Median Income
$61,375
18% lower than US avg
Home Value
$94,300
67% lower than US avg
Violent Crime
161/100K
58% lower than US avg
Bachelor's+
10.1%
70% lower than US avg
Median Rent
$835
28% lower than US avg
Obesity Rate
37.8%
18% higher than US avg
Unemployment
0.8%
78% lower than US avg
Poverty Rate
7.2%
42% lower than US avg
How Windfall City Compares to the U.S. Average (100% = U.S. avg)
People
Population693
Median Age38.6 yrs
Density1,690/mi²
Male / Female44% / 56%
Largest GroupWhite 92%
Veterans5.6%
Economy
A
Median Income$61,375
Per Capita$32,970
Unemployment0.8%
Poverty7.2%
County GDP$5,526M
Commute25 min
Housing
A+
Home Value$94,300
Rent$835
Ownership77.1%
Zillow$203,538
Housing Units368
Rent Burden27.2%
Crime
F
Violent161/100K
Property1,891/100K
Health
Obesity37.8%
Uninsured9.1%
Smoking17.2%
Depression27.3%
Heart Disease6.1%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Rain42.5 in/yr
Sunny Days275/yr
Elevation866 ft (264 m)
Education
D
Bachelor's+10.1%
High School+77.2%
Graduate+1.0%
School Score5.54
Community
2024 VoteR 63% / D 36%
Commute25 min
Broadband82.1%
EV Stations14
Libraries8
Is Windfall City a Good Place to Live?
Based on current data, Windfall City receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Windfall City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Windfall City is $61,375, 18% below the national average of $75,149. The job market is very strong with unemployment at just 0.8%. Only 7.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Windfall City is $94,300, 67% below the national median / offering relatively affordable homeownership. Renters pay a median of $835 per month, below the national average / a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Windfall City is below the national average at 161 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,891 per 100,000, near the national average.
Education
10.1% of residents hold a bachelor's degree, below the national average of 33.7%. 77.2% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Windfall City experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.5 inches. Air quality is rated Good with a median AQI of 41.
Windfall City has a population of 693 with a density of 1,690 people per square mile, spread across 0.4 square miles. The median age is 38.6 years, 1% younger than the national median of 38.9. The gender split is 56.1% female and 43.9% male. The city is predominantly White (91.9%), with 2% Hispanic, 2% Black. English is the primary language spoken at home by 93.1% of residents, while 6.9% speak Spanish. 5.6% of the population are veterans. 21.2% of residents have a disability (above the 13.0% national average). 91.8% have health insurance coverage.
Population
38.6yrs
Median Age
1% below US avg
Race & Ethnicity
Windfall City vs U.S. Average
Language Spoken at Home
English Only
93.1%
19% above US avg
Spanish
6.9%
49% below US avg
Social Characteristics
Windfall City vs U.S. Average
The median household income in Windfall City is $61,375, which is 18% below the national average of $75,149. Per capita income is $32,970 (below the $39,052 national figure). The average weekly wage is $961, 33% lower than the U.S. average. The unemployment rate is 0.8% (below the 3.6% US average). 7.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,484 business establishments, including 230 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 25 minutes. 8.1% of workers work from home (below the 15.2% national rate).
Income: Windfall City vs U.S.
