Median Income
$142,632
90% higher than US avg
Home Value
$85,800
70% lower than US avg
Violent Crime
81/100K
79% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
39.4%
23% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
14.5%
17% higher than US avg
How Homer Compares to the U.S. Average (100% = U.S. avg)
People
Population190
Median Age33.4 yrs
Density826/mi²
Male / Female46% / 54%
Largest GroupWhite 98%
Veterans0.0%
Economy
A+
Median Income$142,632
Per Capita$35,475
Unemployment0.0%
Poverty14.5%
County GDP$764M
Commute29 min
Housing
A+
Home Value$85,800
Ownership86.1%
Zillow$219,205
Housing Units100
Rent Burden15.5%
Crime
F
Violent81/100K
Property4,552/100K
Health
Obesity39.4%
Smoking20.0%
Depression29.0%
Heart Disease6.6%
Climate
Avg Temp53°F (12°C)
AQI41 (Good)
Rain44.0 in/yr
Sunny Days293/yr
Elevation905 ft (276 m)
Education
A+
Bachelor's+0.0%
High School+90.4%
Graduate+0.0%
School Score6.04
Community
2024 VoteR 76% / D 22%
Commute29 min
Broadband72.0%
EV Stations3
Libraries2
Is Homer a Good Place to Live?
Based on current data, Homer receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include high obesity rates. Homer offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Homer is $142,632, which is significantly higher than the national average / 90% above $75,149. This places Homer among higher-income communities. The job market is very strong with unemployment at just 0.0%. 14.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Homer is $85,800, 70% below the national median / offering relatively affordable homeownership. At just 0.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Homer is a very safe community with a violent crime rate of 81 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 4,552 per 100,000, 132% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 90.4% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Homer experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 74°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.0 inches, including 14.6 inches of snow. Air quality is rated Good with a median AQI of 41.
Homer has a population of 190 with a density of 826 people per square mile, spread across 0.2 square miles. The median age is 33.4 years, 14% younger than the national median of 38.9. The gender split is 53.7% female and 46.3% male. The city is predominantly White (98.4%), with 1.6% Hispanic. English is the primary language spoken at home by 95.9% of residents. 0.0% of the population are veterans, below the national rate of 6.0%. 2.8% of residents have a disability (below the 13.0% national average). 88.8% have health insurance coverage.
Population
33.4yrs
Median Age
14% below US avg
Language Spoken at Home
English Only
95.9%
22% above US avg
Spanish
4.1%
69% below US avg
The median household income in Homer is $142,632, which is 90% above the national average of $75,149. Per capita income is $35,475. The average weekly wage is $961, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 14.5% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 430 business establishments, including 27 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $142,632 |
| 90% above US avg |
| Per Capita Income | $35,475 |
| Avg Weekly Wage | $961 |
| IRS Avg AGI | $63,700 |
| Gini Index | 0.379 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 14.5% |
| 17% above US avg |
| Establishments (County) | 430 |
| County GDP | $764M |
Business (County)
| Restaurants | 27 |
| Healthcare | 34 |
| Retail | 52 |
| Manufacturing | 26 |
Tax & Cost of Living
| Property Tax (IRS) | $2,075 |
| 41% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.42% |
Commute & Transportation
| Commute Time | 28.6 min |
| Drive Alone | 75.9% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Homer is $85,800, 70% below the national median of $281,900. Zillow estimates the typical home value at $219,205, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 86.1% of housing units are owner-occupied (above the 65.4% national rate). There are 100 total housing units in the city. The median year a home was built is 1994. The average annual property tax is $2,075 (lower than the $3,500 national average). 15.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.6x, well within the affordable range.
