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Stone Harbor, NJ

New Jersey · Metropolitan Area

Stone Harbor is a small town in New Jersey with a population of 853. Residents earn $128,235 per year, which is 71% above the national average.

3.0 /5.0
B Good
853 Population 601/sq mi density
$128,235 Median Income $136,197 per capita
$1,898,800 Home Value $2,539,462 Zillow
$1,588 Median Rent 19.3% income on rent
56°F Avg Temperature 297 sunny days/yr
119 Violent Crime/100K 12,352 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$128,235 median income, 1.5% unemployment
F
Affordability
1.0 / 5.0
$1,898,800 home value, $1,588/mo rent
F
Safety
1.0 / 5.0
119 violent crimes/100K (69% below avg)
A+
Education
5.0 / 5.0
69.6% bachelor's degree or higher
Median Income $128,235
71% higher than US avg
Home Value $1,898,800
574% higher than US avg
Violent Crime 119/100K
69% lower than US avg
Bachelor's+ 69.6%
107% higher than US avg
Median Rent $1,588
37% higher than US avg
Obesity Rate 29.8%
7% lower than US avg
Unemployment 1.5%
58% lower than US avg
Poverty Rate 1.1%
91% lower than US avg

How Stone Harbor Compares to the U.S. Average (100% = U.S. avg)

People

Population853
Median Age65.5 yrs
Density601/mi²
Male / Female47% / 53%
Largest GroupWhite 98%
Veterans4.4%

Economy

A+
Median Income$128,235
Per Capita$136,197
Unemployment1.5%
Poverty1.1%
County GDP$7,801M
Commute23 min

Housing

F
Home Value$1,898,800
Rent$1,588
OwnershipN/A
Zillow$2,539,462
Housing Units3,103
Rent Burden19.3%

Crime

F
Violent119/100K
Property12,352/100K
Murder0.0/100K
Assault119/100K
Burglary2,138/100K

Health

Obesity29.8%
Uninsured5.4%
Smoking7.9%
Depression19.0%
Heart Disease3.8%

Climate

Avg Temp56°F (13°C)
AQI39 (Good)
Sunny Days297/yr
Elevation2 ft (1 m)

Education

A+
Bachelor's+69.6%
High School+99.0%
Graduate+24.7%
School Score6.24

Community

2024 VoteR 59% / D 40%
Commute23 min
Broadband94.8%
EV Stations1
Libraries13

Is Stone Harbor a Good Place to Live?

Based on current data, Stone Harbor receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Stone Harbor offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Stone Harbor is $128,235, which is significantly higher than the national average — 71% above $75,149. This places Stone Harbor among higher-income communities. The job market is very strong with unemployment at just 1.5%. Only 1.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.

Cost of Living & Housing

The median home value in Stone Harbor is $1,898,800, making it a premium housing market at 574% above the U.S. median of $281,900. Renters pay a median of $1,588 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 14.8x, housing affordability is a significant challenge for many families.

Safety & Crime

Stone Harbor is a very safe community with a violent crime rate of 119 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 12,352 per 100,000, 530% above the national average.

Education

Stone Harbor is a highly educated community — 69.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 99.0% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Stone Harbor enjoys a moderate climate with an average annual temperature of 56°F. Winters average 36°F in January while summers reach 77°F in July. With 297 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 39.

Stone Harbor has a population of 853 with a density of 601 people per square mile. The median age is 65.5 years, 68% older than the national median of 38.9. The city is predominantly White (97.5%).

Population

853
Total Population
601
People / sq mi
65.5yrs
Median Age
68% above US avg
1.4mi²
Land Area

Gender Distribution

Male 46.9%
Female 53.1%

Race & Ethnicity

Stone Harbor vs U.S. Average

Language Spoken at Home

English Only96.2%
23% above US avg
Spanish3.8%
72% below US avg

Social Characteristics

Stone Harbor vs U.S. Average

The median household income in Stone Harbor is $128,235, which is 71% above the national average of $75,149. The unemployment rate is 1.5% (below the 3.6% US average). 1.1% of residents live below the poverty line. Workers commute an average of 23 minutes.

Income: Stone Harbor vs U.S.

Commute Mode

Income

Median HH Income$128,235
71% above US avg
Per Capita Income$136,197
Avg Weekly Wage$934
IRS Avg AGI$89,478

Employment & Poverty

Unemployment1.5%
58% below US avg
Poverty Rate1.1%
91% below US avg
Establishments (County)4,020
County GDP$7,801M

Business (County)

Restaurants889
Healthcare236
Retail613
Manufacturing84

Tax & Cost of Living

Property Tax (IRS)$8,248
136% above US avg
Effective Tax Rate0.43%

Commute & Transportation

Commute Time22.8 min
Drive Alone58.7%
Public Transit1.8%
Work from Home23.7%

Walkability

The median home value in Stone Harbor is $1,898,800, 574% above the national average. Monthly rent averages $1,588 (37% above US avg). Zillow estimates the typical home value at $2,539,462.

