Waterloo, NY
Full City Profile · New York · Seneca County County
3.8
/5.0
B+
Good
4,600
Population
2,130/sq mi density
$52,404
Median Income
$33,859 per capita
$111,300
Home Value
$190,073 Zillow
$910
Median Rent
26.8% income on rent
47°F
Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$52,404 median income, 6.3% unemployment
A+
Affordability
5.0 / 5.0
$111,300 home value, $910/mo rent
C+
Education
2.9 / 5.0
23.4% bachelor's degree or higher
Housing Overview
Median Home Value
$111,300
61% below
US avg: $281,900
Median Rent
$910/mo
22% below
US avg: $1,163/mo
Homeownership Rate
68.9%
5% above US avg (65.4%)
Total Housing Units
2,117
Median year built: 1938
Home Value by Source
Census Median
$111,300
Zillow (ZHVI)
$190,073
Redfin Median Sale
$150,000
Median Sale Price
$150,000
Median List Price
$144,900
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
68.9%
Owner-Occupied
31.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$910/mo
Market Indicators (Redfin)
Median Sale Price
$150,000
Median Days on Market
95 days
Sale-to-List Ratio
0.8%
Buyers market
Homes Sold
3
Price Drops
25.0%
of listings with price reduction
Price Per Sq Ft
$51
Active Inventory
4
homes for sale
Affordability & Housing Stock
Rent Burden
26.8%
of renters spending 30%+ of income on housing
14% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
68.9%
Complete Housing Data
Home Values
| Census Median Value | $111,300 |
| Zillow Home Value (ZHVI) | $190,073 |
| Redfin Median Sale | $150,000 |
| Median Sale Price | $150,000 |
| Median List Price | $144,900 |
| Price Per Sq Ft | $51 |
Rent
| Census Median Rent | $910 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
| Days on Market | 95 |
| Sale-to-List Ratio | 0.8% |
| Price Drops | 25.0% |
| Homes Sold | 3 |
| Active Inventory | 4 |
| Price Per Sq Ft | $51 |
Ownership & Stock
| Owner-Occupied | 68.9% |
| Renter-Occupied | 31.1% |
| Homeownership Rate | 68.9% |
| Total Housing Units | 2,117 |
| Median Year Built | 1938 |
| Rent Burden | 26.8% |