Median Income
$53,594
29% lower than US avg
Home Value
$198,300
30% lower than US avg
Violent Crime
172/100K
55% lower than US avg
Bachelor's+
35.7%
6% higher than US avg
Obesity Rate
34.0%
6% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
5.1%
59% lower than US avg
How Lake Luzerne Compares to the U.S. Average (100% = U.S. avg)
People
Population1,171
Median Age55.4 yrs
Density281/mi²
Male / Female49% / 51%
Largest GroupWhite 98%
Veterans4.1%
Economy
A
Median Income$53,594
Per Capita$44,022
Unemployment2.2%
Poverty5.1%
County GDP$16,620M
Commute18 min
Housing
A+
Home Value$198,300
RentN/A
Ownership85.7%
Zillow$299,359
Housing Units1,174
Rent Burden25.6%
Crime
F
Violent172/100K
Property2,328/100K
Health
Obesity34.0%
Uninsured6.9%
Smoking16.8%
Depression24.2%
Heart Disease6.2%
Climate
Avg Temp46°F (8°C)
AQI36 (Good)
Rain45.7 in/yr
Sunny Days246/yr
Elevation636 ft (194 m)
Education
B+
Bachelor's+35.7%
High School+93.6%
Graduate+25.1%
School Score6.48
Community
2024 VoteR 49% / D 51%
Commute18 min
Broadband75.8%
EV Stations2
Libraries12
Is Lake Luzerne a Good Place to Live?
Based on current data, Lake Luzerne receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Lake Luzerne offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lake Luzerne is $53,594, 29% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. Only 5.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Lake Luzerne is $198,300, 30% below the national median / offering relatively affordable homeownership. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Lake Luzerne is below the national average at 172 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,328 per 100,000, near the national average.
Education
Educational attainment is solid, with 35.7% holding a bachelor's degree or higher, near the national average. 93.6% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Lake Luzerne experiences four distinct seasons with an average temperature of 46°F. Winters average 20°F in January while summers reach 69°F in July. The area gets 246 sunny days per year. Annual precipitation totals 45.7 inches, including 60.3 inches of snow. Air quality is rated Good with a median AQI of 36.
Lake Luzerne has a population of 1,171 with a density of 281 people per square mile, spread across 4.7 square miles. The median age is 55.4 years, 42% older than the national median of 38.9. The gender split is 51% female and 49% male. The city is predominantly White (98.3%), with 1.5% Black. English is the primary language spoken at home by 97.5% of residents. 4.1% of the population are veterans, below the national rate of 6.0%. 15.8% of residents have a disability (above the 13.0% national average). 99.3% have health insurance coverage.
Population
55.4yrs
Median Age
42% above US avg
Race & Ethnicity
Lake Luzerne vs U.S. Average
Language Spoken at Home
English Only
97.5%
24% above US avg
Spanish
2.5%
81% below US avg
Social Characteristics
Lake Luzerne vs U.S. Average
The median household income in Lake Luzerne is $53,594, which is 29% below the national average of $75,149. Per capita income is $44,022 (above the $39,052 national figure). The average weekly wage is $1,302. The unemployment rate is 2.2% (below the 3.6% US average). 5.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 6,486 business establishments, including 567 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 3.3% of workers work from home (below the 15.2% national rate).
Income: Lake Luzerne vs U.S.
Income
| Median HH Income | $53,594 |
| 29% below US avg |
| Per Capita Income | $44,022 |
| Avg Weekly Wage | $1,302 |
| IRS Avg AGI | $111,129 |
| Gini Index | 0.431 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 5.1% |
| 59% below US avg |
| Establishments (County) | 6,486 |
| County GDP | $16,620M |
Business (County)
| Restaurants | 567 |
| Healthcare | 609 |
| Retail | 707 |
| Manufacturing | 133 |
Tax & Cost of Living
| Property Tax (IRS) | $9,137 |
| 161% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 4.61% |
Commute & Transportation
| Commute Time | 18.1 min |
| Drive Alone | 65.9% |
| Public Transit | 0.0% |
| Work from Home | 3.3% |
The median home value in Lake Luzerne is $198,300, 30% below the national median of $281,900. Zillow estimates the typical home value at $299,359, higher than the Census estimate. Homes sell for 94.2% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 85.7% of housing units are owner-occupied (above the 65.4% national rate). There are 1,174 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $9,137 (higher than the $3,500 national average). 25.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.7x.
