Median Income
$43,371
42% lower than US avg
Home Value
$92,600
67% lower than US avg
Violent Crime
89/100K
77% lower than US avg
Bachelor's+
17.4%
48% lower than US avg
Obesity Rate
40.6%
26% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
42.9%
246% higher than US avg
How Deer Creek Compares to the U.S. Average (100% = U.S. avg)
People
Population211
Median Age32.2 yrs
Density1,507/mi²
Male / Female56% / 44%
Largest GroupWhite 94%
Veterans11.6%
Economy
C+
Median Income$43,371
Per Capita$16,998
Unemployment0.0%
Poverty42.9%
County GDP$952M
Housing
A+
Home Value$92,600
Ownership84.8%
Zillow$184,759
Housing Units55
Rent Burden23.0%
Crime
F
Violent89/100K
Property4,612/100K
Health
Obesity40.6%
Uninsured8.3%
Smoking17.5%
Depression28.2%
Heart Disease5.1%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain41.1 in/yr
Sunny Days275/yr
Elevation713 ft (217 m)
Education
C
Bachelor's+17.4%
High School+91.3%
Graduate+10.7%
School Score6.13
Community
2024 VoteR 75% / D 23%
Broadband79.0%
EV Stations2
Libraries4
Is Deer Creek a Good Place to Live?
Based on current data, Deer Creek receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Deer Creek has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Deer Creek is $43,371, 42% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 42.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population.
Cost of Living & Housing
The median home value in Deer Creek is $92,600, 67% below the national median / offering relatively affordable homeownership. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Deer Creek is a very safe community with a violent crime rate of 89 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 4,612 per 100,000, 135% above the national average.
Education
17.4% of residents hold a bachelor's degree, below the national average of 33.7%. 91.3% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Deer Creek experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.1 inches, including 24.6 inches of snow. Air quality is rated Good with a median AQI of 41.
Deer Creek has a population of 211 with a density of 1,507 people per square mile, spread across 0.1 square miles. The median age is 32.2 years, 17% younger than the national median of 38.9. The gender split is 44.1% female and 55.9% male. The city is predominantly White (94.3%). English is the primary language spoken at home by 100% of residents. 11.6% of the population are veterans, above the national rate of 6.0%. 24.2% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
32.2yrs
Median Age
17% below US avg
Race & Ethnicity
Deer Creek vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Deer Creek vs U.S. Average
The median household income in Deer Creek is $43,371, which is 42% below the national average of $75,149. Per capita income is $16,998 (below the $39,052 national figure). The average weekly wage is $956, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 42.9% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 436 business establishments, including 39 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Deer Creek vs U.S.
Income
| Median HH Income | $43,371 |
| 42% below US avg |
| Per Capita Income | $16,998 |
| Avg Weekly Wage | $956 |
| IRS Avg AGI | $67,155 |
| Gini Index | 0.423 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 42.9% |
| 246% above US avg |
| Establishments (County) | 436 |
| County GDP | $952M |
Business (County)
| Restaurants | 39 |
| Healthcare | 29 |
| Retail | 49 |
| Manufacturing | 24 |
Tax & Cost of Living
| Property Tax (IRS) | $2,396 |
| 32% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.59% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Deer Creek is $92,600, 67% below the national median of $281,900. Zillow estimates the typical home value at $184,759, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 84.8% of housing units are owner-occupied (above the 65.4% national rate). There are 55 total housing units in the city. The median year a home was built is 1950. The average annual property tax is $2,396 (lower than the $3,500 national average). 23.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $92,600 |
| 67% below US avg |
| Zillow ZHVI | $184,759 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 84.8% |
| Owner-Occupied | 84.8% |
| Renter-Occupied | 15.2% |
| Housing Units | 55 |
| Median Year Built | 1950 |
Property Tax
| Avg Tax (IRS) | $2,396 |
| 32% below US avg |
| Effective Rate | 2.59% |
In Deer Creek, 40.6% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 5.1% of residents. 32.9% have high blood pressure. 17.5% are current smokers (above the 14.0% national rate). 18.2% report binge drinking. 25.1% are physically inactive. 28.2% report depression (above the 20.0% national average). 20.2% experience frequent mental distress. 8.3% of residents lack health insurance. The primary care physician ratio is 1:10,222. The dentist ratio is 1:2,569. 61.8% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Deer Creek vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.6% |
| 26% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 5.1% |
| High Blood Pressure | 32.9% |
| Asthma | 12.0% |
| COPD | 7.6% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 17.5% |
| 25% above US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 25.1% |
| Depression | 28.2% |
| Mental Distress | 20.2% |
| Physical Distress | 13.8% |
| Short Sleep | 36.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 8.3% |
| 3% below US avg |
| Primary Care | 1:10,222 |
| Dentists | 1:2,569 |
| Mental Health | 1:1,140 |
| Checkup Rate | 78.1% |
| Dental Visits | 61.8% |
| Premature Death | 7,473/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 61.8% |
| Healthcare Facilities | 29 |
Deer Creek has a violent crime rate of 89 per 100,000 residents, 77% below the national average of 380. Property crime stands at 4,612 per 100,000, 135% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Deer Creek receives a safety grade of F.
