Median Income
$158,125
110% higher than US avg
Home Value
$281,400
0% lower than US avg
Violent Crime
161/100K
58% lower than US avg
Bachelor's+
21.0%
38% lower than US avg
Obesity Rate
35.9%
12% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Goldsmith Compares to the U.S. Average (100% = U.S. avg)
People
Population239
Median Age34.4 yrs
Density1,138/mi²
Male / Female38% / 62%
Largest GroupWhite 93%
Veterans2.4%
Economy
A+
Median Income$158,125
Per Capita$39,843
Unemployment0.0%
Poverty0.0%
County GDP$736M
Housing
A+
Home Value$281,400
Ownership100.0%
Zillow$219,167
Housing Units61
Rent Burden18.3%
Crime
F
Violent161/100K
Property1,891/100K
Health
Obesity35.9%
Smoking15.7%
Depression26.9%
Heart Disease5.4%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Rain42.4 in/yr
Sunny Days275/yr
Elevation907 ft (276 m)
Education
C+
Bachelor's+21.0%
High School+100.0%
Graduate+5.8%
School Score5.96
Community
2024 VoteR 75% / D 24%
Broadband66.0%
EV Stations14
Libraries2
Is Goldsmith a Good Place to Live?
Based on current data, Goldsmith receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, abundant sunshine. Goldsmith offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Goldsmith is $158,125, which is significantly higher than the national average / 110% above $75,149. This places Goldsmith among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Goldsmith is $281,400, roughly aligned with the national median of $281,900. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Goldsmith is below the national average at 161 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,891 per 100,000, near the national average.
Education
21.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Goldsmith experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.4 inches. Air quality is rated Good with a median AQI of 41.
Goldsmith has a population of 239 with a density of 1,138 people per square mile, spread across 0.2 square miles. The median age is 34.4 years, 12% younger than the national median of 38.9. The gender split is 62.3% female and 37.7% male. The city is predominantly White (92.5%). English is the primary language spoken at home by 95.4% of residents. 2.4% of the population are veterans, below the national rate of 6.0%. 2.3% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
34.4yrs
Median Age
12% below US avg
Race & Ethnicity
Goldsmith vs U.S. Average
Language Spoken at Home
English Only
95.4%
22% above US avg
Spanish
4.6%
66% below US avg
Social Characteristics
Goldsmith vs U.S. Average
The median household income in Goldsmith is $158,125, which is 110% above the national average of $75,149. Per capita income is $39,843. The average weekly wage is $1,111, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 348 business establishments, including 24 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Goldsmith vs U.S.
Income
| Median HH Income | $158,125 |
| 110% above US avg |
| Per Capita Income | $39,843 |
| Avg Weekly Wage | $1,111 |
| IRS Avg AGI | $67,822 |
| Gini Index | 0.371 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 348 |
| County GDP | $736M |
Business (County)
| Restaurants | 24 |
| Healthcare | 39 |
| Retail | 44 |
| Manufacturing | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $2,278 |
| 35% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 0.81% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Goldsmith is $281,400, 0% below the national median of $281,900. Zillow estimates the typical home value at $219,167, lower than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 61 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $2,278 (lower than the $3,500 national average). 18.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $281,400 |
| 0% below US avg |
| Zillow ZHVI | $219,167 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 61 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $2,278 |
| 35% below US avg |
| Effective Rate | 0.81% |
In Goldsmith, 35.9% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.4% of residents. 32.4% have high blood pressure. 15.7% are current smokers. 19.2% report binge drinking. 21.6% are physically inactive. 26.9% report depression (above the 20.0% national average). 18.6% experience frequent mental distress. The primary care physician ratio is 1:3,843. The dentist ratio is 1:1,707. 57.0% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Goldsmith vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.9% |
| 12% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.4% |
| High Blood Pressure | 32.4% |
| Asthma | 11.3% |
| COPD | 6.7% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 19.2% |
| Physical Inactivity | 21.6% |
| Depression | 26.9% |
| Mental Distress | 18.6% |
| Physical Distress | 12.6% |
| Short Sleep | 36.3% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:3,843 |
| Dentists | 1:1,707 |
| Mental Health | 1:1,387 |
| Checkup Rate | 77.6% |
| Dental Visits | 65.0% |
| Premature Death | 8,922/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 57.0% |
| Healthcare Facilities | 39 |
Goldsmith has a violent crime rate of 161 per 100,000 residents, 58% below the national average of 380. Property crime stands at 1,891 per 100,000, 4% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Goldsmith receives a safety grade of F.
