All Countries
Waterloo, NY
Full City Profile · New York · Seneca County County
3.2
/5.0
B
Good
4,600
Population
2,130/sq mi density
$52,404
Median Income
$33,859 per capita
$111,300
Home Value
$177,124 Zillow
$910
Median Rent
26.8% income on rent
48°F
Avg Temperature
260 sunny days/yr
144
Violent Crime/100K
2,655 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$52,404 median income, 3.5% unemployment
A+
Affordability
5.0 / 5.0
$111,300 home value, $910/mo rent
F
Safety
1.0 / 5.0
144 violent crimes/100K
C+
Education
2.9 / 5.0
23.4% bachelor's degree or higher
Income Overview
Median Household Income
$52,404
30% below
US avg: $75,149
Per Capita Income
$33,859
13% below
US avg: $39,052
Unemployment Rate
3.5%
3% below
US avg: 3.6%
Poverty Rate
3.0%
76% below
US avg: 12.4%
Income Comparison: Waterloo vs. U.S. Average
Each bar shows Waterloo’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$52,404
70%
Per Capita
US: $39,052
$33,859
87%
IRS Avg AGI
US: $72,000
$64,931
90%
Avg Weekly Wage
US: $1,432
$1,219
85%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,219
15% below US avg ($1,432)
Mean Commute Time
22 min
20% below US avg (28 min)
Work From Home
12.6%
17% below US avg (15.2%)
Drive Alone
74.1%
1% above US avg (73.2%)
Public Transit
1.4%
72% below US avg (5.0%)
County GDP
$2,064M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
74.1%
Public Transit
1.4%
Work From Home
12.6%
Other
11.9%
Average commute time
22 minutes
US avg: 28 min
Business Landscape
Total Establishments
765
Restaurants
83
Healthcare
52
Retail
150
Manufacturing
53
Tax & Financial
IRS Avg Adjusted Gross Income
$64,931
10% below US avg ($72,000)
Avg Property Tax
$7,548
116% above US avg ($3,500)
Cost of Living Index
107.9
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $52,404 |
| Per Capita Income | $33,859 |
| IRS Avg Adjusted Gross Income | $64,931 |
| Avg Weekly Wage | $1,219 |
| County GDP | $2,064M |
Hardship Indicators
| Unemployment Rate | 3.5% |
| Poverty Rate | 3.0% |
| Gini Coefficient | 0.460 |
| Cost of Living Index | 107.9 |
Commute
| Mean Commute | 22 minutes |
| Drive Alone | 74.1% |
| Public Transit | 1.4% |
| Work From Home | 12.6% |
Businesses
| Total Establishments | 765 |
| Restaurants | 83 |
| Healthcare | 52 |
| Retail | 150 |
| Manufacturing | 53 |
Tax
| IRS Avg AGI | $64,931 |
| Avg Property Tax | $7,548 |