Median Income
$80,250
7% higher than US avg
Home Value
$167,400
41% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
12.0%
64% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.7%
94% lower than US avg
How Chaplin Compares to the U.S. Average (100% = U.S. avg)
People
Population583
Median Age34.9 yrs
Density422/mi²
Male / Female54% / 46%
Largest GroupWhite 87%
Veterans0.0%
Economy
A+
Median Income$80,250
Per Capita$27,697
Unemployment0.0%
Poverty0.7%
County GDP$468M
Commute40 min
Housing
A+
Home Value$167,400
Ownership85.0%
Zillow$218,171
Housing Units156
Rent Burden13.8%
Crime
C+
Violent0/100K
Property672/100K
Health
Obesity34.5%
Smoking23.3%
Heart Disease7.0%
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain51.6 in/yr
Sunny Days299/yr
Elevation806 ft (246 m)
Education
D
Bachelor's+12.0%
High School+90.7%
Graduate+5.8%
School Score5.49
Community
2024 VoteR 74% / D 24%
Commute40 min
Broadband84.4%
EV Stations1
Libraries2
Is Chaplin a Good Place to Live?
Based on current data, Chaplin receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include long commute times. Chaplin offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Chaplin is $80,250, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Chaplin is $167,400, 41% below the national median / offering relatively affordable homeownership. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Chaplin is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 672 per 100,000, 66% below the national average.
Education
12.0% of residents hold a bachelor's degree, below the national average of 33.7%. 90.7% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Chaplin enjoys a moderate climate with an average annual temperature of 57°F. Winters average 35°F in January while summers reach 77°F in July. With 299 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.6 inches, including 11.9 inches of snow. Air quality is rated Good with a median AQI of 41.
Chaplin has a population of 583 with a density of 422 people per square mile, spread across 1.4 square miles. The median age is 34.9 years, 10% younger than the national median of 38.9. The gender split is 45.8% female and 54.2% male. The city is predominantly White (87.3%), with 12.7% Hispanic. English is the primary language spoken at home by 89.3% of residents, while 10.7% speak Spanish. 0.0% of the population are veterans, below the national rate of 6.0%. 18.4% of residents have a disability (above the 13.0% national average). 98.7% have health insurance coverage.
Population
34.9yrs
Median Age
10% below US avg
Language Spoken at Home
English Only
89.3%
14% above US avg
Spanish
10.7%
20% below US avg
The median household income in Chaplin is $80,250, which is 7% above the national average of $75,149. Per capita income is $27,697 (below the $39,052 national figure). The average weekly wage is $989, 31% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 361 business establishments, including 15 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 40 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $80,250 |
| 7% above US avg |
| Per Capita Income | $27,697 |
| Avg Weekly Wage | $989 |
| IRS Avg AGI | $57,223 |
| Gini Index | 0.422 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.7% |
| 94% below US avg |
| Establishments (County) | 361 |
| County GDP | $468M |
Business (County)
| Restaurants | 15 |
| Healthcare | 34 |
| Retail | 36 |
| Manufacturing | 12 |
Tax & Cost of Living
| Property Tax (IRS) | $3,129 |
| 11% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 1.87% |
Commute & Transportation
| Commute Time | 40.4 min |
| Drive Alone | 74.9% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Chaplin is $167,400, 41% below the national median of $281,900. Zillow estimates the typical home value at $218,171, higher than the Census estimate. Homes sell for 97.2% of their list price. Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 85.0% of housing units are owner-occupied (above the 65.4% national rate). There are 156 total housing units in the city. The median year a home was built is 1966. The average annual property tax is $3,129. 13.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $167,400 |
| 41% below US avg |
| Zillow ZHVI | $218,171 |
Real Estate Market (Redfin)
| $/Sq Ft | $150 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 97.2% |
| Price Drops | 0.0% |
| Inventory | 2 |
Rental Costs
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 85.0% |
| Owner-Occupied | 85.0% |
| Renter-Occupied | 15.0% |
| Housing Units | 156 |
| Median Year Built | 1966 |
