All Countries
Waterloo, IN
Full City Profile · Indiana · DeKalb County County
2.8
/5.0
C+
Fair
2,180
Population
1,033/sq mi density
$61,375
Median Income
$28,011 per capita
$108,600
Home Value
$244,477 Zillow
$829
Median Rent
24.1% income on rent
50°F
Avg Temperature
275 sunny days/yr
537
Violent Crime/100K
3,043 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$61,375 median income, 4.9% unemployment
A+
Affordability
5.0 / 5.0
$108,600 home value, $829/mo rent
F
Safety
1.0 / 5.0
537 violent crimes/100K (41% above avg)
C
Education
2.0 / 5.0
12.5% bachelor's degree or higher
Income Overview
Median Household Income
$61,375
18% below
US avg: $75,149
Per Capita Income
$28,011
28% below
US avg: $39,052
Unemployment Rate
4.9%
36% above
US avg: 3.6%
Poverty Rate
16.6%
34% above
US avg: 12.4%
Income Comparison: Waterloo vs. U.S. Average
Each bar shows Waterloo’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$61,375
82%
Per Capita
US: $39,052
$28,011
72%
IRS Avg AGI
US: $72,000
$69,935
97%
Avg Weekly Wage
US: $1,432
$1,210
84%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,210
16% below US avg ($1,432)
Mean Commute Time
23 min
17% below US avg (28 min)
Work From Home
5.5%
64% below US avg (15.2%)
Drive Alone
90.3%
23% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$3,447M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
90.3%
Public Transit
0%
Work From Home
5.5%
Other
4.2%
Average commute time
23 minutes
US avg: 28 min
Business Landscape
Total Establishments
1,084
Restaurants
95
Healthcare
87
Retail
116
Manufacturing
118
Tax & Financial
IRS Avg Adjusted Gross Income
$69,935
3% below US avg ($72,000)
Avg Property Tax
$3,180
9% below US avg ($3,500)
Cost of Living Index
93.3
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $61,375 |
| Per Capita Income | $28,011 |
| IRS Avg Adjusted Gross Income | $69,935 |
| Avg Weekly Wage | $1,210 |
| County GDP | $3,447M |
Hardship Indicators
| Unemployment Rate | 4.9% |
| Poverty Rate | 16.6% |
| Gini Coefficient | 0.405 |
| Cost of Living Index | 93.3 |
Commute
| Mean Commute | 23 minutes |
| Drive Alone | 90.3% |
| Public Transit | 0.0% |
| Work From Home | 5.5% |
Businesses
| Total Establishments | 1,084 |
| Restaurants | 95 |
| Healthcare | 87 |
| Retail | 116 |
| Manufacturing | 118 |
Tax
| IRS Avg AGI | $69,935 |
| Avg Property Tax | $3,180 |