St. Matthews, KY
Full City Profile · Kentucky · Jefferson County County
3.7
/5.0
B+
Good
17,491
Population
3,966/sq mi density
$80,716
Median Income
$53,945 per capita
$325,700
Home Value
$136,218 Zillow
$1,253
Median Rent
25.3% income on rent
58°F
Avg Temperature
293 sunny days/yr
120
Violent Crime/100K
5,330 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$80,716 median income, 2.8% unemployment
A
Affordability
4.4 / 5.0
$325,700 home value, $1,253/mo rent
F
Safety
1.0 / 5.0
120 violent crimes/100K
A+
Education
5.0 / 5.0
56.4% bachelor's degree or higher
Housing Overview
Median Home Value
$325,700
16% above
US avg: $281,900
Median Rent
$1,253/mo
8% above
US avg: $1,163/mo
Homeownership Rate
52.9%
19% below US avg (65.4%)
Total Housing Units
9,140
Median year built: 1968
Home Value by Source
Census Median
$325,700
Zillow (ZHVI)
$136,218
Median Sale Price
$355,000
Median List Price
$305,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
52.9%
Owner-Occupied
47.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent:
$1,253/mo
Market Indicators (Redfin)
Median Days on Market
64 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
15
Price Drops
42.1%
of listings with price reduction
Price Per Sq Ft
$203
Active Inventory
38
homes for sale
Affordability & Housing Stock
Rent Burden
25.3%
of renters spending 30%+ of income on housing
18% below US avg (31.0%)
Median Year Built
1968
Average age of housing stock: 58 years
Homeownership Rate
52.9%
Complete Housing Data
Home Values
| Census Median Value | $325,700 |
| Zillow Home Value (ZHVI) | $136,218 |
| Median Sale Price | $355,000 |
| Median List Price | $305,000 |
| Price Per Sq Ft | $203 |
Rent
| Census Median Rent | $1,253 |
| FMR Studio | $719 |
| FMR 1-Bedroom | $794 |
| FMR 2-Bedroom | $984 |
| FMR 3-Bedroom | $1,277 |
| FMR 4-Bedroom | $1,442 |
Market
| Days on Market | 64 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 42.1% |
| Homes Sold | 15 |
| Active Inventory | 38 |
| Price Per Sq Ft | $203 |
Ownership & Stock
| Owner-Occupied | 52.9% |
| Renter-Occupied | 47.1% |
| Homeownership Rate | 52.9% |
| Total Housing Units | 9,140 |
| Median Year Built | 1968 |
| Rent Burden | 25.3% |
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