Waterloo, IN

Full City Profile · Indiana · DeKalb County County

2.8 /5.0
C+ Fair
2,180 Population 1,033/sq mi density
$61,375 Median Income $28,011 per capita
$108,600 Home Value $257,655 Zillow
$829 Median Rent 24.1% income on rent
50°F Avg Temperature
201 Violent Crime/100K 151 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$61,375 median income, 6.7% unemployment
A+
Affordability
5.0 / 5.0
$108,600 home value, $829/mo rent
F
Safety
1.0 / 5.0
201 violent crimes/100K
C
Education
2.0 / 5.0
12.5% bachelor's degree or higher
Waterloo experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. Annual precipitation totals 38.0 inches. The area receives 29.5 inches of snow annually.

Temperature

24°F Jan (-4°C) 73°F Jul (23°C)
Annual Average49.5°F
8% below US avg
January Average24°F (-4°C)
July Average73°F (23°C)

Geography

Elevation929 ft (283 m)
Area1.7 sq mi (4.5 km²)
Population Density1,033/sq mi
Coordinates41.4374°N, 85.0517°W
TimezoneAmerica/Indiana/Indianapolis
CountyDeKalb County County
Nearest AirportFort Wayne International (FWA)
33 miles away

Precipitation & Snow

Annual Rainfall 38.0"
0% below US avg
Snowfall 29.5"
Wettest Month (May) 4.47"
Driest Month (Feb) 2.17"

Air Quality

Natural Hazard Risk

Overall RiskVery Low
Risk Score41.3 / 100
Social Vulnerability35.6 / 100
Community Resilience94.3 / 100

Hazard Breakdown

Tornado Relatively Moderate
Hurricane Very Low
Earthquake Very Low
Wildfire Very Low
Flood Relatively Low
Hail Relatively Low
Strong Wind Relatively Moderate
Heat Wave Very Low
Winter Weather Relatively Low
Lightning Relatively Low
Ice Storm Relatively Low
Drought Relatively Low
Cold Wave Relatively Low
Landslide Very Low
Source: FEMA National Risk Index v1.20 (Dec 2025)

Earthquake History

12 earthquakes (M2.5+) within 150 km since 1990. Strongest: M4.2. Most recent: M2.5 on Mar 18, 2024.

May 2, 2015 5 km S of Galesburg, Michigan M4.2 94 km
Jun 30, 2015 5 km NNE of Burlington, Michigan M3.3 79 km
Jan 26, 2012 5 km NE of Topeka, Indiana M3.0 40 km
Apr 17, 1990 8 km NW of Fort Recovery, Ohio M3.0 110 km
Apr 4, 1994 2 km WNW of Minster, Ohio M2.9 128 km
May 12, 2006 2 km E of Lima, Ohio M2.8 112 km
May 14, 2010 1 km ENE of Gibsonburg, Ohio M2.7 146 km
Jun 12, 2015 6 km NW of Convoy, Ohio M2.6 59 km
May 20, 2023 3 km SSE of Walbridge, Ohio M2.6 131 km
Jan 30, 2004 2 km S of Rockford, Ohio M2.5 92 km
Jun 4, 1990 4 km SSE of Van Buren, Ohio M2.5 124 km
Mar 18, 2024 4 km WSW of Millbury, Ohio M2.5 132 km
Source: USGS (M2.5+, 1990-2025)

Tornado History

450 tornadoes (EF0+) within 100 km since 1950. Strongest: EF4. Total: 148 fatalities, 1,908 injuries.

Date Rating Distance Fatalities
Nov 10, 2002 EF4 77 km 4
Feb 18, 1992 EF4 88 km 0
Apr 11, 1965 EF4 85 km 31
Apr 11, 1965 EF4 34 km 23
Apr 11, 1965 EF4 58 km 5
Apr 11, 1965 EF4 41 km 21
Apr 11, 1965 EF4 97 km 36
Jun 8, 1953 EF4 99 km 17
May 27, 2019 EF3 100 km 0
Aug 24, 2016 EF3 34 km 0
Oct 18, 2007 EF3 95 km 0
Nov 10, 2002 EF3 86 km 0
Oct 24, 2001 EF3 90 km 0
Mar 27, 1991 EF3 10 km 1
Mar 27, 1991 EF3 49 km 0
May 15, 1986 EF3 55 km 0
Apr 3, 1974 EF3 35 km 5
Apr 3, 1974 EF3 66 km 0
Jun 2, 1971 EF3 97 km 0
Aug 22, 1964 EF3 96 km 0
Source: NOAA SPC (EF0+, 1950-2024)

Monthly Weather

Month Avg Temperature Precipitation Summary
January 24°F (-4°C) 2.5 in Coldest
February 27°F (-3°C) 2.2 in Driest
March 36°F (2°C) 2.4 in
April 48°F (9°C) 3.7 in
May 60°F (15°C) 4.5 in Wettest
June 69°F (21°C) 4.2 in
July 73°F (23°C) 3.7 in Warmest
August 71°F (22°C) 3.7 in
September 64°F (18°C) 3.1 in
October 52°F (11°C) 2.8 in
November 40°F (4°C) 2.8 in
December 30°F (-1°C) 2.6 in

Waterloo has a seasonal temperature swing of 49°F / from 24°F in January to 73°F in July. Total annual precipitation is 38.0 inches, with May being the wettest month (4.5") and February the driest (2.2").

View full weather details →