Very High |
| Hurricane | Very Low |
| Earthquake | Relatively Moderate |
| Wildfire | Very Low |
| Flood | Relatively High |
| Hail | Relatively Moderate |
| Strong Wind | Relatively High |
| Heat Wave | Relatively High |
| Winter Weather | Relatively High |
| Lightning | Relatively High |
| Ice Storm | Relatively High |
| Drought | Very Low |
| Cold Wave | Relatively High |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 35°F (2°C) | 3.2 in | Coldest |
| February | 37°F (3°C) | 3.3 in | |
| March | 46°F (8°C) | 4.4 in | |
| April | 56°F (13°C) | 4.3 in | |
| May | 65°F (18°C) | 4.8 in | Wettest |
| June | 73°F (23°C) | 4.0 in | |
| July | 79°F (26°C) | 4.6 in | Warmest |
| August | 76°F (24°C) | 3.8 in | |
| September | 69°F (21°C) | 3.1 in | |
| October | 57°F (14°C) | 3.0 in | Driest |
| November | 47°F (8°C) | 3.9 in | |
| December | 37°F (3°C) | 4.0 in |
St. Matthews has a seasonal temperature swing of 44°F / from 35°F in January to 79°F in July. Total annual precipitation is 46.3 inches, with May being the wettest month (4.8") and October the driest (3.0").