Median Income
$18,309
76% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
40.1%
25% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Cutler Compares to the U.S. Average (100% = U.S. avg)
People
Population100
Median Age76.2 yrs
Density233/mi²
Male / Female49% / 51%
Largest GroupWhite 100%
Veterans15.0%
Economy
B
Median Income$18,309
Per Capita$24,952
Unemployment0.0%
Poverty0.0%
County GDP$952M
Housing
Ownership100.0%
Zillow$311,561
Housing Units59
Rent Burden23.0%
Health
Obesity40.1%
Uninsured0.0%
Smoking17.7%
Depression25.2%
Heart Disease5.8%
Climate
Avg Temp50°F (10°C)
AQI36 (Good)
Rain42.7 in/yr
Elevation737 ft (225 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score6.13
Community
2024 VoteR 75% / D 23%
Broadband16.2%
EV Stations2
Libraries4
Is Cutler a Good Place to Live?
Based on current data, Cutler receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Cutler stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Cutler is $18,309, 76% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Cutler experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 72°F in July. Annual precipitation totals 42.7 inches, including 19.9 inches of snow. Air quality is rated Good with a median AQI of 36.
Cutler has a population of 100 with a density of 233 people per square mile, spread across 0.4 square miles. The median age is 76.2 years, 96% older than the national median of 38.9. The gender split is 51% female and 49% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 15.0% of the population are veterans, above the national rate of 6.0%. 28.0% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
100
Total Population
2023 Census
76.2yrs
Median Age
96% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Cutler is $18,309, which is 76% below the national average of $75,149. Per capita income is $24,952 (below the $39,052 national figure). The average weekly wage is $956, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 436 business establishments, including 39 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $18,309 |
| 76% below US avg |
| Per Capita Income | $24,952 |
| Avg Weekly Wage | $956 |
| IRS Avg AGI | $67,155 |
| Gini Index | 0.423 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 436 |
| County GDP | $952M |
Business (County)
| Restaurants | 39 |
| Healthcare | 29 |
| Retail | 49 |
| Manufacturing | 24 |
Tax & Cost of Living
| Property Tax (IRS) | $2,396 |
| 32% below US avg |
| Cost of Living | 93.30 (100=avg) |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $311,561. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 59 total housing units in the city. The average annual property tax is $2,396 (lower than the $3,500 national average). 23.0% of renters spend 30% or more of their income on housing.
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 59 |
Property Tax
| Avg Tax (IRS) | $2,396 |
| 32% below US avg |
In Cutler, 40.1% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 5.8% of residents. 33.8% have high blood pressure. 17.7% are current smokers (above the 14.0% national rate). 20.2% report binge drinking. 24.0% are physically inactive. 25.2% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:10,222. The dentist ratio is 1:2,569. 61.8% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Cutler vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.1% |
| 25% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 5.8% |
| High Blood Pressure | 33.8% |
| Asthma | 10.7% |
| COPD | 7.4% |
| Cancer | 7.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 17.7% |
| 26% above US avg |
| Binge Drinking | 20.2% |
| Physical Inactivity | 24.0% |
| Depression | 25.2% |
| Mental Distress | 18.7% |
| Physical Distress | 13.5% |
| Short Sleep | 37.5% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:10,222 |
| Dentists | 1:2,569 |
| Mental Health | 1:1,140 |
| Checkup Rate | 76.4% |
| Dental Visits | 59.1% |
| Premature Death | 7,473/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 61.8% |
| Healthcare Facilities | 29 |
Cutler experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 72°F in July. Annual precipitation totals 42.7 inches. The area receives 19.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 36. 88% of days have good air quality. The city sits at an elevation of 737 feet.