Crime Rates: Goldsmith vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 161.0/100K |
| 58% below US avg |
| |
Property Crime
| Total Property | 1,891.4/100K |
| 4% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Goldsmith experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.4 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 907 feet.
Temperature
26°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 51.2°F |
| 5% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 907 ft (276 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 1,138/sq mi |
| Coordinates | 40.2907°N, 86.1507°W |
| Timezone | America/Indiana/Indianapolis |
| County | Tipton County County |
| Nearest Airport | Delaware County Regional (MIE)
40 miles away |
Precipitation & Snow
Annual Rainfall
42.4"
12% above US avg
Wettest Month (Jul)
4.29"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 8.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 83.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
109 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
87 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
88 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
78 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
80 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
138 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
112 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
149 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
139 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
134 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
608 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 95 fatalities, 2,029 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
59 km |
0 |
| Apr 26, 1994 |
EF4 |
71 km |
3 |
| Jul 9, 1980 |
EF4 |
94 km |
2 |
| Mar 20, 1976 |
EF4 |
75 km |
0 |
| Apr 3, 1974 |
EF4 |
74 km |
0 |
| Apr 3, 1974 |
EF4 |
86 km |
18 |
| Apr 3, 1974 |
EF4 |
80 km |
1 |
| May 14, 1972 |
EF4 |
58 km |
0 |
| Apr 11, 1965 |
EF4 |
23 km |
25 |
| Apr 11, 1965 |
EF4 |
68 km |
28 |
| Apr 11, 1965 |
EF4 |
71 km |
4 |
| Apr 11, 1965 |
EF4 |
58 km |
0 |
| Apr 25, 1961 |
EF4 |
85 km |
0 |
| Mar 6, 1956 |
EF4 |
58 km |
1 |
| Mar 14, 2024 |
EF3 |
88 km |
1 |
| Mar 31, 2023 |
EF3 |
52 km |
0 |
| Mar 31, 2023 |
EF3 |
84 km |
0 |
| May 27, 2019 |
EF3 |
77 km |
0 |
| May 27, 2019 |
EF3 |
72 km |
0 |
| Aug 24, 2016 |
EF3 |
19 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.1 in |
Coldest, Driest |
| February |
28°F (-2°C) |
2.1 in |
|
| March |
39°F (4°C) |
3.2 in |
|
| April |
50°F (10°C) |
3.9 in |
|
| May |
61°F (16°C) |
4.0 in |
|
| June |
70°F (21°C) |
3.7 in |
|
| July |
73°F (23°C) |
4.3 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.8 in |
|
| November |
41°F (5°C) |
3.3 in |
|
| December |
30°F (-1°C) |
3.1 in |
|
Goldsmith has a seasonal temperature swing of 48°F / from 26°F in January to 73°F in July. Total annual precipitation is 39.1 inches, with July being the wettest month (4.3") and January the driest (2.1").
Average costs for common services in Goldsmith. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Goldsmith
What is the population of Goldsmith?
Goldsmith has a population of 239 residents and is located in Indiana. The population density is 1,138 people per square mile, spread across 0.2 square miles. The median age of residents is 34.4 years, which is younger than the national median of 38.9 years. The population is 62.3% female and 37.7% male.
Is Goldsmith expensive to live in?
Goldsmith is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $158,125, 110% above the national average of $75,149. The median home value is $281,400 (0% below the U.S. median). The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Goldsmith safe?
Goldsmith is safer than the national average, with a violent crime rate of 161 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,891 per 100,000 (below the national average). Overall, Goldsmith receives a safety grade of F based on combined crime data.
What is the weather like in Goldsmith?
Goldsmith has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Goldsmith?
The job market in Goldsmith is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,111. There are 348 business establishments in the area, including 24 restaurants and food service locations.
How much does housing cost in Goldsmith?
The median home value in Goldsmith is $281,400. Zillow estimates the typical home value at $219,167. The homeownership rate is 100.0%. The average annual property tax is $2,278.
How are the schools in Goldsmith?
Schools in Goldsmith score 6 out of 10 on standardized testing, near the national average. 21.0% of adults in Goldsmith hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 5.8% hold a graduate or professional degree.
How healthy is Goldsmith?
The obesity rate in Goldsmith is 35.9% (above the national rate of 32.1%). 15.7% of adults are smokers. 21.6% are physically inactive. 26.9% of residents report depression. 57.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,843.
What are the demographics of Goldsmith?
The racial and ethnic makeup of Goldsmith is 92.5% White. 95.4% of residents speak only English at home, while 4.6% speak Spanish. 2.4% of the population are military veterans. 2.3% of residents have a disability. 100.0% have health insurance coverage.
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