Home Values
| Census Median | $198,300 |
| 30% below US avg |
| Zillow ZHVI | $299,359 |
Real Estate Market (Redfin)
| $/Sq Ft | $382 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 94.2% |
| Price Drops | 16.7% |
| Inventory | 6 |
Rental Costs
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 85.7% |
| Owner-Occupied | 85.7% |
| Renter-Occupied | 14.3% |
| Housing Units | 1,174 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $9,137 |
| 161% above US avg |
| Effective Rate | 4.61% |
In Lake Luzerne, 34.0% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 6.2% of residents. 31.9% have high blood pressure. 16.8% are current smokers. 17.6% report binge drinking. 26.1% are physically inactive. 24.2% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 6.9% of residents lack health insurance. The primary care physician ratio is 1:1,439. The dentist ratio is 1:1,465. 85.7% of residents have access to exercise opportunities. The food environment index is 9.1 out of 10.
Health Metrics: Lake Luzerne vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.0% |
| 6% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 6.2% |
| High Blood Pressure | 31.9% |
| Asthma | 11.8% |
| COPD | 7.8% |
| Cancer | 7.5% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 16.8% |
| 20% above US avg |
| Binge Drinking | 17.6% |
| Physical Inactivity | 26.1% |
| Depression | 24.2% |
| Mental Distress | 19.5% |
| Physical Distress | 14.6% |
| Short Sleep | 35.3% |
Healthcare Access
| Insurance Rate | 99.3% |
| Uninsured | 6.9% |
| 20% below US avg |
| Primary Care | 1:1,439 |
| Dentists | 1:1,465 |
| Mental Health | 1:417 |
| Checkup Rate | 77.8% |
| Dental Visits | 64.9% |
| Premature Death | 5,526/100K |
Food & Exercise
| Food Environment | 9.1/10 |
| Exercise Access | 85.7% |
| Healthcare Facilities | 609 |
Lake Luzerne has a violent crime rate of 172 per 100,000 residents, 55% below the national average of 380. Property crime stands at 2,328 per 100,000, 19% above the U.S. average. The county recorded 21 fatal traffic crashes. Overall, Lake Luzerne receives a safety grade of F.
Crime Rates: Lake Luzerne vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 172.2/100K |
| 55% below US avg |
| |
Property Crime
| Total Property | 2,328.1/100K |
| 19% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 21 |
| Traffic Accidents | 15 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lake Luzerne experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 20°F in January while summers reach 69°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 45.7 inches. The area receives 60.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 636 feet.
Temperature
20°F Jan (-7°C)
69°F Jul (20°C)
| Annual Average | 45.6°F |
| 16% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 69°F (20°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 636 ft (194 m) |
| Area | 4.7 sq mi (12.1 km²) |
| Population Density | 281/sq mi |
| Coordinates | 43.3299°N, 73.8435°W |
| Timezone | America/New_York |
| County | Saratoga County County |
| Nearest Airport | Albany International (ALB) 40 miles away |
Precipitation & Snow
Annual Rainfall
45.7"
20% above US avg
Wettest Month (Aug)
4.25"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 73.0 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 93.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
27 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.3. Most recent: M3.1 on Mar 11, 2020.
| Apr 20, 2002 |
8 km NNW of Au Sable Forks, New York |
M5.3 |
132 km |
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
103 km |
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
77 km |
| Apr 20, 2002 |
5 km NNW of Au Sable Forks, New York |
M3.7 |
130 km |
| Apr 8, 2003 |
17 km ESE of Saint Regis Falls, New York |
M3.7 |
148 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
127 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
87 km |
| May 24, 2002 |
6 km N of Au Sable Forks, New York |
M3.1 |
131 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
17 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
84 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
87 km |
| Oct 13, 1997 |
18 km NW of Cranberry Lake, New York |
M3.0 |
146 km |
| Jun 25, 2002 |
6 km NNW of Au Sable Forks, New York |
M3.0 |
131 km |
| Mar 2, 1995 |
3 km ENE of Tupper Lake, New York |
M3.0 |
111 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
87 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
52 km |
| May 14, 2007 |
5 km ESE of Benson, Vermont |
M2.8 |
63 km |
| Jul 23, 1996 |
15 km NNE of Saranac Lake, New York |
M2.8 |
126 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
81 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
75 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Bob (1991, Cat 2).
