Median Income
$88,073
17% higher than US avg
Bachelor's+
6.9%
80% lower than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
3.6%
0% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Fairfield Compares to the U.S. Average (100% = U.S. avg)
People
Population187
Median Age59.8 yrs
Density645/mi²
Male / Female39% / 61%
Largest GroupWhite 98%
Veterans21.0%
Economy
A+
Median Income$88,073
Per Capita$28,961
Unemployment3.6%
Poverty0.0%
County GDP$2,394M
Commute37 min
Housing
Ownership89.4%
Zillow$255,740
Housing Units121
Rent Burden21.4%
Health
Obesity34.5%
Uninsured1.6%
Smoking23.3%
Heart Disease7.0%
Climate
Avg Temp56°F (13°C)
Rain52.5 in/yr
Elevation710 ft (216 m)
Education
D
Bachelor's+6.9%
High School+96.6%
Graduate+4.4%
School Score5.19
Community
2024 VoteR 70% / D 29%
Commute37 min
Broadband96.7%
EV Stations1
Libraries4
Is Fairfield a Good Place to Live?
Based on current data, Fairfield receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, a low poverty rate, high health insurance coverage, strong internet connectivity. Areas to be aware of include long commute times. Fairfield offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Fairfield is $88,073, 17% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 3.6%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.
Education
6.9% of residents hold a bachelor's degree, below the national average of 33.7%. 96.6% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Fairfield enjoys a moderate climate with an average annual temperature of 56°F. Winters average 33°F in January while summers reach 77°F in July. Annual precipitation totals 52.5 inches, including 11.9 inches of snow.
Fairfield has a population of 187 with a density of 645 people per square mile, spread across 0.3 square miles. The median age is 59.8 years, 54% older than the national median of 38.9. The gender split is 61% female and 39% male. The city is predominantly White (98.4%). English is the primary language spoken at home by 100% of residents. 21.0% of the population are veterans, above the national rate of 6.0%. 27.3% of residents have a disability (above the 13.0% national average). 98.4% have health insurance coverage.
Population
187
Total Population
2023 Census
59.8yrs
Median Age
54% above US avg
Race & Ethnicity
Fairfield vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Fairfield vs U.S. Average
The median household income in Fairfield is $88,073, which is 17% above the national average of $75,149. Per capita income is $28,961 (below the $39,052 national figure). The average weekly wage is $1,090, 24% lower than the U.S. average. The unemployment rate is 3.6% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,530 business establishments, including 75 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 37 minutes (longer than the 28-minute US average). 1.9% of workers work from home (below the 15.2% national rate).
Income: Fairfield vs U.S.
Income
| Median HH Income | $88,073 |
| 17% above US avg |
| Per Capita Income | $28,961 |
| Avg Weekly Wage | $1,090 |
| IRS Avg AGI | $68,175 |
| Gini Index | 0.431 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.6% |
| 0% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,530 |
| County GDP | $2,394M |
Business (County)
| Restaurants | 75 |
| Healthcare | 128 |
| Retail | 157 |
| Manufacturing | 61 |
Tax & Cost of Living
| Property Tax (IRS) | $3,631 |
| 4% above US avg |
| Cost of Living | 90.20 (100=avg) |
Commute & Transportation
| Commute Time | 37.0 min |
| Drive Alone | 86.8% |
| Public Transit | 0.0% |
| Work from Home | 1.9% |
Zillow estimates the typical home value at $255,740. Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 89.4% of housing units are owner-occupied (above the 65.4% national rate). There are 121 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $3,631. 21.4% of renters spend 30% or more of their income on housing.
