Median Income
$53,650
29% lower than US avg
Home Value
$115,100
59% lower than US avg
Violent Crime
324/100K
15% lower than US avg
Bachelor's+
5.0%
85% lower than US avg
Median Rent
$850
27% lower than US avg
Obesity Rate
43.9%
37% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
9.2%
26% lower than US avg
How Harmony Compares to the U.S. Average (100% = U.S. avg)
People
Population708
Median Age43.9 yrs
Density863/mi²
Male / Female45% / 55%
Largest GroupWhite 92%
Veterans7.1%
Economy
B+
Median Income$53,650
Per Capita$34,269
Unemployment0.0%
Poverty9.2%
County GDP$1,042M
Commute24 min
Housing
A+
Home Value$115,100
Rent$850
Ownership75.8%
Zillow$138,161
Housing Units364
Rent Burden17.3%
Crime
F
Violent324/100K
Property4,931/100K
Health
Obesity43.9%
Uninsured9.9%
Smoking20.8%
Depression29.1%
Heart Disease6.6%
Climate
Avg Temp52°F (11°C)
AQI41 (Good)
Rain47.4 in/yr
Sunny Days293/yr
Elevation671 ft (205 m)
Education
F
Bachelor's+5.0%
High School+90.0%
Graduate+2.8%
School Score6.12
Community
2024 VoteR 78% / D 21%
Commute24 min
Broadband76.7%
EV Stations1
Libraries1
Is Harmony a Good Place to Live?
Based on current data, Harmony receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Harmony has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Harmony is $53,650, 29% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 9.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Harmony is $115,100, 59% below the national median / offering relatively affordable homeownership. Renters pay a median of $850 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Harmony is below the national average at 324 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,931 per 100,000, 152% above the national average.
Education
5.0% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Harmony experiences four distinct seasons with an average temperature of 52°F. Winters average 27°F in January while summers reach 74°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.4 inches, including 13.0 inches of snow. Air quality is rated Good with a median AQI of 41.
Harmony has a population of 708 with a density of 863 people per square mile, spread across 0.7 square miles. The median age is 43.9 years, 13% older than the national median of 38.9. The gender split is 54.8% female and 45.2% male. The city is predominantly White (92.1%), with 3% Hispanic, 1.4% Black. English is the primary language spoken at home by 98.4% of residents. 7.1% of the population are veterans. 21.1% of residents have a disability (above the 13.0% national average). 96.2% have health insurance coverage.
Population
43.9yrs
Median Age
13% above US avg
Language Spoken at Home
English Only
98.4%
25% above US avg
Spanish
1.6%
88% below US avg
The median household income in Harmony is $53,650, which is 29% below the national average of $75,149. Per capita income is $34,269 (below the $39,052 national figure). The average weekly wage is $881, 38% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 9.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 529 business establishments, including 49 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $53,650 |
| 29% below US avg |
| Per Capita Income | $34,269 |
| Avg Weekly Wage | $881 |
| IRS Avg AGI | $62,294 |
| Gini Index | 0.426 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 9.2% |
| 26% below US avg |
| Establishments (County) | 529 |
| County GDP | $1,042M |
Business (County)
| Restaurants | 49 |
| Healthcare | 57 |
| Retail | 83 |
| Manufacturing | 26 |
Tax & Cost of Living
| Property Tax (IRS) | $1,477 |
| 58% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.28% |
Commute & Transportation
| Commute Time | 24.4 min |
| Drive Alone | 95.8% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Harmony is $115,100, 59% below the national median of $281,900. Zillow estimates the typical home value at $138,161, higher than the Census estimate. Homes sell for 98.4% of their list price. Monthly rent averages $850 (27% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 75.8% of housing units are owner-occupied (above the 65.4% national rate). There are 364 total housing units in the city. The median year a home was built is 1960. The average annual property tax is $1,477 (lower than the $3,500 national average). 17.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $115,100 |
| 59% below US avg |
| Zillow ZHVI | $138,161 |
Real Estate Market (Redfin)
| $/Sq Ft | $121 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 98.4% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $850 |
