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Waterloo, IN
Full City Profile · Indiana · DeKalb County County
2.8
/5.0
C+
Fair
2,180
Population
1,033/sq mi density
$61,375
Median Income
$28,011 per capita
$108,600
Home Value
$244,477 Zillow
$829
Median Rent
24.1% income on rent
50°F
Avg Temperature
275 sunny days/yr
537
Violent Crime/100K
3,043 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$61,375 median income, 4.9% unemployment
A+
Affordability
5.0 / 5.0
$108,600 home value, $829/mo rent
F
Safety
1.0 / 5.0
537 violent crimes/100K (41% above avg)
C
Education
2.0 / 5.0
12.5% bachelor's degree or higher
Housing Overview
Median Home Value
$108,600
61% below
US avg: $281,900
Median Rent
$829/mo
29% below
US avg: $1,163/mo
Homeownership Rate
74.1%
13% above US avg (65.4%)
Total Housing Units
890
Median year built: 1970
Home Value by Source
Census Median
$108,600
Zillow (ZHVI)
$244,477
Median Sale Price
$130,000
Median List Price
$208,950
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
74.1%
Owner-Occupied
25.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$816/mo
1 Bedroom
$882/mo
2 Bedroom
$1,096/mo
3 Bedroom
$1,391/mo
4 Bedroom
$1,590/mo
Census median rent:
$829/mo
Market Indicators (Redfin)
Median Days on Market
126 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
1
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$92
Active Inventory
4
homes for sale
Affordability & Housing Stock
Rent Burden
24.1%
of renters spending 30%+ of income on housing
22% below US avg (31.0%)
Median Year Built
1970
Average age of housing stock: 56 years
Homeownership Rate
74.1%
Complete Housing Data
Home Values
| Census Median Value | $108,600 |
| Zillow Home Value (ZHVI) | $244,477 |
| Median Sale Price | $130,000 |
| Median List Price | $208,950 |
| Price Per Sq Ft | $92 |
Rent
| Census Median Rent | $829 |
| FMR Studio | $816 |
| FMR 1-Bedroom | $882 |
| FMR 2-Bedroom | $1,096 |
| FMR 3-Bedroom | $1,391 |
| FMR 4-Bedroom | $1,590 |
Market
| Days on Market | 126 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 0.0% |
| Homes Sold | 1 |
| Active Inventory | 4 |
| Price Per Sq Ft | $92 |
Ownership & Stock
| Owner-Occupied | 74.1% |
| Renter-Occupied | 25.9% |
| Homeownership Rate | 74.1% |
| Total Housing Units | 890 |
| Median Year Built | 1970 |
| Rent Burden | 24.1% |