Rental Costs
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 89.4% |
| Owner-Occupied | 89.4% |
| Renter-Occupied | 10.6% |
| Housing Units | 121 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $3,631 |
| 4% above US avg |
In Fairfield, 34.5% of adults are obese, above the national rate of 32.1%. 11.5% have diabetes. Heart disease affects 7.0% of residents, above the national average. 38.0% have high blood pressure. 23.3% are current smokers (above the 14.0% national rate). 18.6% report binge drinking. 33.1% are physically inactive, above the national average. 14.9% experience frequent mental distress. 1.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,884. The dentist ratio is 1:1,755. 61.4% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Fairfield vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
| Diabetes | 11.5% |
| Heart Disease | 7.0% |
| High Blood Pressure | 38.0% |
| Asthma | 10.8% |
| COPD | 9.3% |
| Cancer | 6.4% |
| Kidney Disease | 3.2% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 23.3% |
| 66% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 33.1% |
| Mental Distress | 14.9% |
| Physical Distress | 15.1% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 98.4% |
| Uninsured | 1.6% |
| 81% below US avg |
| Primary Care | 1:1,884 |
| Dentists | 1:1,755 |
| Mental Health | 1:645 |
| Checkup Rate | 75.3% |
| Dental Visits | 62.7% |
| Premature Death | 10,516/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 61.4% |
| Healthcare Facilities | 128 |
Fairfield enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 33°F in January while summers reach 77°F in July. Annual precipitation totals 52.5 inches (wetter than the 38-inch national average). The area receives 11.9 inches of snow annually. The city sits at an elevation of 710 feet.
Temperature
33°F Jan (0°C)
77°F Jul (25°C)
| Annual Average | 55.9°F |
| 4% above US avg |
| January Average | 33°F (0°C) |
| July Average | 77°F (25°C) |
Geography
| Elevation | 710 ft (216 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 645/sq mi |
| Coordinates | 37.9312°N, 85.3861°W |
| Timezone | America/New_York |
| County | Nelson County County |
| Nearest Airport | Louisville Muhammad Ali International (SDF)
25 miles away |
Precipitation & Snow
Annual Rainfall
52.5"
38% above US avg
Wettest Month (May)
5.59"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 55.2 / 100 |
| Social Vulnerability | 29.1 / 100 |
| Community Resilience | 82.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
14 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.8 on May 11, 2025.
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
99 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
96 km |
| Sep 8, 1990 |
5 km N of Owingsville, Kentucky |
M3.3 |
145 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
49 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
71 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
74 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
33 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
62 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
86 km |
| Mar 22, 1990 |
9 km E of Rochester, Kentucky |
M2.6 |
148 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
110 km |
| Jan 21, 2018 |
8 km SSE of High Bridge, Kentucky |
M2.6 |
66 km |
| Mar 8, 1990 |
4 km SW of Oak Grove, Kentucky |
M2.5 |
141 km |
| Jan 4, 1999 |
9 km WNW of Mount Sterling, Kentucky |
M2.5 |
119 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
463 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 63 fatalities, 1,566 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 2, 2012 |
EF4 |
90 km |
11 |
| May 28, 1996 |
EF4 |
40 km |
0 |
| Nov 22, 1992 |
EF4 |
79 km |
1 |
| Apr 3, 1974 |
EF4 |
94 km |
0 |
| Apr 3, 1974 |
EF4 |
76 km |
11 |
| Apr 3, 1974 |
EF4 |
79 km |
0 |
| Apr 3, 1974 |
EF4 |
44 km |
3 |
| Apr 3, 1974 |
EF4 |
51 km |
3 |
| Apr 3, 1974 |
EF4 |
31 km |
4 |
| Apr 3, 1974 |
EF4 |
81 km |
7 |
| Apr 27, 1971 |
EF4 |
87 km |
6 |
| Apr 27, 1971 |
EF4 |
99 km |
2 |
| Dec 11, 2021 |
EF3 |
58 km |
1 |
| Feb 28, 2011 |
EF3 |
51 km |
0 |
| May 8, 2009 |
EF3 |
86 km |
2 |
| Oct 18, 2007 |
EF3 |
62 km |
0 |
| May 27, 2004 |
EF3 |
77 km |
0 |
| May 23, 2000 |
EF3 |
92 km |
0 |
| Apr 16, 1998 |
EF3 |
90 km |
0 |
| Mar 28, 1997 |
EF3 |
66 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
7 wildfires (100+ acres) within 100 km.
