Home Value
$56,100
80% lower than US avg
Violent Crime
208/100K
45% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
100.0%
706% higher than US avg
How Utica Compares to the U.S. Average (100% = U.S. avg)
People
Population55
Median Age58.5 yrs
Density52/mi²
Male / Female33% / 67%
Largest GroupWhite 100%
Veterans55.0%
Economy
Per Capita$21,825
Unemployment0.0%
Poverty100.0%
County GDP$6,151M
Housing
Home Value$56,100
Ownership80.4%
Zillow$239,007
Housing Units85
Rent Burden26.6%
Crime
F
Violent208/100K
Property3,839/100K
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain45.6 in/yr
Sunny Days305/yr
Elevation419 ft (128 m)
Education
B+
Bachelor's+0.0%
High School+65.5%
Graduate+0.0%
School Score6.00
Community
2024 VoteR 65% / D 33%
Broadband46.0%
EV Stations6
Libraries1
Is Utica a Good Place to Live?
Based on current data, Utica receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate. Utica has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. The poverty rate of 100.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population.
Cost of Living & Housing
The median home value in Utica is $56,100, 80% below the national median / offering relatively affordable homeownership.
Safety & Crime
Violent crime in Utica is below the national average at 208 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,839 per 100,000, 96% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 65.5% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Utica enjoys a moderate climate with an average annual temperature of 57°F. Winters average 34°F in January while summers reach 78°F in July. With 305 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.6 inches. Air quality is rated Good with a median AQI of 41.
Utica has a population of 55 with a density of 52 people per square mile, spread across 1.1 square miles. The median age is 58.5 years, 50% older than the national median of 38.9. The gender split is 67.3% female and 32.7% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 55.0% of the population are veterans, above the national rate of 6.0%. 19.4% of residents have a disability (above the 13.0% national average). 96.6% have health insurance coverage.
Population
58.5yrs
Median Age
50% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Per capita income is $21,825 (below the $39,052 national figure). The average weekly wage is $1,030, 28% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 100.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 3,566 business establishments, including 202 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. 59.1% of workers work from home (above the 15.2% national rate).
Income
| |
| Per Capita Income | $21,825 |
| Avg Weekly Wage | $1,030 |
| IRS Avg AGI | $67,067 |
| Gini Index | 0.457 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 100.0% |
| 706% above US avg |
| Establishments (County) | 3,566 |
| County GDP | $6,151M |
Business (County)
| Restaurants | 202 |
| Healthcare | 391 |
| Retail | 388 |
| Manufacturing | 86 |
Tax & Cost of Living
| Property Tax (IRS) | $4,003 |
| 14% above US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 7.14% |
Commute & Transportation
| Drive Alone | 40.9% |
| Public Transit | 0.0% |
| Work from Home | 59.1% |
The median home value in Utica is $56,100, 80% below the national median of $281,900. Zillow estimates the typical home value at $239,007, higher than the Census estimate. Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 80.4% of housing units are owner-occupied (above the 65.4% national rate). There are 85 total housing units in the city. The median year a home was built is 1948. The average annual property tax is $4,003. 26.6% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $56,100 |
| 80% below US avg |
| Zillow ZHVI | $239,007 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 80.4% |
| Owner-Occupied | 80.4% |
| Renter-Occupied | 19.6% |
| Housing Units | 85 |
| Median Year Built | 1948 |
Property Tax
| Avg Tax (IRS) | $4,003 |
| 14% above US avg |
| Effective Rate | 7.14% |
In Utica, 34.5% of adults are obese, above the national rate of 32.1%. The primary care physician ratio is 1:1,808. The dentist ratio is 1:1,518. 87.1% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Utica vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 96.6% |
| |
| Primary Care | 1:1,808 |
| Dentists | 1:1,518 |
| Mental Health | 1:309 |
| Dental Visits | 60.8% |
| Premature Death | 9,962/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 87.1% |
| Healthcare Facilities | 391 |
Utica has a violent crime rate of 208 per 100,000 residents, 45% below the national average of 380. Property crime stands at 3,839 per 100,000, 96% above the U.S. average. The county recorded 11 fatal traffic crashes. Overall, Utica receives a safety grade of F.
