Median Income
$66,250
12% lower than US avg
Home Value
$118,800
58% lower than US avg
Violent Crime
299/100K
21% lower than US avg
Bachelor's+
22.6%
33% lower than US avg
Median Rent
$957
18% lower than US avg
Obesity Rate
38.3%
19% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
9.3%
25% lower than US avg
How Swayzee Compares to the U.S. Average (100% = U.S. avg)
People
Population872
Median Age38.5 yrs
Density1,855/mi²
Male / Female46% / 54%
Largest GroupWhite 91%
Veterans7.4%
Economy
A
Median Income$66,250
Per Capita$35,176
Unemployment1.2%
Poverty9.3%
County GDP$3,220M
Commute24 min
Housing
A+
Home Value$118,800
Rent$957
Ownership84.7%
Zillow$186,562
Housing Units450
Rent Burden29.6%
Crime
F
Violent299/100K
Property4,251/100K
Health
Obesity38.3%
Uninsured6.8%
Smoking15.1%
Depression28.4%
Heart Disease5.5%
Climate
Avg Temp51°F (10°C)
AQI41 (Good)
Rain41.8 in/yr
Sunny Days275/yr
Elevation865 ft (264 m)
Education
C+
Bachelor's+22.6%
High School+92.2%
Graduate+7.1%
School Score5.48
Community
2024 VoteR 70% / D 28%
Commute24 min
Broadband89.4%
EV Stations4
Libraries8
Is Swayzee a Good Place to Live?
Based on current data, Swayzee receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Swayzee offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Swayzee is $66,250, 12% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. 9.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Swayzee is $118,800, 58% below the national median / offering relatively affordable homeownership. Renters pay a median of $957 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Swayzee is below the national average at 299 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,251 per 100,000, 117% above the national average.
Education
22.6% of residents hold a bachelor's degree, below the national average of 33.7%. 92.2% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Swayzee experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.8 inches, including 24.5 inches of snow. Air quality is rated Good with a median AQI of 41.
Swayzee has a population of 872 with a density of 1,855 people per square mile, spread across 0.5 square miles. The median age is 38.5 years, 1% younger than the national median of 38.9. The gender split is 54.1% female and 45.9% male. The city is predominantly White (90.8%), with 2.2% Black. English is the primary language spoken at home by 98.4% of residents. 7.4% of the population are veterans, above the national rate of 6.0%. 14.9% of residents have a disability. 91.6% have health insurance coverage.
Population
38.5yrs
Median Age
1% below US avg
Language Spoken at Home
English Only
98.4%
25% above US avg
Spanish
1.6%
88% below US avg
The median household income in Swayzee is $66,250, which is 12% below the national average of $75,149. Per capita income is $35,176. The average weekly wage is $979, 32% lower than the U.S. average. The unemployment rate is 1.2% (below the 3.6% US average). 9.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,280 business establishments, including 132 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 3.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $66,250 |
| 12% below US avg |
| Per Capita Income | $35,176 |
| Avg Weekly Wage | $979 |
| IRS Avg AGI | $53,014 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 9.3% |
| 25% below US avg |
| Establishments (County) | 1,280 |
| County GDP | $3,220M |
Business (County)
| Restaurants | 132 |
| Healthcare | 170 |
| Retail | 215 |
| Manufacturing | 58 |
Tax & Cost of Living
| Property Tax (IRS) | $2,512 |
| 28% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.11% |
Commute & Transportation
| Commute Time | 23.9 min |
| Drive Alone | 82.8% |
| Public Transit | 0.0% |
| Work from Home | 3.1% |
The median home value in Swayzee is $118,800, 58% below the national median of $281,900. Zillow estimates the typical home value at $186,562, higher than the Census estimate. Monthly rent averages $957 (18% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 84.7% of housing units are owner-occupied (above the 65.4% national rate). There are 450 total housing units in the city. The median year a home was built is 1964. The average annual property tax is $2,512 (lower than the $3,500 national average). 29.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $118,800 |
| 58% below US avg |
| Zillow ZHVI | $186,562 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $957 |
| 18% below US avg |
| Rent Burden | 29.6% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 84.7% |
| Owner-Occupied | 84.7% |
| Renter-Occupied | 15.3% |
| Housing Units | 450 |
| Median Year Built | 1964 |
Property Tax
| Avg Tax (IRS) | $2,512 |
| 28% below US avg |
| Effective Rate | 2.11% |
In Swayzee, 38.3% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 5.5% of residents. 33.5% have high blood pressure. 15.1% are current smokers. 18.7% report binge drinking. 22.6% are physically inactive. 28.4% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,367. The dentist ratio is 1:1,572. 74.0% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: Swayzee vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.3% |
| 19% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 5.5% |
| High Blood Pressure | 33.5% |
| Asthma | 11.3% |
| COPD | 6.8% |
| Cancer | 7.7% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.1% |
| 8% above US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 22.6% |
| Depression | 28.4% |
| Mental Distress | 18.7% |
| Physical Distress | 12.7% |
| Short Sleep | 37.3% |
Healthcare Access
| Insurance Rate | 91.6% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:2,367 |
| Dentists | 1:1,572 |
| Mental Health | 1:339 |
| Checkup Rate | 79.1% |
| Dental Visits | 66.2% |
| Premature Death | 14,895/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 74.0% |
| Healthcare Facilities | 170 |
Swayzee has a violent crime rate of 299 per 100,000 residents, 21% below the national average of 380. Property crime stands at 4,251 per 100,000, 117% above the U.S. average. The county recorded 10 fatal traffic crashes. Overall, Swayzee receives a safety grade of F.
