St. Matthews, KY
Full City Profile · Kentucky · Jefferson County County
3.7
/5.0
B+
Good
17,491
Population
3,966/sq mi density
$80,716
Median Income
$53,945 per capita
$325,700
Home Value
$136,218 Zillow
$1,253
Median Rent
25.3% income on rent
58°F
Avg Temperature
293 sunny days/yr
120
Violent Crime/100K
5,330 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$80,716 median income, 2.8% unemployment
A
Affordability
4.4 / 5.0
$325,700 home value, $1,253/mo rent
F
Safety
1.0 / 5.0
120 violent crimes/100K
A+
Education
5.0 / 5.0
56.4% bachelor's degree or higher
Income Overview
Median Household Income
$80,716
7% above
US avg: $75,149
Per Capita Income
$53,945
38% above
US avg: $39,052
Unemployment Rate
2.8%
22% below
US avg: 3.6%
Poverty Rate
5.8%
53% below
US avg: 12.4%
Income Comparison: St. Matthews vs. U.S. Average
Each bar shows St. Matthews’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$80,716
107%
Per Capita
US: $39,052
$53,945
138%
IRS Avg AGI
US: $72,000
$79,007
110%
Avg Weekly Wage
US: $1,432
$1,371
96%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,371
4% below US avg ($1,432)
Mean Commute Time
19 min
30% below US avg (28 min)
Work From Home
16.4%
8% above US avg (15.2%)
Drive Alone
76.8%
5% above US avg (73.2%)
Public Transit
0.4%
93% below US avg (5.0%)
County GDP
$78,803M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
76.8%
Public Transit
0.4%
Work From Home
16.4%
Other
6.4%
Average commute time
19 minutes
US avg: 28 min
Business Landscape
Total Establishments
33,844
Restaurants
1,860
Healthcare
2,672
Retail
2,571
Manufacturing
675
Tax & Financial
IRS Avg Adjusted Gross Income
$79,007
10% above US avg ($72,000)
Avg Property Tax
$5,192
48% above US avg ($3,500)
Cost of Living Index
90.2
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $80,716 |
| Per Capita Income | $53,945 |
| IRS Avg Adjusted Gross Income | $79,007 |
| Avg Weekly Wage | $1,371 |
| County GDP | $78,803M |
Hardship Indicators
| Unemployment Rate | 2.8% |
| Poverty Rate | 5.8% |
| Gini Coefficient | 0.480 |
| Cost of Living Index | 90.2 |
Commute
| Mean Commute | 19 minutes |
| Drive Alone | 76.8% |
| Public Transit | 0.4% |
| Work From Home | 16.4% |
Businesses
| Total Establishments | 33,844 |
| Restaurants | 1,860 |
| Healthcare | 2,672 |
| Retail | 2,571 |
| Manufacturing | 675 |
Tax
| IRS Avg AGI | $79,007 |
| Avg Property Tax | $5,192 |
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