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St. Matthews, KY

Full City Profile · Kentucky · Jefferson County County

3.7 /5.0
B+ Good
17,491 Population 3,966/sq mi density
$80,716 Median Income $53,945 per capita
$325,700 Home Value $136,218 Zillow
$1,253 Median Rent 25.3% income on rent
58°F Avg Temperature 293 sunny days/yr
120 Violent Crime/100K 5,330 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$80,716 median income, 2.8% unemployment
A
Affordability
4.4 / 5.0
$325,700 home value, $1,253/mo rent
F
Safety
1.0 / 5.0
120 violent crimes/100K
A+
Education
5.0 / 5.0
56.4% bachelor's degree or higher

Housing Overview

Median Home Value
$325,700
16% above
US avg: $281,900
Median Rent
$1,253/mo
8% above
US avg: $1,163/mo
Homeownership Rate
52.9%
19% below US avg (65.4%)
Total Housing Units
9,140
Median year built: 1968

Home Value by Source

Census Median
$325,700
Zillow (ZHVI)
$136,218
Median Sale Price
$355,000
Median List Price
$305,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

52.9%
Owner-Occupied
47.1%
Renter-Occupied
53%
47%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent: $1,253/mo

Market Indicators (Redfin)

Median Days on Market
64 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
15
Price Drops
42.1%
of listings with price reduction
Price Per Sq Ft
$203
Active Inventory
38
homes for sale

Affordability & Housing Stock

Rent Burden
25.3%
of renters spending 30%+ of income on housing
18% below US avg (31.0%)
Median Year Built
1968
Average age of housing stock: 58 years
Homeownership Rate
52.9%

Complete Housing Data

Home Values

Census Median Value$325,700
Zillow Home Value (ZHVI)$136,218
Median Sale Price$355,000
Median List Price$305,000
Price Per Sq Ft$203

Rent

Census Median Rent$1,253
FMR Studio$719
FMR 1-Bedroom$794
FMR 2-Bedroom$984
FMR 3-Bedroom$1,277
FMR 4-Bedroom$1,442

Market

Days on Market64
Sale-to-List Ratio1.0%
Price Drops42.1%
Homes Sold15
Active Inventory38
Price Per Sq Ft$203

Ownership & Stock

Owner-Occupied52.9%
Renter-Occupied47.1%
Homeownership Rate52.9%
Total Housing Units9,140
Median Year Built1968
Rent Burden25.3%