Income
| Median HH Income | $61,375 |
| 18% below US avg |
| Per Capita Income | $32,970 |
| Avg Weekly Wage | $961 |
| IRS Avg AGI | $59,559 |
| Gini Index | 0.437 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.8% |
| 78% below US avg |
| Poverty Rate | 7.2% |
| 42% below US avg |
| Establishments (County) | 2,484 |
| County GDP | $5,526M |
Business (County)
| Restaurants | 230 |
| Healthcare | 308 |
| Retail | 345 |
| Manufacturing | 104 |
Tax & Cost of Living
| Property Tax (IRS) | $2,964 |
| 15% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.14% |
Commute & Transportation
| Commute Time | 25.1 min |
| Drive Alone | 82.7% |
| Public Transit | 0.0% |
| Work from Home | 8.1% |
The median home value in Windfall City is $94,300, 67% below the national median of $281,900. Zillow estimates the typical home value at $203,538, higher than the Census estimate. Monthly rent averages $835 (28% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 77.1% of housing units are owner-occupied (above the 65.4% national rate). There are 368 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $2,964. 27.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $94,300 |
| 67% below US avg |
| Zillow ZHVI | $203,538 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $835 |
| 28% below US avg |
| Rent Burden | 27.2% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 77.1% |
| Owner-Occupied | 77.1% |
| Renter-Occupied | 22.9% |
| Housing Units | 368 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $2,964 |
| 15% below US avg |
| Effective Rate | 3.14% |
In Windfall City, 37.8% of adults are obese, above the national rate of 32.1%. 11.2% have diabetes. Heart disease affects 6.1% of residents. 34.0% have high blood pressure. 17.2% are current smokers (above the 14.0% national rate). 18.0% report binge drinking. 24.6% are physically inactive. 27.3% report depression (above the 20.0% national average). 19.0% experience frequent mental distress. 9.1% of residents lack health insurance. The primary care physician ratio is 1:2,076. The dentist ratio is 1:1,780. 65.7% of residents have access to exercise opportunities. The food environment index is 6.5 out of 10.
Health Metrics: Windfall City vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.8% |
| 18% above US avg |
| Diabetes | 11.2% |
| Heart Disease | 6.1% |
| High Blood Pressure | 34.0% |
| Asthma | 11.4% |
| COPD | 7.8% |
| Cancer | 7.4% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 17.2% |
| 23% above US avg |
| Binge Drinking | 18.0% |
| Physical Inactivity | 24.6% |
| Depression | 27.3% |
| Mental Distress | 19.0% |
| Physical Distress | 13.8% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 91.8% |
| Uninsured | 9.1% |
| 6% above US avg |
| Primary Care | 1:2,076 |
| Dentists | 1:1,780 |
| Mental Health | 1:650 |
| Checkup Rate | 77.8% |
| Dental Visits | 54.6% |
| Premature Death | 11,656/100K |
Food & Exercise
| Food Environment | 6.5/10 |
| Exercise Access | 65.7% |
| Healthcare Facilities | 308 |
Windfall City has a violent crime rate of 161 per 100,000 residents, 58% below the national average of 380. Property crime stands at 1,891 per 100,000, 4% below the U.S. average. The county recorded 13 fatal traffic crashes. Overall, Windfall City receives a safety grade of F.
Crime Rates: Windfall City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 161.0/100K |
| 58% below US avg |
| |
Property Crime
| Total Property | 1,891.4/100K |
| 4% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Windfall City experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.5 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 866 feet.
