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Chestertown, NY

New York · Metropolitan Area

Chestertown is a small town in New York with a population of 529. Residents earn $64,438 per year, which is 14% below the national average.

3.7 /5.0
B+ Good
529 Population 138/sq mi density
$64,438 Median Income $32,700 per capita
$200,000 Home Value $360,597 Zillow
$639 Median Rent 17.1% income on rent
48°F Avg Temperature 246 sunny days/yr
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.9 / 5.0
$64,438 median income, 12.0% unemployment
A+
Affordability
4.9 / 5.0
$200,000 home value, $639/mo rent
B
Education
3.2 / 5.0
27.7% bachelor's degree or higher
Median Income $64,438
14% lower than US avg
Home Value $200,000
29% lower than US avg
Bachelor's+ 27.7%
18% lower than US avg
Median Rent $639
45% lower than US avg
Obesity Rate 29.9%
7% lower than US avg
Unemployment 12.0%
233% higher than US avg
Poverty Rate 9.3%
25% lower than US avg

How Chestertown Compares to the U.S. Average (100% = U.S. avg)

People

Population529
Median Age39.8 yrs
Density138/mi²
Male / Female37% / 63%
Largest GroupWhite 94%
Veterans2.6%

Economy

C+
Median Income$64,438
Per Capita$32,700
Unemployment12.0%
Poverty9.3%
County GDP$6,768M
Commute28 min

Housing

A+
Home Value$200,000
Rent$639
OwnershipN/A
Zillow$360,597
Housing Units311
Rent Burden17.1%

Health

Obesity29.9%
Uninsured5.6%
Smoking12.4%
Depression22.1%
Heart Disease4.9%

Climate

Avg Temp48°F (9°C)
AQI36 (Good)
Rain42.6 in/yr
Sunny Days246/yr
Elevation1,119 ft (341 m)

Education

B
Bachelor's+27.7%
High School+85.8%
Graduate+3.9%
School Score5.39

Community

2024 VoteR 52% / D 48%
Commute28 min
Broadband93.0%
EV Stations2
Libraries10

Is Chestertown a Good Place to Live?

Based on current data, Chestertown receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include affordable housing, abundant sunshine, strong internet connectivity. Areas to be aware of include above-average unemployment. Chestertown offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Chestertown is $64,438, 14% below the national average of $75,149. At 12.0%, unemployment is notably high. 9.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Chestertown is $200,000, 29% below the national median — offering relatively affordable homeownership. Renters pay a median of $639 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.

Education

27.7% of residents hold a bachelor's degree, below the national average of 33.7%. 85.8% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Chestertown experiences four distinct seasons with an average temperature of 48°F. Winters average 21°F in January while summers reach 72°F in July. The area gets 246 sunny days per year. Annual precipitation totals 42.6 inches. Air quality is rated Good with a median AQI of 36.

Chestertown has a population of 529 with a density of 138 people per square mile. The median age is 39.8 years, 2% older than the national median of 38.9. The city is predominantly White (93.6%), with 2.1% Hispanic.

Population

529
Total Population
138
People / sq mi
39.8yrs
Median Age
2% above US avg
3.8mi²
Land Area

Gender Distribution

Male 36.9%
Female 63.1%

Race & Ethnicity

Chestertown vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Chestertown vs U.S. Average

The median household income in Chestertown is $64,438, which is 14% below the national average of $75,149. The unemployment rate is 12.0% (above the 3.6% US average). 9.3% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Chestertown vs U.S.

Commute Mode

Income

Median HH Income$64,438
14% below US avg
Per Capita Income$32,700
Avg Weekly Wage$1,146
IRS Avg AGI$76,418

Employment & Poverty

Unemployment12.0%
233% above US avg
Poverty Rate9.3%
25% below US avg
Establishments (County)2,417
County GDP$6,768M

Business (County)

Restaurants392
Healthcare274
Retail384
Manufacturing76

Tax & Cost of Living

Property Tax (IRS)$8,522
143% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate4.26%

Commute & Transportation

Commute Time27.9 min
Drive Alone60.0%
Public Transit0.0%
Work from Home27.5%

Walkability

The median home value in Chestertown is $200,000, 29% below the national average. Monthly rent averages $639 (45% below US avg). Zillow estimates the typical home value at $360,597.