Temperature
24°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 737 ft (225 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 233/sq mi |
| Coordinates | 40.4744°N, 86.5252°W |
| Timezone | America/Indiana/Indianapolis |
| County | Carroll County County |
| Nearest Airport | Indianapolis International (IND)
54 miles away |
Precipitation & Snow
Annual Rainfall
42.7"
12% above US avg
Wettest Month (Jun)
5.46"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
| Good Days % | 87.8% |
| Unhealthy Days | 0 |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 29.6 / 100 |
| Social Vulnerability | 13.4 / 100 |
| Community Resilience | 67.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
97 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
122 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
99 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
82 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
63 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
132 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
142 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
602 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 97 fatalities, 2,004 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
91 km |
0 |
| Apr 26, 1994 |
EF4 |
36 km |
3 |
| Mar 20, 1976 |
EF4 |
40 km |
0 |
| Apr 3, 1974 |
EF4 |
51 km |
18 |
| May 14, 1972 |
EF4 |
87 km |
0 |
| Apr 11, 1965 |
EF4 |
15 km |
25 |
| Apr 11, 1965 |
EF4 |
58 km |
28 |
| Apr 11, 1965 |
EF4 |
30 km |
0 |
| Apr 11, 1965 |
EF4 |
97 km |
4 |
| Mar 6, 1956 |
EF4 |
81 km |
1 |
| Mar 31, 2023 |
EF3 |
79 km |
0 |
| May 27, 2019 |
EF3 |
66 km |
0 |
| May 27, 2019 |
EF3 |
97 km |
0 |
| Aug 24, 2016 |
EF3 |
29 km |
0 |
| Nov 17, 2013 |
EF3 |
30 km |
0 |
| Jun 5, 2010 |
EF3 |
34 km |
0 |
| Oct 18, 2007 |
EF3 |
97 km |
0 |
| May 30, 2004 |
EF3 |
44 km |
0 |
| Jun 11, 1998 |
EF3 |
39 km |
0 |
| Nov 22, 1992 |
EF3 |
90 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
140 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.7 in |
Coldest |
| February |
28°F (-2°C) |
2.1 in |
Driest |
| March |
38°F (3°C) |
2.9 in |
|
| April |
49°F (10°C) |
4.0 in |
|
| May |
61°F (16°C) |
4.4 in |
|
| June |
70°F (21°C) |
5.5 in |
Wettest |
| July |
72°F (22°C) |
4.8 in |
Warmest |
| August |
71°F (21°C) |
3.6 in |
|
| September |
64°F (18°C) |
3.7 in |
|
| October |
53°F (12°C) |
3.2 in |
|
| November |
40°F (5°C) |
3.4 in |
|
| December |
30°F (-1°C) |
2.5 in |
|
Cutler has a seasonal temperature swing of 48°F / from 24°F in January to 72°F in July. Total annual precipitation is 42.7 inches, with June being the wettest month (5.5") and February the driest (2.1").
Average costs for common services in Cutler. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Cutler
What is the population of Cutler?
Cutler has a population of 100 residents and is located in Indiana. The population density is 233 people per square mile, spread across 0.4 square miles. The median age of residents is 76.2 years, which is older than the national median of 38.9 years. The population is 51% female and 49% male.
Is Cutler expensive to live in?
Cutler is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $18,309, 76% below the national average of $75,149.
What is the weather like in Cutler?
Cutler has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 42.7 inches, with 19.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Cutler?
The job market in Cutler is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $956. There are 436 business establishments in the area, including 39 restaurants and food service locations.
How are the schools in Cutler?
Schools in Cutler score 6.1 out of 10 on standardized testing, near the national average. 0.0% of adults in Cutler hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Cutler?
The obesity rate in Cutler is 40.1% (above the national rate of 32.1%). 17.7% of adults are smokers. 24.0% are physically inactive. 25.2% of residents report depression. 0.0% lack health insurance (below the national rate). 61.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:10,222.
What are the demographics of Cutler?
The racial and ethnic makeup of Cutler is 100% White. 100% of residents speak only English at home. 15.0% of the population are military veterans. 28.0% of residents have a disability. 100.0% have health insurance coverage.