Property Tax
| Avg Tax (IRS) | $3,129 |
| 11% below US avg |
| Effective Rate | 1.87% |
In Chaplin, 34.5% of adults are obese, above the national rate of 32.1%. 11.5% have diabetes. Heart disease affects 7.0% of residents, above the national average. 38.0% have high blood pressure. 23.3% are current smokers (above the 14.0% national rate). 18.6% report binge drinking. 33.1% are physically inactive, above the national average. 14.9% experience frequent mental distress. The primary care physician ratio is 1:3,018. The dentist ratio is 1:2,010. 18.2% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Chaplin vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
| Diabetes | 11.5% |
| Heart Disease | 7.0% |
| High Blood Pressure | 38.0% |
| Asthma | 10.8% |
| COPD | 9.3% |
| Cancer | 6.4% |
| Kidney Disease | 3.2% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 23.3% |
| 66% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 33.1% |
| Mental Distress | 14.9% |
| Physical Distress | 15.1% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 98.7% |
| |
| Primary Care | 1:3,018 |
| Dentists | 1:2,010 |
| Mental Health | 1:613 |
| Checkup Rate | 75.3% |
| Dental Visits | 62.7% |
| Premature Death | 10,519/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 18.2% |
| Healthcare Facilities | 34 |
Chaplin has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 672 per 100,000, 66% below the U.S. average. Overall, Chaplin receives a safety grade of C+.
Crime Rates: Chaplin vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 671.8/100K |
| 66% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Chaplin enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 35°F in January while summers reach 77°F in July. The area gets 299 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 51.6 inches (wetter than the 38-inch national average). The area receives 11.9 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 806 feet.
Temperature
35°F Jan (2°C)
77°F Jul (25°C)
| Annual Average | 56.8°F |
| 5% above US avg |
| January Average | 35°F (2°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 299 days/yr |
Geography
| Elevation | 806 ft (246 m) |
| Area | 1.4 sq mi (3.6 km²) |
| Population Density | 422/sq mi |
| Coordinates | 37.8991°N, 85.2210°W |
| Timezone | America/New_York |
| County | Washington County County |
| Nearest Airport | Louisville Muhammad Ali International (SDF)
34 miles away |
Precipitation & Snow
Annual Rainfall
51.6"
36% above US avg
Wettest Month (May)
4.92"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 16.7 / 100 |
| Social Vulnerability | 33.0 / 100 |
| Community Resilience | 71.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
14 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.8 on May 11, 2025.
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
114 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
111 km |
| Sep 8, 1990 |
5 km N of Owingsville, Kentucky |
M3.3 |
132 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
35 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
56 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
89 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
46 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
47 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
71 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
124 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
143 km |
| Jan 21, 2018 |
8 km SSE of High Bridge, Kentucky |
M2.6 |
52 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
144 km |
| Jan 4, 1999 |
9 km WNW of Mount Sterling, Kentucky |
M2.5 |
105 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
461 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 48 fatalities, 1,514 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 28, 1996 |
EF4 |
54 km |
0 |
| Nov 22, 1992 |
EF4 |
79 km |
1 |
| Apr 3, 1974 |
EF4 |
57 km |
3 |
| Apr 3, 1974 |
EF4 |
79 km |
0 |
| Apr 3, 1974 |
EF4 |
97 km |
0 |
| Apr 3, 1974 |
EF4 |
63 km |
3 |
| Apr 3, 1974 |
EF4 |
66 km |
7 |
| Apr 3, 1974 |
EF4 |
21 km |
4 |
| Apr 3, 1974 |
EF4 |
86 km |
11 |
| Apr 27, 1971 |
EF4 |
86 km |
6 |
| Apr 27, 1971 |
EF4 |
92 km |
2 |
| Dec 11, 2021 |
EF3 |
58 km |
1 |
| Feb 28, 2011 |
EF3 |
51 km |
0 |
| May 8, 2009 |
EF3 |
72 km |
2 |
| Oct 18, 2007 |
EF3 |
70 km |
0 |
| May 27, 2004 |
EF3 |
64 km |
0 |
| Apr 16, 1998 |
EF3 |
89 km |
0 |
| Mar 28, 1997 |
EF3 |
85 km |
1 |
| Mar 28, 1997 |
EF3 |
72 km |
0 |
| Jun 2, 1990 |
EF3 |
83 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: UNNAMED (940 ac, 1987).
