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Waterloo, NY

Full City Profile · New York · Seneca County County

3.2 /5.0
B Good
4,600 Population 2,130/sq mi density
$52,404 Median Income $33,859 per capita
$111,300 Home Value $177,124 Zillow
$910 Median Rent 26.8% income on rent
48°F Avg Temperature 260 sunny days/yr
144 Violent Crime/100K 2,655 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$52,404 median income, 3.5% unemployment
A+
Affordability
5.0 / 5.0
$111,300 home value, $910/mo rent
F
Safety
1.0 / 5.0
144 violent crimes/100K
C+
Education
2.9 / 5.0
23.4% bachelor's degree or higher

Waterloo, NY

At a Glance

Median Income
$52,404
30% below
$33,859 per capita
Home Value
$111,300
61% below
Zillow: $177,124
Median Rent
$910/mo
22% below
26.8% of income on rent
Violent Crime
144/100K
62% below
2,655/100K property
Bachelor's Degree+
23.4%
31% below
88.7% high school+
Unemployment
3.5%
3% below
3.0% poverty rate
Obesity Rate
35.7%
11% above
16.4% smoking rate
Avg Temperature
48°F
260 sunny days/yr

How Waterloo Compares to the U.S. Average

Each bar shows Waterloo's value as a percentage of the national average (100% = U.S. avg)

Income
70%
Home Value
39%
Rent
78%
Poverty
24%
Bachelor's
69%
Unemployment
97%
Crime
38%
Thin vertical line = U.S. national average (100%)

Is Waterloo a Good Place to Live?

B
3.2 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Waterloo residents earn a median household income of $52,404 , which is 30% below the national average of $75,149. Per capita income is $33,859. The unemployment rate stands at 3.5% (3% below the U.S. rate of 3.6%). 3.0% of residents live below the poverty line. The area is home to 765 business establishments, including 83 restaurants.

Housing & Cost of Living

The median home value in Waterloo is $111,300 , 61% below the national median of $281,900. Zillow estimates the typical home at $177,124. Median rent is $910/month, with 26.8% of renters spending more than 30% of income on housing. The cost of living index is 107.9 (100 = national average). The median home was built in 1938.

Safety & Crime

Waterloo reports 144 violent crimes per 100,000 residents , which is 62% below the national average of 380/100K. Property crime is 2,655/100K.

Education

23.4% of adults in Waterloo hold a bachelor's degree or higher (31% below the national average). 88.7% have completed high school. Local schools score 5.0/10 in standardized testing.

Climate & Weather

Waterloo has an average annual temperature of 48°F (9°C). Winters average 24°F in January while summers reach 70°F in July. The area gets 260 sunny days per year. Annual precipitation totals 37.0 inches. Air quality is rated Good with a median AQI of 36.

Data Overview

People

Population4,600
Median Age50.0 yrs
Density2,130/mi²
Male / Female49% / 51%
Foreign Born13.6%
Veterans11.3%

Economy

B+
Median Income$52,404
Per Capita$33,859
Unemployment3.5%
Poverty3.0%
County GDP$2,064M
Avg Weekly Wage$1,219

Housing

A+
Home Value$111,300
Rent$910
Ownership68.9%
Zillow$177,124
Housing Units2,117
Rent Burden26.8%

Crime

F
Violent144/100K
Property2,655/100K

Health

Obesity35.7%
Diabetes9.4%
Smoking16.4%
Heart Disease5.9%
Premature Death7,640/100K

Climate

Avg Temp48°F
Sunny Days260/yr
Rain37.0 in/yr
AQI36 (Good)
Elevation452 ft

Education

C+
Bachelor's+23.4%
High School+88.7%
Graduate+6.6%
School Score5.0/10

Community

2024 VoteR 56% / D 44%
Commute22 min
Broadband89.1%
Internet Speed137 Mbps
EV Stations9
Libraries6

Did You Know?

The median home in Waterloo was built in 1938.
The nearest airport is Ithaca Tompkins International (35 miles).
The Gini coefficient (income inequality) is 0.460 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
22.3% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 137 Mbps.
The county recorded 2 fatal vehicle crashes.