Median Income
$46,250
38% lower than US avg
Home Value
$80,000
72% lower than US avg
Violent Crime
161/100K
58% lower than US avg
Bachelor's+
12.4%
63% lower than US avg
Median Rent
$775
33% lower than US avg
Obesity Rate
35.9%
12% higher than US avg
Unemployment
1.1%
69% lower than US avg
Poverty Rate
17.8%
44% higher than US avg
How Kempton Compares to the U.S. Average (100% = U.S. avg)
People
Population224
Median Age51.3 yrs
Density1,400/mi²
Male / Female53% / 47%
Largest GroupWhite 96%
Veterans13.2%
Economy
B
Median Income$46,250
Per Capita$24,750
Unemployment1.1%
Poverty17.8%
County GDP$736M
Commute27 min
Housing
A+
Home Value$80,000
Rent$775
Ownership84.8%
Zillow$219,167
Housing Units172
Rent Burden24.6%
Crime
F
Violent161/100K
Property1,891/100K
Health
Obesity35.9%
Uninsured7.4%
Smoking15.7%
Depression26.9%
Heart Disease5.4%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Rain42.4 in/yr
Sunny Days275/yr
Elevation928 ft (283 m)
Education
D
Bachelor's+12.4%
High School+81.7%
Graduate+3.7%
School Score5.96
Community
2024 VoteR 75% / D 24%
Commute27 min
Broadband99.0%
EV Stations14
Libraries2
Is Kempton a Good Place to Live?
Based on current data, Kempton receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. Kempton has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Kempton is $46,250, 38% below the national average of $75,149. The job market is very strong with unemployment at just 1.1%. The poverty rate of 17.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Kempton is $80,000, 72% below the national median / offering relatively affordable homeownership. Renters pay a median of $775 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Kempton is below the national average at 161 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,891 per 100,000, near the national average.
Education
12.4% of residents hold a bachelor's degree, below the national average of 33.7%. 81.7% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Kempton experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.4 inches. Air quality is rated Good with a median AQI of 41.
Kempton has a population of 224 with a density of 1,400 people per square mile, spread across 0.2 square miles. The median age is 51.3 years, 32% older than the national median of 38.9. The gender split is 47.3% female and 52.7% male. The city is predominantly White (96%), with 1.3% Hispanic. English is the primary language spoken at home by 100% of residents. 13.2% of the population are veterans, above the national rate of 6.0%. 22.5% of residents have a disability (above the 13.0% national average). 85.7% have health insurance coverage.
Population
51.3yrs
Median Age
32% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Kempton is $46,250, which is 38% below the national average of $75,149. Per capita income is $24,750 (below the $39,052 national figure). The average weekly wage is $1,111, 22% lower than the U.S. average. The unemployment rate is 1.1% (below the 3.6% US average). 17.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 348 business establishments, including 24 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 16.0% of workers work from home.
Income
| Median HH Income | $46,250 |
| 38% below US avg |
| Per Capita Income | $24,750 |
| Avg Weekly Wage | $1,111 |
| IRS Avg AGI | $67,822 |
| Gini Index | 0.371 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.1% |
| 69% below US avg |
| Poverty Rate | 17.8% |
| 44% above US avg |
| Establishments (County) | 348 |
| County GDP | $736M |
Business (County)
| Restaurants | 24 |
| Healthcare | 39 |
| Retail | 44 |
| Manufacturing | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $2,278 |
| 35% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.85% |
Commute & Transportation
| Commute Time | 27.0 min |
| Drive Alone | 70.4% |
| Public Transit | 0.0% |
| Work from Home | 16.0% |
The median home value in Kempton is $80,000, 72% below the national median of $281,900. Zillow estimates the typical home value at $219,167, higher than the Census estimate. Monthly rent averages $775 (33% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 84.8% of housing units are owner-occupied (above the 65.4% national rate). There are 172 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $2,278 (lower than the $3,500 national average). 24.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $80,000 |
| 72% below US avg |
| Zillow ZHVI | $219,167 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $775 |
| 33% below US avg |
| Rent Burden | 24.6% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 84.8% |
| Owner-Occupied | 84.8% |
| Renter-Occupied | 15.2% |
| Housing Units | 172 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $2,278 |
| 35% below US avg |
| Effective Rate | 2.85% |
In Kempton, 35.9% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.4% of residents. 32.4% have high blood pressure. 15.7% are current smokers. 19.2% report binge drinking. 21.6% are physically inactive. 26.9% report depression (above the 20.0% national average). 18.6% experience frequent mental distress. 7.4% of residents lack health insurance. The primary care physician ratio is 1:3,843. The dentist ratio is 1:1,707. 57.0% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Kempton vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.9% |
| 12% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.4% |
| High Blood Pressure | 32.4% |
| Asthma | 11.3% |
| COPD | 6.7% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 19.2% |
| Physical Inactivity | 21.6% |
| Depression | 26.9% |
| Mental Distress | 18.6% |
| Physical Distress | 12.6% |
| Short Sleep | 36.3% |
Healthcare Access
| Insurance Rate | 85.7% |
| Uninsured | 7.4% |
| 14% below US avg |
| Primary Care | 1:3,843 |
| Dentists | 1:1,707 |
| Mental Health | 1:1,387 |
| Checkup Rate | 77.6% |
| Dental Visits | 65.0% |
| Premature Death | 8,922/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 57.0% |
| Healthcare Facilities | 39 |
Kempton has a violent crime rate of 161 per 100,000 residents, 58% below the national average of 380. Property crime stands at 1,891 per 100,000, 4% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Kempton receives a safety grade of F.