Largest: FY2012 CRYSTAL CAVE BROADCAST BURN (2,221 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
FY2012 CRYSTAL CAVE BROADCAST BURN |
2,221 |
100 km |
| 2007 |
Big Woods |
1,500 |
97 km |
| 2008 |
GOBLIN KNOB |
1,445 |
99 km |
| 2014 |
UNNAMED |
910 |
98 km |
| 2019 |
UNNAMED |
892 |
98 km |
| 2007 |
DENNISON FERRY RX |
655 |
98 km |
| 2005 |
UNNAMED |
576 |
100 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
33°F (0°C) |
3.5 in |
Coldest |
| February |
37°F (3°C) |
3.9 in |
|
| March |
46°F (8°C) |
5.0 in |
|
| April |
55°F (13°C) |
4.9 in |
|
| May |
65°F (19°C) |
5.6 in |
Wettest |
| June |
73°F (23°C) |
4.9 in |
|
| July |
77°F (25°C) |
5.3 in |
Warmest |
| August |
76°F (24°C) |
3.5 in |
Driest |
| September |
70°F (21°C) |
3.7 in |
|
| October |
57°F (14°C) |
3.9 in |
|
| November |
46°F (8°C) |
3.9 in |
|
| December |
37°F (3°C) |
4.5 in |
|
Fairfield has a seasonal temperature swing of 45°F / from 33°F in January to 77°F in July. Total annual precipitation is 52.5 inches, with May being the wettest month (5.6") and August the driest (3.5").
Average costs for common services in Fairfield. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135-$361) |
| Specialist Visit |
$316 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$316) |
| Emergency Room Visit |
$1,984 ($722-$4,510) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$226 ($135-$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$271 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($361-$902) |
| Battery Replacement |
$180 ($90-$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$361 ($135-$722) |
| HVAC System Install |
$6,314 ($3,608-$10,824) |
| Roof Repair |
$902 ($361-$1,804) |
| Roof Replacement |
$8,118 ($4,961-$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451-$3,157) |
| Divorce (Contested) |
$13,530 ($4,510-$27,060) |
| DUI Defense |
$4,510 ($1,804-$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722-$2,706) |
| Will Preparation |
$451 ($180-$902) |
| Trust Preparation |
$2,255 ($902-$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$226) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71-$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26-$4.51) |
| Loaf of Bread |
$3.43 ($2.26-$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61-$6.77) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$226) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,804 ($1,082-$3,157) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22-$23) |
| Car Registration (Annual) |
$90 ($27-$226) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541-$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451-$1,804) |
| After-School Care (Monthly) |
$361 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$902 ($361-$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510-$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$271 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $698 |
| Toddler | $614 |
| Preschool | $614 |
| Family Childcare (monthly) |
| Infant | $560 |
| Toddler | $536 |
| Preschool | $536 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Fairfield
What is the population of Fairfield?
Fairfield has a population of 187 residents and is located in Kentucky. The population density is 645 people per square mile, spread across 0.3 square miles. The median age of residents is 59.8 years, which is older than the national median of 38.9 years. The population is 61% female and 39% male.
Is Fairfield expensive to live in?
Fairfield is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $88,073, 17% above the national average of $75,149.
What is the weather like in Fairfield?
Fairfield enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 33°F in January, while summers reach an average of 77°F in July. Annual rainfall totals 52.5 inches, with 11.9 inches of snow.
How is the job market in Fairfield?
Fairfield has a healthy job market with an unemployment rate of 3.6%, near the national average of 3.6%. The average weekly wage is $1,090. There are 1,530 business establishments in the area, including 75 restaurants and food service locations. The average commute time is 37 minutes, and 1.9% of workers work from home.
How are the schools in Fairfield?
Schools in Fairfield score 5.2 out of 10 on standardized testing, near the national average. 6.9% of adults in Fairfield hold a bachelor's degree or higher, below the national average of 33.7%. 96.6% have completed high school. 4.4% hold a graduate or professional degree.
How healthy is Fairfield?
The obesity rate in Fairfield is 34.5% (above the national rate of 32.1%). 23.3% of adults are smokers. 33.1% are physically inactive. 1.6% lack health insurance (below the national rate). 61.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,884.
What is transportation like in Fairfield?
The average commute in Fairfield is 37 minutes, longer than the national average of 28 minutes. 86.8% of workers drive alone to work, and 1.9% work from home.
What are the demographics of Fairfield?
The racial and ethnic makeup of Fairfield is 98.4% White. 100% of residents speak only English at home. 21.0% of the population are military veterans. 27.3% of residents have a disability. 98.4% have health insurance coverage.