Home Value Sources

Ownership Split

Home Values

Census Median$200,000
29% below US avg
Zillow ZHVI$360,597

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$639
45% below US avg
Rent Burden17.1%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied68.5%
Housing Units311
Median Year Built1946

Property Tax

Avg Tax (IRS)$8,522
143% above US avg
Effective Rate4.26%
In Chestertown, 29.9% of adults are obese (below the 32.1% national rate). 5.6% of residents lack health insurance. 12.4% are current smokers. 22.1% report depression. 20.9% are physically inactive.

Health Metrics: Chestertown vs U.S. Average (%)

Chronic Conditions

Obesity29.9%
7% below US avg
Diabetes7.9%
Heart Disease4.9%
High Blood Pressure28.0%
Asthma10.8%
COPD5.5%
Cancer7.7%
Stroke2.5%

Behaviors & Mental Health

Smoking12.4%
11% below US avg
Binge Drinking18.9%
Physical Inactivity20.9%
Depression22.1%
Mental Distress16.8%
Physical Distress11.8%
Short Sleep33.5%

Healthcare Access

Insurance Rate89.6%
Uninsured5.6%
35% below US avg
Checkup Rate77.9%
Dental Visits66.8%
Premature Death7,391/100K

Food & Exercise

Food Environment8.4/10
Exercise Access99.2%
Healthcare Facilities274
Chestertown has an average annual temperature of 48°F (9°C). Winters average 21°F in January while summers reach 72°F in July. Annual precipitation is 42.6 inches. The area enjoys 246 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

21°F Jan (-6°C) 72°F Jul (22°C)
Annual Average47.9°F
11% below US avg
January Average21°F (-6°C)
July Average72°F (22°C)
Sunny Days246 days/yr

Precipitation & Snow

Annual Rainfall42.6 inches
12% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,119 ft (341 m)
Area3.8 sq mi (9.9 km²)
Population Density138/sq mi
Coordinates43.6431°N, 73.7835°W
TimezoneAmerica/New_York
County FIPS36113
It is classified as Metro — under 250K. 27.7% of residents hold a bachelor's degree or higher (18% below US avg). In the 2024 election, the county voted Republican by a 4.2-point margin. 93.0% of households have broadband internet.

2024 Presidential Election (County)

R 52.1%
D 47.9%

Winner: Republican by 4.2 points

Education

Bachelor's Degree+27.7%
18% below US avg
High School+85.8%
Graduate Degree+3.9%
School Test Score5.39
B Education Grade (3.2/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density138/sq mi
Total Area3.8 sq mi

Infrastructure & Services

Broadband Access93.0%
EV Charging Stations2
Alt Fuel Stations2
Public Libraries10
Healthcare Facilities274
Restaurants392
Retail Stores384

Safety & Disasters

Fatal Crashes (County/yr)12

Commute & Transportation

Avg Commute27.9 min
Drive Alone60.0%
Public Transit0.0%
Work from Home27.5%

Nearby Cities

Warrensburg, NY 3,285 pop · 9.2 mi Whitehall, NY 2,693 pop · 18.7 mi Lake Luzerne, NY 1,171 pop · 21.8 mi Glens Falls North, NY 9,148 pop · 21.9 mi Ticonderoga, NY 3,375 pop · 22.7 mi Hadley, NY 1,151 pop · 23.1 mi West Glens Falls, NY 9,967 pop · 23.8 mi Glens Falls, NY 14,678 pop · 24.0 mi South Glens Falls, NY 3,739 pop · 25.2 mi Hudson Falls, NY 7,401 pop · 25.5 mi Fair Haven, VT 2,435 pop · 26.0 mi Corinth, NY 2,568 pop · 27.6 mi Fort Edward, NY 3,160 pop · 27.8 mi Poultney, VT 1,105 pop · 28.7 mi
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