Crime Rates: Deer Creek vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 89.0/100K |
| 77% below US avg |
| |
Property Crime
| Total Property | 4,612.5/100K |
| 135% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Deer Creek experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.1 inches. The area receives 24.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 713 feet.
Temperature
24°F Jan (-4°C)
72°F Jul (22°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 713 ft (217 m) |
| Area | 0.1 sq mi (0.4 km²) |
| Population Density | 1,507/sq mi |
| Coordinates | 40.6150°N, 86.3904°W |
| Timezone | America/Indiana/Indianapolis |
| County | Carroll County County |
| Nearest Airport | Delaware County Regional (MIE)
58 miles away |
Precipitation & Snow
Annual Rainfall
41.1"
8% above US avg
Wettest Month (Jul)
4.02"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 29.6 / 100 |
| Social Vulnerability | 13.4 / 100 |
| Community Resilience | 67.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
116 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
128 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
116 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
100 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
82 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
131 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
131 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
142 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
147 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
613 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 97 fatalities, 1,962 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 1994 |
EF4 |
50 km |
3 |
| Mar 20, 1976 |
EF4 |
54 km |
0 |
| Apr 3, 1974 |
EF4 |
64 km |
18 |
| May 14, 1972 |
EF4 |
98 km |
0 |
| Apr 11, 1965 |
EF4 |
78 km |
28 |
| Apr 11, 1965 |
EF4 |
86 km |
4 |
| Apr 11, 1965 |
EF4 |
49 km |
0 |
| Apr 11, 1965 |
EF4 |
24 km |
25 |
| Mar 6, 1956 |
EF4 |
70 km |
1 |
| Mar 31, 2023 |
EF3 |
69 km |
0 |
| May 27, 2019 |
EF3 |
46 km |
0 |
| May 27, 2019 |
EF3 |
84 km |
0 |
| Aug 24, 2016 |
EF3 |
24 km |
0 |
| Nov 17, 2013 |
EF3 |
48 km |
0 |
| Jun 5, 2010 |
EF3 |
18 km |
0 |
| Oct 18, 2007 |
EF3 |
78 km |
0 |
| May 30, 2004 |
EF3 |
25 km |
0 |
| Jun 11, 1998 |
EF3 |
36 km |
0 |
| Nov 22, 1992 |
EF3 |
86 km |
0 |
| Jun 2, 1980 |
EF3 |
83 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
128 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
2.0 in |
Coldest |
| February |
28°F (-2°C) |
1.9 in |
Driest |
| March |
39°F (4°C) |
2.9 in |
|
| April |
50°F (10°C) |
3.7 in |
|
| May |
61°F (16°C) |
3.9 in |
|
| June |
70°F (21°C) |
3.8 in |
|
| July |
72°F (22°C) |
4.0 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
65°F (18°C) |
3.1 in |
|
| October |
53°F (12°C) |
2.7 in |
|
| November |
41°F (5°C) |
3.1 in |
|
| December |
30°F (-1°C) |
2.9 in |
|
Deer Creek has a seasonal temperature swing of 48°F / from 24°F in January to 72°F in July. Total annual precipitation is 37.7 inches, with July being the wettest month (4.0") and February the driest (1.9").
Average costs for common services in Deer Creek. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Deer Creek
What is the population of Deer Creek?
Deer Creek has a population of 211 residents and is located in Indiana. The population density is 1,507 people per square mile, spread across 0.1 square miles. The median age of residents is 32.2 years, which is younger than the national median of 38.9 years. The population is 44.1% female and 55.9% male.
Is Deer Creek expensive to live in?
Deer Creek is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $43,371, 42% below the national average of $75,149. The median home value is $92,600 (67% below the U.S. median). The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Deer Creek safe?
Deer Creek is considered a very safe city with a violent crime rate of 89 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 4,612 per 100,000 (above the national average). Overall, Deer Creek receives a safety grade of F based on combined crime data.
What is the weather like in Deer Creek?
Deer Creek has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 41.1 inches, with 24.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Deer Creek?
The job market in Deer Creek is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $956. There are 436 business establishments in the area, including 39 restaurants and food service locations.
How much does housing cost in Deer Creek?
The median home value in Deer Creek is $92,600. Zillow estimates the typical home value at $184,759. The homeownership rate is 84.8%. The average annual property tax is $2,396.
How are the schools in Deer Creek?
Schools in Deer Creek score 6.1 out of 10 on standardized testing, near the national average. 17.4% of adults in Deer Creek hold a bachelor's degree or higher, below the national average of 33.7%. 91.3% have completed high school. 10.7% hold a graduate or professional degree.
How healthy is Deer Creek?
The obesity rate in Deer Creek is 40.6% (above the national rate of 32.1%). 17.5% of adults are smokers. 25.1% are physically inactive. 28.2% of residents report depression. 8.3% lack health insurance. 61.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:10,222.
What are the demographics of Deer Creek?
The racial and ethnic makeup of Deer Creek is 94.3% White. 100% of residents speak only English at home. 11.6% of the population are military veterans. 24.2% of residents have a disability. 100.0% have health insurance coverage.
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