Home Values
| Census Median | $85,800 |
| 70% below US avg |
| Zillow ZHVI | $219,205 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 86.1% |
| Owner-Occupied | 86.1% |
| Renter-Occupied | 13.9% |
| Housing Units | 100 |
| Median Year Built | 1994 |
Property Tax
| Avg Tax (IRS) | $2,075 |
| 41% below US avg |
| Effective Rate | 2.42% |
In Homer, 39.4% of adults are obese, above the national rate of 32.1%. 11.7% have diabetes. Heart disease affects 6.6% of residents. 35.0% have high blood pressure. 20.0% are current smokers (above the 14.0% national rate). 17.5% report binge drinking. 26.4% are physically inactive. 29.0% report depression (above the 20.0% national average). 20.9% experience frequent mental distress. The primary care physician ratio is 1:2,779. The dentist ratio is 1:2,382. 50.4% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Homer vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.4% |
| 23% above US avg |
| Diabetes | 11.7% |
| Heart Disease | 6.6% |
| High Blood Pressure | 35.0% |
| Asthma | 12.1% |
| COPD | 8.8% |
| Cancer | 7.5% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 20.0% |
| 43% above US avg |
| Binge Drinking | 17.5% |
| Physical Inactivity | 26.4% |
| Depression | 29.0% |
| Mental Distress | 20.9% |
| Physical Distress | 14.8% |
| Short Sleep | 40.5% |
Healthcare Access
| Insurance Rate | 88.8% |
| |
| Primary Care | 1:2,779 |
| Dentists | 1:2,382 |
| Mental Health | 1:766 |
| Checkup Rate | 77.9% |
| Dental Visits | 57.1% |
| Premature Death | 9,854/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 50.4% |
| Healthcare Facilities | 34 |
Homer has a violent crime rate of 81 per 100,000 residents, 79% below the national average of 380. Property crime stands at 4,552 per 100,000, 132% above the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Homer receives a safety grade of F.
Crime Rates: Homer vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 81.0/100K |
| 79% below US avg |
| |
Property Crime
| Total Property | 4,552.1/100K |
| 132% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Homer experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 74°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 44.0 inches. The area receives 14.6 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 905 feet.
Temperature
28°F Jan (-2°C)
74°F Jul (24°C)
| Annual Average | 52.7°F |
| 2% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 74°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 905 ft (276 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 826/sq mi |
| Coordinates | 39.5784°N, 85.5774°W |
| Timezone | America/Indiana/Indianapolis |
| County | Rush County County |
| Nearest Airport | Indianapolis International (IND)
39 miles away |
Precipitation & Snow
Annual Rainfall
44.0"
16% above US avg
Wettest Month (May)
4.69"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 15.8 / 100 |
| Social Vulnerability | 29.5 / 100 |
| Community Resilience | 70.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
149 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
8 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
90 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
102 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
137 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
116 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
136 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
147 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
145 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
558 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 26 fatalities, 1,433 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
90 km |
3 |
| May 27, 2019 |
EF4 |
99 km |
0 |
| Jun 11, 1998 |
EF4 |
39 km |
0 |
| Jun 2, 1990 |
EF4 |
69 km |
0 |
| Jul 9, 1980 |
EF4 |
10 km |
2 |
| Apr 3, 1974 |
EF4 |
20 km |
0 |
| Apr 3, 1974 |
EF4 |
51 km |
4 |
| Apr 3, 1974 |
EF4 |
59 km |
1 |
| Apr 3, 1974 |
EF4 |
94 km |
0 |
| May 14, 1972 |
EF4 |
48 km |
0 |
| Apr 25, 1961 |
EF4 |
19 km |
0 |
| Mar 14, 2024 |
EF3 |
77 km |
1 |
| Mar 31, 2023 |
EF3 |
45 km |
0 |
| Mar 2, 2012 |
EF3 |
59 km |
3 |
| Jun 3, 2008 |
EF3 |
16 km |
1 |
| Nov 15, 2005 |
EF3 |
35 km |
0 |
| Sep 20, 2002 |
EF3 |
98 km |
0 |
| Apr 9, 1999 |
EF3 |
78 km |
0 |
| Apr 9, 1999 |