Temperature
26°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.9°F |
| 6% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 866 ft (264 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 1,690/sq mi |
| Coordinates | 40.3618°N, 85.9583°W |
| Timezone | America/Indiana/Indianapolis |
| County | Madison County County |
| Nearest Airport | Delaware County Regional (MIE)
31 miles away |
Precipitation & Snow
Annual Rainfall
42.5"
12% above US avg
Wettest Month (Jul)
4.29"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0483 ppm |
| PM2.5 (Fine Particles) | 9.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 77.3 / 100 |
| Social Vulnerability | 49.1 / 100 |
| Community Resilience | 67.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
128 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
88 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
103 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
95 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
98 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
141 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
94 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
132 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
121 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
116 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
627 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 75 fatalities, 1,746 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
65 km |
0 |
| Apr 26, 1994 |
EF4 |
85 km |
3 |
| Jul 9, 1980 |
EF4 |
92 km |
2 |
| Mar 20, 1976 |
EF4 |
89 km |
0 |
| Apr 3, 1974 |
EF4 |
73 km |
0 |
| Apr 3, 1974 |
EF4 |
68 km |
1 |
| May 14, 1972 |
EF4 |
67 km |
0 |
| Apr 11, 1965 |
EF4 |
53 km |
4 |
| Apr 11, 1965 |
EF4 |
86 km |
28 |
| Apr 11, 1965 |
EF4 |
36 km |
25 |
| Apr 11, 1965 |
EF4 |
74 km |
0 |
| Apr 25, 1961 |
EF4 |
88 km |
0 |
| Mar 6, 1956 |
EF4 |
40 km |
1 |
| Mar 14, 2024 |
EF3 |
74 km |
1 |
| Mar 31, 2023 |
EF3 |
93 km |
0 |
| Mar 31, 2023 |
EF3 |
34 km |
0 |
| May 27, 2019 |
EF3 |
70 km |
0 |
| May 27, 2019 |
EF3 |
54 km |
0 |
| Aug 24, 2016 |
EF3 |
22 km |
0 |
| Nov 17, 2013 |
EF3 |
74 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
2.1 in |
Coldest |
| February |
28°F (-3°C) |
2.1 in |
Driest |
| March |
38°F (3°C) |
3.1 in |
|
| April |
49°F (10°C) |
3.9 in |
|
| May |
61°F (16°C) |
3.9 in |
|
| June |
70°F (21°C) |
3.7 in |
|
| July |
73°F (23°C) |
4.3 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.8 in |
|
| November |
41°F (5°C) |
3.3 in |
|
| December |
29°F (-1°C) |
3.0 in |
|
Windfall City has a seasonal temperature swing of 48°F / from 26°F in January to 73°F in July. Total annual precipitation is 38.8 inches, with July being the wettest month (4.3") and February the driest (2.1").
Average costs for common services in Windfall City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Windfall City
What is the population of Windfall City?
Windfall City has a population of 693 residents and is located in Indiana. The population density is 1,690 people per square mile, spread across 0.4 square miles. The median age of residents is 38.6 years. The population is 56.1% female and 43.9% male.
Is Windfall City expensive to live in?
Windfall City is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $61,375, 18% below the national average of $75,149. The median home value is $94,300 (67% below the U.S. median). Renters pay a median of $835 per month, below the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Windfall City safe?
Windfall City is safer than the national average, with a violent crime rate of 161 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,891 per 100,000 (below the national average). Overall, Windfall City receives a safety grade of F based on combined crime data.
What is the weather like in Windfall City?
Windfall City has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Windfall City?
The job market in Windfall City is very strong, with unemployment at just 0.8% / well below the national rate of 3.6%. The average weekly wage is $961. There are 2,484 business establishments in the area, including 230 restaurants and food service locations. The average commute time is 25 minutes, and 8.1% of workers work from home.
How much does housing cost in Windfall City?
The median home value in Windfall City is $94,300. Zillow estimates the typical home value at $203,538. For renters, the median monthly rent is $835. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 77.1%. The average annual property tax is $2,964.
How are the schools in Windfall City?
Schools in Windfall City score 5.5 out of 10 on standardized testing, near the national average. 10.1% of adults in Windfall City hold a bachelor's degree or higher, below the national average of 33.7%. 77.2% have completed high school. 1.0% hold a graduate or professional degree.
How healthy is Windfall City?
The obesity rate in Windfall City is 37.8% (above the national rate of 32.1%). 17.2% of adults are smokers. 24.6% are physically inactive. 27.3% of residents report depression. 9.1% lack health insurance. 65.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,076.
What is transportation like in Windfall City?
The average commute in Windfall City is 25 minutes. 82.7% of workers drive alone to work, and 8.1% work from home.
What are the demographics of Windfall City?
The racial and ethnic makeup of Windfall City is 91.9% White, 2% Black or African American, 2% Hispanic or Latino. 93.1% of residents speak only English at home, while 6.9% speak Spanish. 5.6% of the population are military veterans. 21.2% of residents have a disability. 91.8% have health insurance coverage.
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