Crime Rates: Utica vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 208.0/100K |
| 45% below US avg |
| |
Property Crime
| Total Property | 3,839.1/100K |
| 96% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Traffic Accidents | 3 |
| Avg Accident Severity | 3.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Utica enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 34°F in January while summers reach 78°F in July. The area gets 305 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 45.6 inches. The area receives 4.3 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 419 feet.
Temperature
34°F Jan (1°C)
78°F Jul (25°C)
| Annual Average | 57.2°F |
| 6% above US avg |
| January Average | 34°F (1°C) |
| July Average | 78°F (25°C) |
| Sunny Days | 305 days/yr |
Geography
| Elevation | 419 ft (128 m) |
| Area | 1.1 sq mi (2.7 km²) |
| Population Density | 52/sq mi |
| Coordinates | 37.6017°N, 87.1124°W |
| Timezone | America/New_York |
| County | Daviess County County |
| Nearest Airport | Owensboro/Daviess County Regional (OWB)
10 miles away |
Precipitation & Snow
Annual Rainfall
45.6"
20% above US avg
Wettest Month (Apr)
4.76"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0495 ppm |
| NO₂ (Nitrogen Dioxide) | 8.5 ppb |
| SO₂ (Sulfur Dioxide) | 1.20 ppb |
| PM2.5 (Fine Particles) | 10.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.1 / 100 |
| Social Vulnerability | 46.0 / 100 |
| Community Resilience | 84.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
57 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
116 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
116 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
72 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
115 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
81 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
62 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
88 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
115 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
116 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
118 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
117 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
114 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
145 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
115 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
142 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
137 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
116 km |
| Aug 26, 2003 |
5 km WSW of Brookport, Illinois |
M3.1 |
149 km |
| Sep 9, 2017 |
4 km N of Bellmont, Illinois |
M3.1 |
115 km |
| May 30, 2023 |
6 km W of Calhoun, Kentucky |
M3.0 |
20 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
489 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 92 fatalities, 1,038 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
61 km |
6 |
| Apr 3, 1974 |
EF5 |
53 km |
31 |
| Nov 15, 2005 |
EF4 |
54 km |
0 |
| Apr 3, 1974 |
EF4 |
52 km |
0 |
| Jul 9, 2024 |
EF3 |
76 km |
0 |
| Dec 11, 2021 |
EF3 |
83 km |
0 |
| Dec 11, 2021 |
EF3 |
88 km |
16 |
| Nov 17, 2013 |
EF3 |
60 km |
0 |
| Nov 17, 2013 |
EF3 |
74 km |
0 |
| Apr 10, 2009 |
EF3 |
63 km |
0 |
| Mar 28, 2009 |
EF3 |
60 km |
0 |
| Feb 5, 2008 |
EF3 |
50 km |
3 |
| Oct 18, 2007 |
EF3 |
19 km |
0 |
| Apr 2, 2006 |
EF3 |
91 km |
0 |
| Nov 6, 2005 |
EF3 |
64 km |
24 |
| Nov 6, 2005 |
EF3 |
85 km |
0 |
| May 30, 2004 |
EF3 |
94 km |
1 |
| May 11, 2003 |
EF3 |
25 km |
0 |
| Apr 28, 2002 |
EF3 |
72 km |
0 |
| May 23, 2000 |
EF3 |
72 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
16 wildfires (100+ acres) within 100 km.