Crime Rates: Swayzee vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 298.6/100K |
| 21% below US avg |
| |
Property Crime
| Total Property | 4,251.1/100K |
| 117% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Traffic Accidents | 9 |
| Avg Accident Severity | 2.9 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Swayzee experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.8 inches. The area receives 24.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 865 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.5°F |
| 6% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 865 ft (264 m) |
| Area | 0.5 sq mi (1.2 km²) |
| Population Density | 1,855/sq mi |
| Coordinates | 40.5066°N, 85.8243°W |
| Timezone | America/Indiana/Indianapolis |
| County | Grant County County |
| Nearest Airport | Delaware County Regional (MIE)
29 miles away |
Precipitation & Snow
Annual Rainfall
41.8"
10% above US avg
Wettest Month (Jul)
4.37"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 69.4 / 100 |
| Social Vulnerability | 67.9 / 100 |
| Community Resilience | 69.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
11 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
145 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
101 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
123 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
114 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
114 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
122 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
82 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
121 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
150 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
103 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
101 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
614 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 44 fatalities, 1,573 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
94 km |
4 |
| Jun 11, 1998 |
EF4 |
82 km |
0 |
| Apr 26, 1994 |
EF4 |
95 km |
3 |
| Mar 20, 1976 |
EF4 |
100 km |
0 |
| Apr 3, 1974 |
EF4 |
69 km |
1 |
| Apr 3, 1974 |
EF4 |
85 km |
0 |
| May 14, 1972 |
EF4 |
85 km |
0 |
| Apr 11, 1965 |
EF4 |
87 km |
0 |
| Apr 11, 1965 |
EF4 |
49 km |
25 |
| Apr 11, 1965 |
EF4 |
38 km |
4 |
| Mar 6, 1956 |
EF4 |
23 km |
1 |
| Mar 14, 2024 |
EF3 |
70 km |
1 |
| Mar 31, 2023 |
EF3 |
20 km |
0 |
| May 27, 2019 |
EF3 |
59 km |
0 |
| May 27, 2019 |
EF3 |
37 km |
0 |
| May 27, 2019 |
EF3 |
96 km |
1 |
| Aug 24, 2016 |
EF3 |
31 km |
0 |
| Nov 17, 2013 |
EF3 |
87 km |
0 |
| Jun 5, 2010 |
EF3 |
34 km |
0 |
| Oct 18, 2007 |
EF3 |
93 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.1 in |
Coldest |
| February |
27°F (-3°C) |
2.0 in |
Driest |
| March |
38°F (3°C) |
3.0 in |
|
| April |
49°F (10°C) |
3.7 in |
|
| May |
60°F (16°C) |
4.1 in |
|
| June |
69°F (21°C) |
3.8 in |
|
| July |
73°F (23°C) |
4.4 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.6 in |
|
| November |
41°F (5°C) |
3.2 in |
|
| December |
30°F (-1°C) |
3.0 in |
|
Swayzee has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 38.5 inches, with July being the wettest month (4.4") and February the driest (2.0").
Average costs for common services in Swayzee. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Swayzee
What is the population of Swayzee?
Swayzee has a population of 872 residents and is located in Indiana. The population density is 1,855 people per square mile, spread across 0.5 square miles. The median age of residents is 38.5 years. The population is 54.1% female and 45.9% male.
Is Swayzee expensive to live in?
Swayzee is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $66,250, 12% below the national average of $75,149. The median home value is $118,800 (58% below the U.S. median). Renters pay a median of $957 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Swayzee safe?
Swayzee is safer than the national average, with a violent crime rate of 299 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,251 per 100,000 (above the national average). Overall, Swayzee receives a safety grade of F based on combined crime data.
What is the weather like in Swayzee?
Swayzee has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.8 inches, with 24.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Swayzee?
The job market in Swayzee is very strong, with unemployment at just 1.2% / well below the national rate of 3.6%. The average weekly wage is $979. There are 1,280 business establishments in the area, including 132 restaurants and food service locations. The average commute time is 24 minutes, and 3.1% of workers work from home.
How much does housing cost in Swayzee?
The median home value in Swayzee is $118,800. Zillow estimates the typical home value at $186,562. For renters, the median monthly rent is $957. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 84.7%. The average annual property tax is $2,512.
How are the schools in Swayzee?
Schools in Swayzee score 5.5 out of 10 on standardized testing, near the national average. 22.6% of adults in Swayzee hold a bachelor's degree or higher, below the national average of 33.7%. 92.2% have completed high school. 7.1% hold a graduate or professional degree.
How healthy is Swayzee?
The obesity rate in Swayzee is 38.3% (above the national rate of 32.1%). 15.1% of adults are smokers. 22.6% are physically inactive. 28.4% of residents report depression. 6.8% lack health insurance (below the national rate). 74.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,367.
What is transportation like in Swayzee?
The average commute in Swayzee is 24 minutes, shorter than the national average of 28 minutes. 82.8% of workers drive alone to work, and 3.1% work from home.
What are the demographics of Swayzee?
The racial and ethnic makeup of Swayzee is 90.8% White, 2.2% Black or African American, 0.7% Hispanic or Latino. 98.4% of residents speak only English at home. 7.4% of the population are military veterans. 14.9% of residents have a disability. 91.6% have health insurance coverage.
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