All Countries
Waterloo, IN
Full City Profile · Indiana · DeKalb County County
2.8
/5.0
C+
Fair
2,180
Population
1,033/sq mi density
$61,375
Median Income
$28,011 per capita
$108,600
Home Value
$244,477 Zillow
$829
Median Rent
24.1% income on rent
50°F
Avg Temperature
275 sunny days/yr
537
Violent Crime/100K
3,043 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$61,375 median income, 4.9% unemployment
A+
Affordability
5.0 / 5.0
$108,600 home value, $829/mo rent
F
Safety
1.0 / 5.0
537 violent crimes/100K (41% above avg)
C
Education
2.0 / 5.0
12.5% bachelor's degree or higher
Waterloo experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year. Annual precipitation totals 38.0 inches. The area receives 29.5 inches of snow annually. Air quality is rated Good with a median AQI of 41.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 49.5°F |
| 8% below US avg | |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 929 ft (283 m) |
| Area | 1.7 sq mi (4.5 km²) |
| Population Density | 1,033/sq mi |
| Coordinates | 41.4374°N, 85.0517°W |
| Timezone | America/Indiana/Indianapolis |
| County | DeKalb County County |
| Nearest Airport | Fort Wayne International (FWA) 33 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 41.3 / 100 |
| Social Vulnerability | 35.6 / 100 |
| Community Resilience | 94.3 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Very Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 24°F (-4°C) | 1.8 in | Coldest |
| February | 26°F (-4°C) | 1.7 in | Driest |
| March | 36°F (2°C) | 2.7 in | |
| April | 47°F (9°C) | 3.4 in | |
| May | 59°F (15°C) | 3.8 in | |
| June | 68°F (20°C) | 3.9 in | Wettest |
| July | 73°F (23°C) | 3.7 in | Warmest |
| August | 70°F (21°C) | 3.4 in | |
| September | 63°F (17°C) | 3.3 in | |
| October | 51°F (11°C) | 2.5 in | |
| November | 40°F (4°C) | 3.0 in | |
| December | 28°F (-2°C) | 2.8 in |
Waterloo has a seasonal temperature swing of 49°F / from 24°F in January to 73°F in July. Total annual precipitation is 35.8 inches, with June being the wettest month (3.9") and February the driest (1.7").