Crime Rates: Kempton vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 161.0/100K |
| 58% below US avg |
| |
Property Crime
| Total Property | 1,891.4/100K |
| 4% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 3 |
| Avg Accident Severity | 4.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Kempton experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.4 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 928 feet.
Temperature
26°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 51.2°F |
| 5% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 928 ft (283 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 1,400/sq mi |
| Coordinates | 40.2878°N, 86.2296°W |
| Timezone | America/Indiana/Indianapolis |
| County | Tipton County County |
| Nearest Airport | Indianapolis International (IND)
40 miles away |
Precipitation & Snow
Annual Rainfall
42.4"
12% above US avg
Wettest Month (Jul)
4.25"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 8.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 83.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
103 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
90 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
85 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
74 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
73 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
133 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
118 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
144 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
140 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
608 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 95 fatalities, 2,013 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
61 km |
0 |
| Apr 26, 1994 |
EF4 |
65 km |
3 |
| Jul 9, 1980 |
EF4 |
98 km |
2 |
| Mar 20, 1976 |
EF4 |
68 km |
0 |
| Apr 3, 1974 |
EF4 |
86 km |
1 |
| Apr 3, 1974 |
EF4 |
78 km |
0 |
| Apr 3, 1974 |
EF4 |
80 km |
18 |
| May 14, 1972 |
EF4 |
59 km |
0 |
| Apr 11, 1965 |
EF4 |
18 km |
25 |
| Apr 11, 1965 |
EF4 |
62 km |
28 |
| Apr 11, 1965 |
EF4 |
51 km |
0 |
| Apr 11, 1965 |
EF4 |
78 km |
4 |
| Apr 25, 1961 |
EF4 |
87 km |
0 |
| Mar 6, 1956 |
EF4 |
64 km |
1 |
| Mar 14, 2024 |
EF3 |
95 km |
1 |
| Mar 31, 2023 |
EF3 |
84 km |
0 |
| Mar 31, 2023 |
EF3 |
58 km |
0 |
| May 27, 2019 |
EF3 |
78 km |
0 |
| May 27, 2019 |
EF3 |
78 km |
0 |
| Aug 24, 2016 |
EF3 |
20 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.1 in |
Coldest, Driest |
| February |
28°F (-3°C) |
2.1 in |
|
| March |
39°F (4°C) |
3.2 in |
|
| April |
50°F (10°C) |
3.9 in |
|
| May |
61°F (16°C) |
4.0 in |
|
| June |
70°F (21°C) |
3.8 in |
|
| July |
73°F (23°C) |
4.3 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.8 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.8 in |
|
| November |
41°F (5°C) |
3.3 in |
|
| December |
30°F (-1°C) |
3.1 in |
|
Kempton has a seasonal temperature swing of 48°F / from 26°F in January to 73°F in July. Total annual precipitation is 39.3 inches, with July being the wettest month (4.3") and January the driest (2.1").
Average costs for common services in Kempton. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Kempton
What is the population of Kempton?
Kempton has a population of 224 residents and is located in Indiana. The population density is 1,400 people per square mile, spread across 0.2 square miles. The median age of residents is 51.3 years, which is older than the national median of 38.9 years. The population is 47.3% female and 52.7% male.
Is Kempton expensive to live in?
Kempton is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $46,250, 38% below the national average of $75,149. The median home value is $80,000 (72% below the U.S. median). Renters pay a median of $775 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Kempton safe?
Kempton is safer than the national average, with a violent crime rate of 161 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,891 per 100,000 (below the national average). Overall, Kempton receives a safety grade of F based on combined crime data.
What is the weather like in Kempton?
Kempton has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Kempton?
The job market in Kempton is very strong, with unemployment at just 1.1% / well below the national rate of 3.6%. The average weekly wage is $1,111. There are 348 business establishments in the area, including 24 restaurants and food service locations. The average commute time is 27 minutes, and 16.0% of workers work from home.
How much does housing cost in Kempton?
The median home value in Kempton is $80,000. Zillow estimates the typical home value at $219,167. For renters, the median monthly rent is $775. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 84.8%. The average annual property tax is $2,278.
How are the schools in Kempton?
Schools in Kempton score 6 out of 10 on standardized testing, near the national average. 12.4% of adults in Kempton hold a bachelor's degree or higher, below the national average of 33.7%. 81.7% have completed high school. 3.7% hold a graduate or professional degree.
How healthy is Kempton?
The obesity rate in Kempton is 35.9% (above the national rate of 32.1%). 15.7% of adults are smokers. 21.6% are physically inactive. 26.9% of residents report depression. 7.4% lack health insurance. 57.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,843.
What is transportation like in Kempton?
The average commute in Kempton is 27 minutes. 70.4% of workers drive alone to work, and 16.0% work from home.
What are the demographics of Kempton?
The racial and ethnic makeup of Kempton is 96% White, 1.3% Hispanic or Latino. 100% of residents speak only English at home. 13.2% of the population are military veterans. 22.5% of residents have a disability. 85.7% have health insurance coverage.
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