| Year |
Name |
Acres |
Distance |
| 1987 |
UNNAMED |
940 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
35°F (2°C) |
3.3 in |
Coldest |
| February |
36°F (2°C) |
3.6 in |
|
| March |
46°F (8°C) |
4.5 in |
|
| April |
55°F (13°C) |
4.4 in |
|
| May |
64°F (18°C) |
4.9 in |
Wettest |
| June |
72°F (22°C) |
4.1 in |
|
| July |
77°F (25°C) |
4.9 in |
Warmest |
| August |
75°F (24°C) |
3.7 in |
|
| September |
68°F (20°C) |
3.5 in |
|
| October |
57°F (14°C) |
2.9 in |
Driest |
| November |
46°F (8°C) |
3.8 in |
|
| December |
37°F (3°C) |
4.3 in |
|
Chaplin has a seasonal temperature swing of 42°F / from 35°F in January to 77°F in July. Total annual precipitation is 47.9 inches, with May being the wettest month (4.9") and October the driest (2.9").
Average costs for common services in Chaplin. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $732 |
| Toddler | $644 |
| Preschool | $644 |
| Family Childcare (monthly) |
| Infant | $564 |
| Toddler | $540 |
| Preschool | $540 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Chaplin
What is the population of Chaplin?
Chaplin has a population of 583 residents and is located in Kentucky. The population density is 422 people per square mile, spread across 1.4 square miles. The median age of residents is 34.9 years, which is younger than the national median of 38.9 years. The population is 45.8% female and 54.2% male.
Is Chaplin expensive to live in?
Chaplin is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $80,250, 7% above the national average of $75,149. The median home value is $167,400 (41% below the U.S. median). The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Chaplin safe?
Chaplin is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 672 per 100,000 (below the national average). Overall, Chaplin receives a safety grade of C+ based on combined crime data.
What is the weather like in Chaplin?
Chaplin enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 35°F in January, while summers reach an average of 77°F in July. The area receives 299 sunny days per year, well above the national average of 205. Annual rainfall totals 51.6 inches, with 11.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Chaplin?
The job market in Chaplin is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $989. There are 361 business establishments in the area, including 15 restaurants and food service locations. The average commute time is 40 minutes, and 0.0% of workers work from home.
How much does housing cost in Chaplin?
The median home value in Chaplin is $167,400. Zillow estimates the typical home value at $218,171. The homeownership rate is 85.0%. The average annual property tax is $3,129.
How are the schools in Chaplin?
Schools in Chaplin score 5.5 out of 10 on standardized testing, near the national average. 12.0% of adults in Chaplin hold a bachelor's degree or higher, below the national average of 33.7%. 90.7% have completed high school. 5.8% hold a graduate or professional degree.
How healthy is Chaplin?
The obesity rate in Chaplin is 34.5% (above the national rate of 32.1%). 23.3% of adults are smokers. 33.1% are physically inactive. 18.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,018.
What is transportation like in Chaplin?
The average commute in Chaplin is 40 minutes, longer than the national average of 28 minutes. 74.9% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Chaplin?
The racial and ethnic makeup of Chaplin is 87.3% White, 12.7% Hispanic or Latino. 89.3% of residents speak only English at home, while 10.7% speak Spanish. 0.0% of the population are military veterans. 18.4% of residents have a disability. 98.7% have health insurance coverage.
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