Median Income
$121,083
61% higher than US avg
Home Value
$208,300
26% lower than US avg
Violent Crime
285/100K
25% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
34.0%
6% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Hemlock Compares to the U.S. Average (100% = U.S. avg)
People
Population137
Median Age41.2 yrs
Density381/mi²
Male / Female39% / 61%
Largest GroupWhite 86%
Veterans46.0%
Economy
A+
Median Income$121,083
Per Capita$47,164
Unemployment0.0%
Poverty0.0%
County GDP$5,497M
Housing
A+
Home Value$208,300
Ownership100.0%
Zillow$263,809
Housing Units24
Rent Burden27.7%
Crime
F
Violent285/100K
Property3,645/100K
Health
Obesity34.0%
Smoking13.5%
Depression25.9%
Heart Disease5.1%
Climate
Avg Temp51°F (10°C)
AQI41 (Good)
Rain44.4 in/yr
Sunny Days275/yr
Elevation860 ft (262 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score5.67
Community
2024 VoteR 67% / D 31%
Broadband50.0%
EV Stations14
Libraries7
Is Hemlock a Good Place to Live?
Based on current data, Hemlock receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Hemlock stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Hemlock is $121,083, which is significantly higher than the national average / 61% above $75,149. This places Hemlock among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Hemlock is $208,300, 26% below the national median / offering relatively affordable homeownership. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Hemlock is below the national average at 285 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,645 per 100,000, 86% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Hemlock experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.4 inches, including 34.1 inches of snow. Air quality is rated Good with a median AQI of 41.
Hemlock has a population of 137 with a density of 381 people per square mile, spread across 0.4 square miles. The median age is 41.2 years, 6% older than the national median of 38.9. The gender split is 61.3% female and 38.7% male. The city is predominantly White (86.1%), with 13.9% Black. English is the primary language spoken at home by 100% of residents. 46.0% of the population are veterans, above the national rate of 6.0%. 0.0% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
41.2yrs
Median Age
6% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Hemlock is $121,083, which is 61% above the national average of $75,149. Per capita income is $47,164 (above the $39,052 national figure). The average weekly wage is $1,200, 16% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,913 business establishments, including 201 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $121,083 |
| 61% above US avg |
| Per Capita Income | $47,164 |
| Avg Weekly Wage | $1,200 |
| IRS Avg AGI | $61,076 |
| Gini Index | 0.423 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,913 |
| County GDP | $5,497M |
Business (County)
| Restaurants | 201 |
| Healthcare | 265 |
| Retail | 328 |
| Manufacturing | 63 |
Tax & Cost of Living
| Property Tax (IRS) | $2,758 |
| 21% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.32% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Hemlock is $208,300, 26% below the national median of $281,900. Zillow estimates the typical home value at $263,809, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 24 total housing units in the city. The average annual property tax is $2,758 (lower than the $3,500 national average). 27.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $208,300 |
| 26% below US avg |
| Zillow ZHVI | $263,809 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 24 |
Property Tax
| Avg Tax (IRS) | $2,758 |
| 21% below US avg |
| Effective Rate | 1.32% |
In Hemlock, 34.0% of adults are obese, above the national rate of 32.1%. 9.0% have diabetes. Heart disease affects 5.1% of residents. 30.7% have high blood pressure. 13.5% are current smokers. 20.0% report binge drinking. 19.0% are physically inactive, below the national average. 25.9% report depression (above the 20.0% national average). 17.4% experience frequent mental distress. The primary care physician ratio is 1:1,819. The dentist ratio is 1:1,114. 73.5% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Hemlock vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.0% |
| 6% above US avg |
| Diabetes | 9.0% |
| Heart Disease | 5.1% |
| High Blood Pressure | 30.7% |
| Asthma | 10.8% |
| COPD | 5.7% |
| Cancer | 7.6% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 13.5% |
| 4% below US avg |
| Binge Drinking | 20.0% |
| Physical Inactivity | 19.0% |
| Depression | 25.9% |
| Mental Distress | 17.4% |
| Physical Distress | 11.4% |
| Short Sleep | 34.3% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:1,819 |
| Dentists | 1:1,114 |
| Mental Health | 1:423 |
| Checkup Rate | 77.7% |
| Dental Visits | 69.2% |
| Premature Death | 12,109/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 73.5% |
| Healthcare Facilities | 265 |
Hemlock has a violent crime rate of 285 per 100,000 residents, 25% below the national average of 380. Property crime stands at 3,645 per 100,000, 86% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Hemlock receives a safety grade of F.
