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Lucerne, IN

Indiana

Lucerne is a small town in Indiana with a population of 82. Residents earn $33,558 per year, which is 55% below the national average.

4.0 /5.0
A Great
82 Population 911/sq mi density
$33,558 Median Income $23,388 per capita
$79,200 Home Value $197,830 Zillow
51°F Avg Temperature 275 sunny days/yr
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$33,558 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$79,200 home value
B+
Education
3.8 / 5.0
0.0% bachelor's degree or higher
Median Income $33,558
55% lower than US avg
Home Value $79,200
72% lower than US avg
Bachelor's+ 0.0%
100% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 15.6%
26% higher than US avg

How Lucerne Compares to the U.S. Average (100% = U.S. avg)

People

Population82
Median Age58.4 yrs
Density911/mi²
Male / Female40% / 60%
Largest GroupWhite 100%
Veterans71.0%

Economy

B
Median Income$33,558
Per Capita$23,388
Unemployment0.0%
Poverty15.6%
County GDP$1,960M
Commute18 min

Housing

A+
Home Value$79,200
RentN/A
OwnershipN/A
Zillow$197,830
Housing Units59
Rent Burden24.1%

Climate

Avg Temp51°F (11°C)
AQI41 (Good)
Rain41.3 in/yr
Sunny Days275/yr
Elevation802 ft (244 m)

Education

B+
Bachelor's+0.0%
High School+69.0%
Graduate+0.0%
School Score6.01

Community

2024 VoteR 72% / D 26%
Commute18 min
Broadband43.0%
Libraries4

Is Lucerne a Good Place to Live?

Based on current data, Lucerne receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Lucerne stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Lucerne is $33,558, 55% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 15.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Lucerne is $79,200, 72% below the national median — offering relatively affordable homeownership. At just 2.4x median income, home prices are very affordable relative to local earnings.

Education

0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 69.0% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Lucerne experiences four distinct seasons with an average temperature of 51°F. Winters average 25°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.3 inches, including 19.4 inches of snow. Air quality is rated Good with a median AQI of 41.

Lucerne has a population of 82 with a density of 911 people per square mile. The median age is 58.4 years, 50% older than the national median of 38.9. The city is predominantly White (100%).

Population

82
Total Population
911
People / sq mi
58.4yrs
Median Age
50% above US avg
0.1mi²
Land Area

Gender Distribution

Male 40.2%
Female 59.8%

Race & Ethnicity

Lucerne vs U.S. Average

Language Spoken at Home

English Only94.2%
20% above US avg
Spanish5.8%
57% below US avg

Social Characteristics

Lucerne vs U.S. Average

The median household income in Lucerne is $33,558, which is 55% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 15.6% of residents live below the poverty line. Workers commute an average of 18 minutes.

Income: Lucerne vs U.S.

Commute Mode

Income

Median HH Income$33,558
55% below US avg
Per Capita Income$23,388
Avg Weekly Wage$932
IRS Avg AGI$55,023

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate15.6%
26% above US avg
Establishments (County)738
County GDP$1,960M

Business (County)

Restaurants74
Healthcare65
Retail108
Manufacturing46

Tax & Cost of Living

Property Tax (IRS)$2,606
26% below US avg
Cost of Living93.30 (100=avg)
Effective Tax Rate3.29%

Commute & Transportation

Commute Time17.9 min
Drive Alone100.0%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Lucerne is $79,200, 72% below the national average. Zillow estimates the typical home value at $197,830.

Home Value Sources

Ownership Split

Home Values

Census Median$79,200
72% below US avg
Zillow ZHVI$197,830

Real Estate Market (Redfin)

Rental Costs

Rent Burden24.1%

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied100.0%
Housing Units59
Median Year Built1942

Property Tax

Avg Tax (IRS)$2,606
26% below US avg
Effective Rate3.29%
Lucerne has an average annual temperature of 51°F (11°C). Winters average 25°F in January while summers reach 74°F in July. Annual precipitation is 41.3 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

25°F Jan (-4°C) 74°F Jul (23°C)
Annual Average51.0°F
6% below US avg
January Average25°F (-4°C)
July Average74°F (23°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall41.3 inches
9% above US avg
Snowfall19.4 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation802 ft (244 m)
Area0.1 sq mi (0.2 km²)
Population Density911/sq mi
Coordinates40.8659°N, 86.4038°W
TimezoneAmerica/Indiana/Indianapolis
County FIPS18017
It is classified as Nonmetro — Urban 20K+, adjacent. 0.0% of residents hold a bachelor's degree or higher (100% below US avg). In the 2024 election, the county voted Republican by a 46.2-point margin. 43.0% of households have broadband internet.

2024 Presidential Election (County)

R 72.4%
D 26.2%

Winner: Republican by 46.2 points

Education

Bachelor's Degree+0.0%
100% below US avg
High School+69.0%
Graduate Degree+0.0%
School Test Score6.01
B+ Education Grade (3.8/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density911/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access43.0%
Public Libraries4
Healthcare Facilities65
Restaurants74
Retail Stores108

Safety & Disasters

Fatal Crashes (County/yr)9

Commute & Transportation

Avg Commute17.9 min
Drive Alone100.0%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

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