| Year |
Name |
Category |
Closest |
| 1991 |
Bob |
Category 2 |
284 km |
| 1985 |
Gloria |
Category 1 |
181 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
94 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 1 fatality, 124 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 10, 1989 |
EF4 |
79 km |
0 |
| May 22, 2014 |
EF3 |
63 km |
0 |
| May 31, 1998 |
EF3 |
46 km |
0 |
| Aug 20, 1968 |
EF3 |
88 km |
0 |
| Jun 24, 1960 |
EF3 |
59 km |
0 |
| May 29, 2013 |
EF2 |
61 km |
0 |
| Jun 5, 2002 |
EF2 |
92 km |
0 |
| May 31, 1998 |
EF2 |
85 km |
0 |
| Jun 11, 1976 |
EF2 |
10 km |
0 |
| Aug 28, 1973 |
EF2 |
53 km |
0 |
| Aug 28, 1973 |
EF2 |
68 km |
0 |
| May 29, 1969 |
EF2 |
62 km |
0 |
| Mar 1, 1966 |
EF2 |
94 km |
0 |
| Mar 22, 1955 |
EF2 |
64 km |
0 |
| Jul 16, 2024 |
EF1 |
31 km |
0 |
| Jul 16, 2024 |
EF1 |
92 km |
0 |
| Jul 16, 2024 |
EF1 |
20 km |
0 |
| Jul 16, 2024 |
EF1 |
93 km |
0 |
| Jul 16, 2024 |
EF1 |
46 km |
0 |
| Jul 16, 2024 |
EF1 |
53 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: EAST MOUNTAIN (964 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
EAST MOUNTAIN |
964 |
88 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
3.2 in |
Coldest |
| February |
21°F (-6°C) |
2.6 in |
Driest |
| March |
30°F (-1°C) |
3.4 in |
|
| April |
42°F (6°C) |
3.6 in |
|
| May |
55°F (13°C) |
4.0 in |
|
| June |
63°F (17°C) |
3.9 in |
|
| July |
69°F (20°C) |
3.7 in |
Warmest |
| August |
66°F (19°C) |
4.3 in |
Wettest |
| September |
57°F (14°C) |
3.8 in |
|
| October |
47°F (8°C) |
3.6 in |
|
| November |
36°F (2°C) |
3.9 in |
|
| December |
24°F (-4°C) |
3.5 in |
|
Lake Luzerne has a seasonal temperature swing of 48°F / from 20°F in January to 69°F in July. Total annual precipitation is 43.6 inches, with August being the wettest month (4.3") and February the driest (2.6").
Average costs for common services in Lake Luzerne. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,234 |
| Toddler | $1,191 |
| Preschool | $1,100 |
| Family Childcare (monthly) |
| Infant | $996 |
| Toddler | $914 |
| Preschool | $866 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lake Luzerne
What is the population of Lake Luzerne?
Lake Luzerne has a population of 1,171 residents and is located in New York. The population density is 281 people per square mile, spread across 4.7 square miles. The median age of residents is 55.4 years, which is older than the national median of 38.9 years. The population is 51% female and 49% male.
Is Lake Luzerne expensive to live in?
Lake Luzerne is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $53,594, 29% below the national average of $75,149. The median home value is $198,300 (30% below the U.S. median). The home price-to-income ratio is 3.7x, indicating housing is reasonably affordable relative to local income levels.
Is Lake Luzerne safe?
Lake Luzerne is safer than the national average, with a violent crime rate of 172 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,328 per 100,000 (above the national average). Overall, Lake Luzerne receives a safety grade of F based on combined crime data.
What is the weather like in Lake Luzerne?
Lake Luzerne has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 20°F in January, while summers reach an average of 69°F in July. The area receives 246 sunny days per year. Annual rainfall totals 45.7 inches, with 60.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Lake Luzerne?
The job market in Lake Luzerne is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $1,302. There are 6,486 business establishments in the area, including 567 restaurants and food service locations. The average commute time is 18 minutes, and 3.3% of workers work from home.
How much does housing cost in Lake Luzerne?
The median home value in Lake Luzerne is $198,300. Zillow estimates the typical home value at $299,359. The homeownership rate is 85.7%. The average annual property tax is $9,137.
How are the schools in Lake Luzerne?
Schools in Lake Luzerne score 6.5 out of 10 on standardized testing, near the national average. 35.7% of adults in Lake Luzerne hold a bachelor's degree or higher, above the national average of 33.7%. 93.6% have completed high school. 25.1% hold a graduate or professional degree.
How healthy is Lake Luzerne?
The obesity rate in Lake Luzerne is 34.0% (above the national rate of 32.1%). 16.8% of adults are smokers. 26.1% are physically inactive. 24.2% of residents report depression. 6.9% lack health insurance (below the national rate). 85.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,439.
What is transportation like in Lake Luzerne?
The average commute in Lake Luzerne is 18 minutes, shorter than the national average of 28 minutes. 65.9% of workers drive alone to work, and 3.3% work from home.
What are the demographics of Lake Luzerne?
The racial and ethnic makeup of Lake Luzerne is 98.3% White, 1.5% Black or African American. 97.5% of residents speak only English at home. 4.1% of the population are military veterans. 15.8% of residents have a disability. 99.3% have health insurance coverage.