Largest: BROOKS KNOB (2,225 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
BROOKS KNOB |
2,225 |
92 km |
| 2010 |
JOPPA CHURCH |
2,037 |
99 km |
| 2009 |
TEMPLE HILL |
1,628 |
90 km |
| 2007 |
DEAD DEER |
1,557 |
38 km |
| 2008 |
GOBLIN KNOB |
1,445 |
100 km |
| 2017 |
UNNAMED |
1,336 |
69 km |
| 2019 |
UNNAMED |
1,057 |
71 km |
| 1999 |
UNNAMED |
1,039 |
40 km |
| 2021 |
UNNAMED |
959 |
72 km |
| 2014 |
UNNAMED |
910 |
82 km |
| 2019 |
UNNAMED |
892 |
82 km |
| 2024 |
LONG RUN RX |
774 |
68 km |
| 2010 |
RICEVILLE RX |
671 |
89 km |
| 2000 |
UNNAMED |
641 |
78 km |
| 2019 |
UNNAMED |
584 |
68 km |
| 2010 |
ROCKHOUSE HOLLOW RX |
581 |
69 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
34°F (1°C) |
3.2 in |
Coldest |
| February |
36°F (2°C) |
3.8 in |
|
| March |
47°F (8°C) |
4.7 in |
|
| April |
56°F (13°C) |
4.8 in |
Wettest |
| May |
65°F (18°C) |
4.7 in |
|
| June |
74°F (23°C) |
3.7 in |
|
| July |
78°F (25°C) |
4.1 in |
Warmest |
| August |
76°F (24°C) |
3.7 in |
|
| September |
70°F (21°C) |
3.5 in |
|
| October |
58°F (15°C) |
3.0 in |
Driest |
| November |
47°F (8°C) |
4.3 in |
|
| December |
38°F (3°C) |
4.2 in |
|
Utica has a seasonal temperature swing of 43°F / from 34°F in January to 78°F in July. Total annual precipitation is 47.6 inches, with April being the wettest month (4.8") and October the driest (3.0").
Average costs for common services in Utica. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135-$361) |
| Specialist Visit |
$316 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$316) |
| Emergency Room Visit |
$1,984 ($722-$4,510) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$226 ($135-$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$271 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($361-$902) |
| Battery Replacement |
$180 ($90-$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$361 ($135-$722) |
| HVAC System Install |
$6,314 ($3,608-$10,824) |
| Roof Repair |
$902 ($361-$1,804) |
| Roof Replacement |
$8,118 ($4,961-$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451-$3,157) |
| Divorce (Contested) |
$13,530 ($4,510-$27,060) |
| DUI Defense |
$4,510 ($1,804-$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722-$2,706) |
| Will Preparation |
$451 ($180-$902) |
| Trust Preparation |
$2,255 ($902-$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$226) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71-$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26-$4.51) |
| Loaf of Bread |
$3.43 ($2.26-$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61-$6.77) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$226) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,804 ($1,082-$3,157) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22-$23) |
| Car Registration (Annual) |
$90 ($27-$226) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541-$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451-$1,804) |
| After-School Care (Monthly) |
$361 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$902 ($361-$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510-$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$271 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $542 |
| Toddler | $496 |
| Preschool | $496 |
| Family Childcare (monthly) |
| Infant | $500 |
| Toddler | $429 |
| Preschool | $429 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Utica
What is the population of Utica?
Utica has a population of 55 residents and is located in Kentucky. The population density is 52 people per square mile, spread across 1.1 square miles. The median age of residents is 58.5 years, which is older than the national median of 38.9 years. The population is 67.3% female and 32.7% male.
Is Utica expensive to live in?
Utica is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median home value is $56,100 (80% below the U.S. median).
Is Utica safe?
Utica is safer than the national average, with a violent crime rate of 208 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,839 per 100,000 (above the national average). Overall, Utica receives a safety grade of F based on combined crime data.
What is the weather like in Utica?
Utica enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 34°F in January, while summers reach an average of 78°F in July. The area receives 305 sunny days per year, well above the national average of 205. Annual rainfall totals 45.6 inches, with 4.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Utica?
The job market in Utica is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,030. There are 3,566 business establishments in the area, including 202 restaurants and food service locations.
How much does housing cost in Utica?
The median home value in Utica is $56,100. Zillow estimates the typical home value at $239,007. The homeownership rate is 80.4%. The average annual property tax is $4,003.
How are the schools in Utica?
Schools in Utica score 6 out of 10 on standardized testing, near the national average. 0.0% of adults in Utica hold a bachelor's degree or higher, below the national average of 33.7%. 65.5% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Utica?
The obesity rate in Utica is 34.5% (above the national rate of 32.1%). 87.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,808.
What are the demographics of Utica?
The racial and ethnic makeup of Utica is 100% White. 100% of residents speak only English at home. 55.0% of the population are military veterans. 19.4% of residents have a disability. 96.6% have health insurance coverage.
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