EF3 |
79 km |
0 |
| Nov 22, 1992 |
EF3 |
83 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
79 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
80 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
81 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
82 km |
| 2003 |
WUI 3 03 |
3,372 |
69 km |
| 2010 |
WUI UNIT 28K |
3,230 |
66 km |
| 1999 |
UNNAMED |
3,122 |
69 km |
| 2002 |
UNIT 8 |
2,753 |
81 km |
| 2005 |
UNIT 3 05 |
2,511 |
69 km |
| 2001 |
01 UNIT 16 |
2,361 |
80 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
81 km |
| 2004 |
UNIT 19 |
2,004 |
82 km |
| 2003 |
UNIT 8 03 |
1,971 |
78 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
74 km |
| 2000 |
JPG 14 |
1,908 |
81 km |
| 2003 |
UNIT 16 03 |
1,809 |
81 km |
| 2021 |
UNNAMED |
1,547 |
78 km |
| 2002 |
UNIT 9 |
1,485 |
81 km |
| 1995 |
UNNAMED |
1,462 |
75 km |
| 2010 |
TRACER |
1,408 |
66 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.4 in |
Coldest, Driest |
| February |
29°F (-1°C) |
2.4 in |
|
| March |
40°F (5°C) |
3.5 in |
|
| April |
51°F (10°C) |
4.1 in |
|
| May |
61°F (16°C) |
4.7 in |
Wettest |
| June |
70°F (21°C) |
3.9 in |
|
| July |
74°F (24°C) |
4.5 in |
Warmest |
| August |
72°F (22°C) |
3.7 in |
|
| September |
66°F (19°C) |
2.9 in |
|
| October |
54°F (12°C) |
2.9 in |
|
| November |
42°F (6°C) |
3.6 in |
|
| December |
32°F (-0°C) |
3.1 in |
|
Homer has a seasonal temperature swing of 46°F / from 28°F in January to 74°F in July. Total annual precipitation is 41.6 inches, with May being the wettest month (4.7") and January the driest (2.4").
Average costs for common services in Homer. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Homer
What is the population of Homer?
Homer has a population of 190 residents and is located in Indiana. The population density is 826 people per square mile, spread across 0.2 square miles. The median age of residents is 33.4 years, which is younger than the national median of 38.9 years. The population is 53.7% female and 46.3% male.
Is Homer expensive to live in?
Homer is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $142,632, 90% above the national average of $75,149. The median home value is $85,800 (70% below the U.S. median). The home price-to-income ratio is 0.6x, indicating housing is reasonably affordable relative to local income levels.
Is Homer safe?
Homer is considered a very safe city with a violent crime rate of 81 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 4,552 per 100,000 (above the national average). Overall, Homer receives a safety grade of F based on combined crime data.
What is the weather like in Homer?
Homer has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 74°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 44.0 inches, with 14.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Homer?
The job market in Homer is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $961. There are 430 business establishments in the area, including 27 restaurants and food service locations. The average commute time is 29 minutes, and 0.0% of workers work from home.
How much does housing cost in Homer?
The median home value in Homer is $85,800. Zillow estimates the typical home value at $219,205. The homeownership rate is 86.1%. The average annual property tax is $2,075.
How are the schools in Homer?
Schools in Homer score 6 out of 10 on standardized testing, near the national average. 0.0% of adults in Homer hold a bachelor's degree or higher, below the national average of 33.7%. 90.4% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Homer?
The obesity rate in Homer is 39.4% (above the national rate of 32.1%). 20.0% of adults are smokers. 26.4% are physically inactive. 29.0% of residents report depression. 50.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,779.
What is transportation like in Homer?
The average commute in Homer is 29 minutes. 75.9% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Homer?
The racial and ethnic makeup of Homer is 98.4% White, 1.6% Hispanic or Latino. 95.9% of residents speak only English at home, while 4.1% speak Spanish. 0.0% of the population are military veterans. 2.8% of residents have a disability. 88.8% have health insurance coverage.
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