| 27% below US avg |
| Rent Burden | 17.3% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 75.8% |
| Owner-Occupied | 75.8% |
| Renter-Occupied | 24.2% |
| Housing Units | 364 |
| Median Year Built | 1960 |
Property Tax
| Avg Tax (IRS) | $1,477 |
| 58% below US avg |
| Effective Rate | 1.28% |
In Harmony, 43.9% of adults are obese, above the national rate of 32.1%. 12.4% have diabetes (above the 10.5% national rate). Heart disease affects 6.6% of residents. 37.0% have high blood pressure. 20.8% are current smokers (above the 14.0% national rate). 17.6% report binge drinking. 29.1% are physically inactive, above the national average. 29.1% report depression (above the 20.0% national average). 20.9% experience frequent mental distress. 9.9% of residents lack health insurance. The primary care physician ratio is 1:2,032. The dentist ratio is 1:4,396. 53.0% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Harmony vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.9% |
| 37% above US avg |
| Diabetes | 12.4% |
| Heart Disease | 6.6% |
| High Blood Pressure | 37.0% |
| Asthma | 12.2% |
| COPD | 9.4% |
| Cancer | 7.3% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 20.8% |
| 49% above US avg |
| Binge Drinking | 17.6% |
| Physical Inactivity | 29.1% |
| Depression | 29.1% |
| Mental Distress | 20.9% |
| Physical Distress | 15.6% |
| Short Sleep | 37.8% |
Healthcare Access
| Insurance Rate | 96.2% |
| Uninsured | 9.9% |
| 15% above US avg |
| Primary Care | 1:2,032 |
| Dentists | 1:4,396 |
| Mental Health | 1:2,035 |
| Checkup Rate | 77.6% |
| Dental Visits | 56.6% |
| Premature Death | 9,097/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 53.0% |
| Healthcare Facilities | 57 |
Harmony has a violent crime rate of 324 per 100,000 residents, 15% below the national average of 380. Property crime stands at 4,931 per 100,000, 152% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Harmony receives a safety grade of F.
Crime Rates: Harmony vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 324.1/100K |
| 15% below US avg |
| |
Property Crime
| Total Property | 4,930.8/100K |
| 152% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Harmony experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.4 inches (wetter than the 38-inch national average). The area receives 13.0 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 671 feet.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 52.0°F |
| 4% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 671 ft (205 m) |
| Area | 0.7 sq mi (1.9 km²) |
| Population Density | 863/sq mi |
| Coordinates | 39.5337°N, 87.0731°W |
| Timezone | America/Indiana/Indianapolis |
| County | Clay County County |
| Nearest Airport | Terre Haute Regional (HUF)
14 miles away |
Precipitation & Snow
Annual Rainfall
47.4"
25% above US avg
Wettest Month (Jul)
4.84"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 27.0 / 100 |
| Social Vulnerability | 19.7 / 100 |
| Community Resilience | 76.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
34 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M3.3 on May 13, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
139 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
138 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
139 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
38 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
143 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
121 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
89 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
39 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
139 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
37 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
140 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
137 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
138 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
109 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
60 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
141 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
88 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
28 km |
| Sep 9, 2017 |
4 km N of Bellmont, Illinois |
M3.1 |
143 km |
| Jun 24, 2008 |
8 km NNE of Bellmont, Illinois |
M2.9 |
139 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
515 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 40 fatalities, 739 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
100 km |
0 |
| Jun 2, 1990 |
EF4 |
96 km |
1 |
| May 14, 1972 |