Home Value Sources

Ownership Split

Home Values

Census Median$1,898,800
574% above US avg
Zillow ZHVI$2,539,462
Median List Price$5,125,000

Real Estate Market (Redfin)

Median List Price$5,125,000
$/Sq Ft$1,913
Homes Sold2
Sale-to-List Ratio95.6%
Price Drops4.0%
Inventory25

Rental Costs

Census Median Rent$1,588
37% above US avg
Rent Burden19.3%

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied84.5%
Housing Units3,103
Median Year Built1973

Property Tax

Avg Tax (IRS)$8,248
136% above US avg
Effective Rate0.43%
In Stone Harbor, 29.8% of adults are obese (below the 32.1% national rate). 5.4% of residents lack health insurance. 7.9% are current smokers. 19.0% report depression. 14.2% are physically inactive.

Health Metrics: Stone Harbor vs U.S. Average (%)

Chronic Conditions

Obesity29.8%
7% below US avg
Diabetes6.1%
Heart Disease3.8%
High Blood Pressure25.3%
Asthma9.2%
COPD3.4%
Cancer7.7%
Stroke1.9%

Behaviors & Mental Health

Smoking7.9%
44% below US avg
Binge Drinking21.2%
Physical Inactivity14.2%
Depression19.0%
Mental Distress14.4%
Physical Distress9.1%
Short Sleep29.9%

Healthcare Access

Insurance Rate98.4%
Uninsured5.4%
37% below US avg
Checkup Rate76.5%
Dental Visits74.9%
Premature Death9,176/100K

Food & Exercise

Food Environment8.0/10
Exercise Access92.0%
Healthcare Facilities236
Stone Harbor has a violent crime rate of 119 per 100,000 residents, 69% below the national average of 380. Property crime stands at 12,352 per 100,000 (530% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Stone Harbor vs U.S. Average (per 100,000)

Violent Crime

Total Violent118.8/100K
69% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault118.8/100K

Property Crime

Total Property12,351.5/100K
530% above US avg
Burglary2,137.8/100K
Theft10,095.0/100K
Vehicle Theft118.8/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)14

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Stone Harbor has an average annual temperature of 56°F (13°C). Winters average 36°F in January while summers reach 77°F in July. The area enjoys 297 sunny days per year. Air quality is rated Good with a median AQI of 39.

Temperature

36°F Jan (2°C) 77°F Jul (25°C)
Annual Average55.7°F
3% above US avg
January Average36°F (2°C)
July Average77°F (25°C)
Sunny Days297 days/yr

Precipitation & Snow

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation2 ft (1 m)
Area1.4 sq mi (3.7 km²)
Population Density601/sq mi
Coordinates39.0417°N, 74.7688°W
TimezoneAmerica/New_York
County FIPS34009
It is classified as Metro — 250K–1M. 69.6% of residents hold a bachelor's degree or higher (107% above US avg). In the 2024 election, the county voted Republican by a 19.3-point margin. 94.8% of households have broadband internet.

2024 Presidential Election (County)

R 58.9%
D 39.7%

Winner: Republican by 19.3 points

Education

Bachelor's Degree+69.6%
107% above US avg
High School+99.0%
Graduate Degree+24.7%
School Test Score6.24
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density601/sq mi
Total Area1.4 sq mi

Infrastructure & Services

Broadband Access94.8%
EV Charging Stations1
Alt Fuel Stations1
Public Libraries13
Healthcare Facilities236
Restaurants889
Retail Stores613

Safety & Disasters

Fatal Crashes (County/yr)14
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute22.8 min
Drive Alone58.7%
Public Transit1.8%
Work from Home23.7%

Nearby Cities

North Wildwood, NJ 3,620 pop · 2.9 mi Avalon, NJ 1,478 pop · 3.5 mi Cape May Court House, NJ 5,375 pop · 3.9 mi Wildwood, NJ 5,140 pop · 4.6 mi Whitesboro, NJ 2,946 pop · 5.6 mi Rio Grande, NJ 3,285 pop · 6.1 mi Wildwood Crest, NJ 3,094 pop · 6.1 mi Erma, NJ 2,039 pop · 7.4 mi Sea Isle City, NJ 2,079 pop · 8.3 mi South Dennis, NJ 1,579 pop · 9.1 mi Villas, NJ 9,897 pop · 9.1 mi Cape May, NJ 2,789 pop · 9.8 mi North Cape May, NJ 3,577 pop · 10.6 mi Seaville, NJ 2,678 pop · 11.8 mi
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