Crime Rates: Hemlock vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 284.7/100K |
| 25% below US avg |
| |
Property Crime
| Total Property | 3,644.7/100K |
| 86% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Hemlock experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 44.4 inches. The area receives 34.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 860 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.6°F |
| 6% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 860 ft (262 m) |
| Area | 0.4 sq mi (0.9 km²) |
| Population Density | 381/sq mi |
| Coordinates | 40.4192°N, 86.0419°W |
| Timezone | America/Indiana/Indianapolis |
| County | Howard County County |
| Nearest Airport | Delaware County Regional (MIE)
36 miles away |
Precipitation & Snow
Annual Rainfall
44.4"
17% above US avg
Wettest Month (Jul)
4.25"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0478 ppm |
| PM2.5 (Fine Particles) | 8.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 63.7 / 100 |
| Social Vulnerability | 40.8 / 100 |
| Community Resilience | 87.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
124 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
96 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
105 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
95 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
94 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
137 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
101 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
139 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
123 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
121 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
617 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 91 fatalities, 1,998 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
72 km |
0 |
| Apr 26, 1994 |
EF4 |
77 km |
3 |
| Mar 20, 1976 |
EF4 |
81 km |
0 |
| Apr 3, 1974 |
EF4 |
77 km |
1 |
| Apr 3, 1974 |
EF4 |
93 km |
18 |
| Apr 3, 1974 |
EF4 |
82 km |
0 |
| May 14, 1972 |
EF4 |
72 km |
0 |
| Apr 11, 1965 |
EF4 |
58 km |
4 |
| Apr 11, 1965 |
EF4 |
29 km |
25 |
| Apr 11, 1965 |
EF4 |
68 km |
0 |
| Apr 11, 1965 |
EF4 |
83 km |
28 |
| Apr 25, 1961 |
EF4 |
96 km |
0 |
| Mar 6, 1956 |
EF4 |
43 km |
1 |
| Mar 14, 2024 |
EF3 |
82 km |
1 |
| Mar 31, 2023 |
EF3 |
39 km |
0 |
| Mar 31, 2023 |
EF3 |
98 km |
0 |
| May 27, 2019 |
EF3 |
63 km |
0 |
| May 27, 2019 |
EF3 |
58 km |
0 |
| Aug 24, 2016 |
EF3 |
13 km |
0 |
| Nov 17, 2013 |
EF3 |
68 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.1 in |
Coldest |
| February |
28°F (-2°C) |
2.1 in |
Driest |
| March |
38°F (4°C) |
3.1 in |
|
| April |
50°F (10°C) |
3.9 in |
|
| May |
61°F (16°C) |
3.9 in |
|
| June |
70°F (21°C) |
3.6 in |
|
| July |
73°F (23°C) |
4.3 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.9 in |
|
| November |
41°F (5°C) |
3.2 in |
|
| December |
30°F (-1°C) |
3.1 in |
|
Hemlock has a seasonal temperature swing of 49°F / from 25°F in January to 73°F in July. Total annual precipitation is 38.8 inches, with July being the wettest month (4.3") and February the driest (2.1").
Average costs for common services in Hemlock. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Hemlock
What is the population of Hemlock?
Hemlock has a population of 137 residents and is located in Indiana. The population density is 381 people per square mile, spread across 0.4 square miles. The median age of residents is 41.2 years, which is older than the national median of 38.9 years. The population is 61.3% female and 38.7% male.
Is Hemlock expensive to live in?
Hemlock is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $121,083, 61% above the national average of $75,149. The median home value is $208,300 (26% below the U.S. median). The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Hemlock safe?
Hemlock is safer than the national average, with a violent crime rate of 285 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,645 per 100,000 (above the national average). Overall, Hemlock receives a safety grade of F based on combined crime data.
What is the weather like in Hemlock?
Hemlock has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 44.4 inches, with 34.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Hemlock?
The job market in Hemlock is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,200. There are 1,913 business establishments in the area, including 201 restaurants and food service locations.
How much does housing cost in Hemlock?
The median home value in Hemlock is $208,300. Zillow estimates the typical home value at $263,809. The homeownership rate is 100.0%. The average annual property tax is $2,758.
How are the schools in Hemlock?
Schools in Hemlock score 5.7 out of 10 on standardized testing, near the national average. 0.0% of adults in Hemlock hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Hemlock?
The obesity rate in Hemlock is 34.0% (above the national rate of 32.1%). 13.5% of adults are smokers. 19.0% are physically inactive. 25.9% of residents report depression. 73.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,819.
What are the demographics of Hemlock?
The racial and ethnic makeup of Hemlock is 86.1% White, 13.9% Black or African American. 100% of residents speak only English at home. 46.0% of the population are military veterans. 0.0% of residents have a disability. 100.0% have health insurance coverage.
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