EF4 |
89 km |
0 |
| Apr 11, 1965 |
EF4 |
57 km |
28 |
| Apr 11, 1965 |
EF4 |
91 km |
0 |
| Mar 31, 2023 |
EF3 |
83 km |
0 |
| Mar 31, 2023 |
EF3 |
40 km |
2 |
| Nov 17, 2013 |
EF3 |
93 km |
0 |
| May 25, 2011 |
EF3 |
97 km |
0 |
| Mar 8, 2009 |
EF3 |
86 km |
0 |
| Nov 15, 2005 |
EF3 |
95 km |
0 |
| Sep 20, 2002 |
EF3 |
52 km |
0 |
| Apr 19, 1996 |
EF3 |
99 km |
1 |
| Nov 22, 1992 |
EF3 |
48 km |
0 |
| Nov 22, 1992 |
EF3 |
26 km |
0 |
| Nov 22, 1992 |
EF3 |
90 km |
0 |
| Nov 22, 1992 |
EF3 |
50 km |
0 |
| Jul 30, 1992 |
EF3 |
83 km |
0 |
| Jun 2, 1990 |
EF3 |
98 km |
0 |
| Mar 10, 1986 |
EF3 |
51 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,547 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
UNNAMED |
1,547 |
83 km |
| 2007 |
UNNAMED |
1,102 |
91 km |
| 2016 |
UNNAMED |
898 |
83 km |
| 2010 |
FORK RIDGE RX |
697 |
96 km |
| 2019 |
UNNAMED |
670 |
96 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
2.2 in |
Coldest, Driest |
| February |
30°F (-1°C) |
2.3 in |
|
| March |
41°F (5°C) |
3.6 in |
|
| April |
52°F (11°C) |
4.0 in |
|
| May |
62°F (17°C) |
4.6 in |
|
| June |
71°F (22°C) |
4.1 in |
|
| July |
74°F (23°C) |
4.8 in |
Warmest, Wettest |
| August |
73°F (23°C) |
4.0 in |
|
| September |
66°F (19°C) |
3.4 in |
|
| October |
55°F (13°C) |
2.9 in |
|
| November |
43°F (6°C) |
3.8 in |
|
| December |
32°F (-0°C) |
3.1 in |
|
Harmony has a seasonal temperature swing of 47°F / from 27°F in January to 74°F in July. Total annual precipitation is 42.7 inches, with July being the wettest month (4.8") and January the driest (2.2").
Average costs for common services in Harmony. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Harmony
What is the population of Harmony?
Harmony has a population of 708 residents and is located in Indiana. The population density is 863 people per square mile, spread across 0.7 square miles. The median age of residents is 43.9 years, which is older than the national median of 38.9 years. The population is 54.8% female and 45.2% male.
Is Harmony expensive to live in?
Harmony is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $53,650, 29% below the national average of $75,149. The median home value is $115,100 (59% below the U.S. median). Renters pay a median of $850 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Harmony safe?
Harmony is safer than the national average, with a violent crime rate of 324 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,931 per 100,000 (above the national average). Overall, Harmony receives a safety grade of F based on combined crime data.
What is the weather like in Harmony?
Harmony has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 27°F in January, while summers reach an average of 74°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.4 inches, with 13.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Harmony?
The job market in Harmony is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $881. There are 529 business establishments in the area, including 49 restaurants and food service locations. The average commute time is 24 minutes, and 0.0% of workers work from home.
How much does housing cost in Harmony?
The median home value in Harmony is $115,100. Zillow estimates the typical home value at $138,161. For renters, the median monthly rent is $850. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 75.8%. The average annual property tax is $1,477.
How are the schools in Harmony?
Schools in Harmony score 6.1 out of 10 on standardized testing, near the national average. 5.0% of adults in Harmony hold a bachelor's degree or higher, below the national average of 33.7%. 90.0% have completed high school. 2.8% hold a graduate or professional degree.
How healthy is Harmony?
The obesity rate in Harmony is 43.9% (above the national rate of 32.1%). 20.8% of adults are smokers. 29.1% are physically inactive. 29.1% of residents report depression. 9.9% lack health insurance. 53.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,032.
What is transportation like in Harmony?
The average commute in Harmony is 24 minutes, shorter than the national average of 28 minutes. 95.8% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Harmony?
The racial and ethnic makeup of Harmony is 92.1% White, 1.4% Black or African American, 3% Hispanic or Latino. 98.4% of residents speak only English at home. 7.1% of the population are military veterans. 21.1% of residents have a disability. 96.2% have health insurance coverage.
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